OKULAR
ActiveSummary
OKULAR has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (€-822) and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 207 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability73▼-18
Solvency24▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.7 against 0.9 in 2025; short-term debt: 94% and cash: 9.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-0.7%
Return on assets
3.2%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 03-09-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
58 d early
2025
on the day
2024
69 d early
2023
15 d early
2022
192 d late
2021
234 d late
2020
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€-822▲ 82.2%
2025 · €-5k
2019: €-182klowest in 8 years
2020: €-163k▲ +10.5% vs 2019
2021: €-86k▲ +47.4% vs 2020
2022: €-73k▲ +15.2% vs 2021
2023: €-34k▲ +53.0% vs 2022
2024: €-30k▲ +12.5% vs 2023
2025: €-5k▲ +84.6% vs 2024
2026: €-822▲ +82.2% vs 2025highest in 8 years
2019 → 2026
Total assets
€119k▼ 15.8%
2025 · €141k
2019: €215khighest in 8 years
2020: €158k▼ -26.4% vs 2019
2021: €146k▼ -7.5% vs 2020
2022: €141k▼ -3.2% vs 2021
2023: €152k▲ +7.7% vs 2022
2024: €147k▼ -3.7% vs 2023
2025: €141k▼ -3.8% vs 2024
2026: €119k▼ -15.8% vs 2025lowest in 8 years
2019 → 2026
Net result
€4k▼ 85.1%
2025 · €25k
2019: €-19klowest in 8 years
2020: €19k▲ +199% vs 2019
2021: €77k▲ +304% vs 2020highest in 8 years
2022: €13k▼ -83.1% vs 2021
2023: €39k▲ +195% vs 2022
2024: €4k▼ -88.9% vs 2023
2025: €25k▲ +494% vs 2024
2026: €4k▼ -85.1% vs 2025
2019 → 2026
Working capital
€-33k▼ 287%
2025 · €-9k
2019: €-137klowest in 8 years
2020: €-112k▲ +18.4% vs 2019
2021: €-28k▲ +75.1% vs 2020
2022: €-15k▲ +46.2% vs 2021
2023: €-11k▲ +29.4% vs 2022
2024: €-18k▼ -73.7% vs 2023
2025: €-9k▲ +53.3% vs 2024highest in 8 years
2026: €-33k▼ -287% vs 2025
2019 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€-73k-€-34k▲ 53.0%€-30k▲ 12.5%€-5k▲ 84.6%€-822▲ 82.2%
2022: €-73klowest in 5 years
2023: €-34k▲ +53.0% vs 2022
2024: €-30k▲ +12.5% vs 2023
2025: €-5k▲ +84.6% vs 2024
2026: €-822▲ +82.2% vs 2025highest in 5 years
Operating result€69k-€45k▼ 34.9%€9k▼ 79.3%€38k▲ 308%€11k▼ 70.3%
2022: €69khighest in 5 years
2023: €45k▼ -34.9% vs 2022
2024: €9k▼ -79.3% vs 2023lowest in 5 years
2025: €38k▲ +308% vs 2024
2026: €11k▼ -70.3% vs 2025
Net result€13k-€39k▲ 195%€4k▼ 88.9%€25k▲ 494%€4k▼ 85.1%
2022: €13k
2023: €39k▲ +195% vs 2022highest in 5 years
2024: €4k▼ -88.9% vs 2023
2025: €25k▲ +494% vs 2024
2026: €4k▼ -85.1% vs 2025lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 70% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €119k
Fixed assets
€40k ▼ 38.3%
Current assets
€78k ▲ 3.7%
Key figures and ratios
EBITDA
€26k▼
2025 · €52k
Cash flow
€19k▼
2025 · €39k
Solvency
-0.7%▲
2025 · -3.3%
Current ratio
0.70▼
2025 · 0.90
Quick ratio
0.10▼
2025 · 0.24
ROA
3.2%▼
2025 · 18.0%
Interest coverage
37.42▲
2025 · 29.27
Debt
€120k▼
2025 · €146k
Debt ≤ 1 year
€112k▲
2025 · €84k
Debt > 1 year
€8k▼
2025 · €62k
Income taxes
€8k▼
2025 · €12k
Staff costs
€135k▲
2025 · €123k
Equity ratios withheld: equity of €-822 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 47 lines
Balance sheet
Code20252026
Assets
Total assets20/58€141k€119k▼
Fixed assets21/28€66k€40k▼
Tangible fixed assets22/27€46k€31k▼
Plant, machinery and equipment23€35k€29k▼
