OK! VAN OCH
ActiveOK! VAN OCH has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €511k and a net result of €107k. Equity is growing by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 69% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-3
Solvency89▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 5.2 against 5.59 in 2023; short-term debt: 10.1% and cash: 32.1% of total assets), and 36.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63.9%
Return on assets
13.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
2 d early
2022
30 d late
2021
23 d early
2020
30 d early
2019
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€511k▲ 26.6%
2023 · €404k
2018: €80k
2019: €126k
2020: €149k
2021: €215k
2022: €295k
2023: €404k
2018 → 2024
Total assets
€800k▲ 18.2%
2023 · €677k
2018: €123k
2019: €190k
2020: €428k
2021: €485k
2022: €579k
2023: €677k
2018 → 2024
Net result
€107k▼ 1.8%
2023 · €109k
2018: €74k
2019: €49k
2020: €23k
2021: €66k
2022: €80k
2023: €109k
2018 → 2024
Working capital
€338k▲ 27.4%
2023 · €266k
2018: €75k
2019: €126k
2020: €69k
2021: €129k
2022: €174k
2023: €266k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€149k-€215k▲ 44.7%€295k▲ 37.2%€404k▲ 37.1%€511k▲ 26.6%
Operating result€35k-€97k▲ 177%€112k▲ 15.6%€159k▲ 42.0%€154k▼ 3.2%
Net result€23k-€66k▲ 192%€80k▲ 20.5%€109k▲ 36.7%€107k▼ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €800k
Fixed assets
€381k▲ 7.8%
Current assets
€419k▲ 29.5%
Equity and liabilities €800k
Equity
€511k▲ 26.6%
Debt
€289k▲ 5.8%
The debt ratio falls from 40.3% to 36.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€181k▼
2023 · €183k
Cash flow
€134k▲
2023 · €133k
Solvency
63.9%▲
2023 · 59.7%
Current ratio
5.20▼
2023 · 5.59
Quick ratio
5.20▼
2023 · 5.59
Debt / equity
0.56▼
2023 · 0.68
ROE
21.0%▼
2023 · 27.0%
ROA
13.4%▼
2023 · 16.1%
Interest coverage
24.74▼
2023 · 30.63
Debt
€289k▲
2023 · €273k
Debt ≤ 1 year
€81k▲
2023 · €58k
Debt > 1 year
€208k▼
2023 · €215k
Income taxes
€47k▼
2023 · €47k
Staff costs
€56k▲
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€677k€800k▲
Fixed assets21/28€353k€381k▲
Tangible fixed assets22/27€353k€381k▲
Land and buildings22€285k€276k▼
Plant, machinery and equipment23€3k€7k▲
Furniture and vehicles24€65k€98k▲
Current assets29/58€323k€419k▲
Amounts receivable within one year40/41€13k€17k▲
Trade receivables40€9k€15k▲
Other amounts receivable41€4k€2k▼
Current investments50/53€140k€145k▲
Cash at bank and in hand54/58€168k€257k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€677k€800k▲
Equity10/15€404k€511k▲
Contributions10/11€6k€6k=
Reserves13€255k€362k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€253k€360k▲
Profit (loss) carried forward14€143k€143k▲
Amounts payable17/49€273k€289k▲
Amounts payable after more than one year17€215k€208k▼
Financial debts170/4€215k€208k▼
Amounts payable within one year42/48€58k€81k▲
Current portion of amounts payable after more than one year42€26k€40k▲
Financial debts43-€15k
Credit institutions430/8-€15k
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Advances received on contracts in progress46€7k-
Taxes, remuneration and social security45€22k€11k▼
Taxes450/3€22k€11k▼
Other amounts payable47/48€297€11k▲
Accrued charges and deferred income492/3€168€466▲
Income statement
Code20232024
Remuneration, social security and pensions62€50k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€27k▲
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€234k€245k▲
Operating profit (loss)9901€159k€154k▼
Financial income75/76B€3k€7k▲
Recurring financial income75€3k€7k▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€156k€154k▼
Income taxes67/77€47k€47k▼
Profit (loss) for the period9904€109k€107k▼
Profit (loss) for the period to be appropriated9905€109k€107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€252k€250k▼
Profit (loss) brought forward from the previous period14P€143k€143k▲
Transfer to equity691/2€109k€107k▼
To other reserves6921€109k€107k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €511k ▲26.6%
7 profitable years in a row build equity to €511k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €109k ▲36.7%
Operating result €159k, net result €109k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €215k ▲44.7%
4 profitable years in a row build equity to €215k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €23k ▼53.2%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial
Equity above €100kEq €126k ▲56.9%
2 profitable years in a row build equity to €126k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoonaardestraat 1873078 KortenbergGround area
611 m²
Building footprint
196 m²
Volume, LiDAR
651 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OK! VAN OCH
since 20172.261.993.973
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24068B0026/00Y000 | Flanders | 420 m² | 1 · 104 m² | 9.6 m · 2 fl. |
| 24068B0026/00A002 | Flanders | 192 m² | 1 · 92 m² | 7.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 3,834 EUR awarded · 3,843 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,095 EUR | 1,000 EUR |
| 2024 | 2 | 2,739 EUR | 2,739 EUR |
| 2023 | 1 | 0 EUR | 104 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
6 live approvals · 2 endedBrandertechnicus gas/stookolie duaal (so)
Monteur sanitaire en verwarmingsinstallaties duaal (so)
Sanitaire en verwarmingsinstallaties duaal (so)
Technicus installatietechnieken (vwo)
Technicus installatietechnieken duaal (so)
Vakman installatietechnieken (vwo)
Legal Entity Identifier
984500B51FR41FE4A087
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,468. 2,303 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2017
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.