Furniture and vehicles24€266-
Other tangible fixed assets26€11k€2k▼
Financial fixed assets28€20k€9k▼
Current assets29/58€76k€78k▲
Stocks and contracts in progress3€56k€67k▲
Stocks30/36€56k€67k▲
Amounts receivable within one year40/41€4k€378▼
Trade receivables40€194-
Other amounts receivable41€3k€378▼
Cash at bank and in hand54/58€16k€11k▼
Equity and liabilities
Total equity and liabilities10/49€141k€119k▼
Equity10/15€-5k€-822▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-11k€-7k▲
Amounts payable17/49€146k€120k▼
Amounts payable after more than one year17€62k€8k▼
Financial debts170/4€62k€8k▼
Amounts payable within one year42/48€84k€112k▲
Current portion of amounts payable after more than one year42€14k€14k=
Trade debts44€27k€49k▲
Suppliers440/4€27k€49k▲
Advances received on contracts in progress46€2k€2k=
Taxes, remuneration and social security45€13k€3k▼
Taxes450/3€13k€3k▼
Remuneration and social security454/9€156-
Other amounts payable47/48€29k€44k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20252026
Remuneration, social security and pensions62€123k€135k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k-
Other operating charges640/8€5k€967▼
Gross operating margin9900€185k€162k▼
Operating profit (loss)9901€38k€11k▼
Financial income75/76B€998€1k▲
Recurring financial income75€998€1k▲
Financial charges65/66B€2k€704▼
Recurring financial charges65€2k€704▼
Profit (loss) for the period before taxes9903€37k€12k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€25k€4k▼
Profit (loss) for the period to be appropriated9905€25k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-7k▲
Profit (loss) brought forward from the previous period14P€-36k€-11k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €68k | €88k | €114k | €123k | €135k | ▲ 9.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €13k | €12k | €14k | €15k | ▲ 8.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €5k | - | - |
| Other operating charges640/8 | €598 | €760 | €837 | €5k | €967 | ▼ 80.9% |
| Gross operating margin9900 | €149k | €146k | €136k | €185k | €162k | ▼ 12.4% |
| Operating profit (loss)9901 | €69k | €45k | €9k | €38k | €11k | ▼ 70.3% |
| Financial income75/76B | €9 | €188 | €1k | €998 | €1k | ▲ 3.4% |
| Recurring financial income75 | €9 | €188 | €1k | €998 | €1k | ▲ 3.4% |
| Financial charges65/66B | €56k | €4k | €4k | €2k | €704 | ▼ 60.2% |
| Recurring financial charges65 | €4k | €4k | €4k | €2k | €704 | ▼ 60.2% |
| Non-recurring financial charges66B | €52k | €0 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €13k | €41k | €7k | €37k | €12k | ▼ 68.8% |
| Income taxes67/77 | - | €3k | €2k | €12k | €8k | ▼ 33.3% |
| Profit (loss) for the period9904 | €13k | €39k | €4k | €25k | €4k | ▼ 85.1% |
| Profit (loss) for the period to be appropriated9905 | €13k | €39k | €4k | €25k | €4k | ▼ 85.1% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141k | €152k | €147k | €141k | €119k | ▼ 15.8% |
| Fixed assets21/28 | €44k | €73k | €66k | €66k | €40k | ▼ 38.3% |
| Intangible fixed assets21 | €3k | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €30k | €63k | €55k | €46k | €31k | ▼ 31.8% |
| Plant, machinery and equipment23 | €1k | €39k | €35k | €35k | €29k | ▼ 16.3% |
| Furniture and vehicles24 | €99 | €1k | €765 | €266 | - | - |
| Other tangible fixed assets26 | €29k | €22k | €20k | €11k | €2k | ▼ 79.0% |
| Financial fixed assets28 | €11k | €11k | €11k | €20k | €9k | ▼ 53.8% |
| Current assets29/58 | €98k | €79k | €81k | €76k | €78k | ▲ 3.7% |
| Stocks and contracts in progress3 | €61k | €64k | €70k | €56k | €67k | ▲ 19.9% |
| Stocks30/36 | €61k | €64k | €70k | €56k | €67k | ▲ 19.9% |
| Amounts receivable within one year40/41 | €4k | €8k | €3k | €4k | €378 | ▼ 89.6% |
| Trade receivables40 | €3k | €6k | €3k | €194 | - | - |
| Other amounts receivable41 | €458 | €2k | €0 | €3k | €378 | ▼ 89.0% |
| Cash at bank and in hand54/58 | €33k | €6k | €7k | €16k | €11k | ▼ 30.9% |
| Deferred charges and accrued income490/1 | €365 | €1k | €2k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141k | €152k | €147k | €141k | €119k | ▼ 15.8% |
| Equity10/15 | €-73k | €-34k | €-30k | €-5k | €-822 | ▲ 82.2% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €-79k | €-40k | €-36k | €-11k | €-7k | ▲ 35.1% |
| Amounts payable17/49 | €214k | €187k | €177k | €146k | €120k | ▼ 17.9% |
| Amounts payable after more than one year17 | €100k | €95k | €75k | €62k | €8k | ▼ 87.0% |
| Financial debts170/4 | €100k | €95k | €75k | €62k | €8k | ▼ 87.0% |
| Amounts payable within one year42/48 | €113k | €90k | €99k | €84k | €112k | ▲ 32.7% |
| Current portion of amounts payable after more than one year42 | €12k | €27k | €22k | €14k | €14k | = |
| Trade debts44 | €40k | €20k | €32k | €27k | €49k | ▲ 82.6% |
| Suppliers440/4 | €40k | €20k | €32k | €27k | €49k | ▲ 82.6% |
| Advances received on contracts in progress46 | €2k | €954 | €2k | €2k | €2k | = |
| Taxes, remuneration and social security45 | €12k | €22k | €28k | €13k | €3k | ▼ 77.7% |
| Taxes450/3 | €4k | €7k | €9k | €13k | €3k | ▼ 77.5% |
| Remuneration and social security454/9 | €8k | €15k | €18k | €156 | - | - |
| Other amounts payable47/48 | €47k | €19k | €15k | €29k | €44k | ▲ 54.8% |
| Accrued charges and deferred income492/3 | €1k | €1k | €2k | €0 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €39k | €4k | €25k | €4k | ▼ 85.1% |
| + Depreciation and write-downs630 | €12k | €13k | €12k | €14k | €15k | ▲ 8.3% |
| Operating cash flow (approximation) | €25k | €51k | €16k | €39k | €19k | ▼ 51.9% |
| Investment in fixed assets (approximation) | - | €-42k | €-4k | €-14k | €10k | ▲ 172% |
| Change in cash | - | €-27k | €963 | €9k | €-5k | ▼ 154% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 192 days late
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 234 days late
2021
31-03
Financial
Highest result since 2019net €77k ▲304%
Operating result €81k, net result €77k, both a record.
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
31-03
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2016
Ground area
589 m²
Building footprint
452 m²
Volume, LiDAR
3,360 m³
2 parcels, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
OKULAR
since 20162.258.790.104
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086E0408/00F002 | Flanders | 309 m² | 1 · 227 m² | 10.7 m · 1 fl. |
| 41002A0314/00D000 | Flanders | 280 m² | 1 · 225 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-11-2016
Fiscal year end31-03
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
86995Nutrition and dietetics services
Scores and ratios are computed by Checked and are not a credit decision.