Overdue debts
€17,967 on 31-12-2025
The annual accounts state €17,967 of overdue tax debts on 31-12-2025.
ojanu
Lifetime
1 annual account with figurespeak €63,294 (2025)
€63,294
peak €42,965 (2025)
€42,965
peak €16,365 (2025)
€16,365
€99,380
Board1 name since 2025
1 directorJOURET Jonathan Bernard Marie
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Incorporation 19-03Dividend €28,6001 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€99,380 86% of the balance sheet
Financial debts 41%Suppliers 0%Taxes and wages 18%Other 41%
Of this, €58,804 falls due within a year.
Position in the sector
14.1%
Lower solvency than 82% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Checked score
94
Excellent
Financially stronger than 48% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 0.4%
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 0.87, cash €34,359
Size: total assets €115,745
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 18% of them on solvency, 45% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as ojanu has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ojanu itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for ojanu. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.87, below 1. Short-term debt is 50.8% and cash 29.7% of total assets. 85.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
29 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1021120780
Incorporation
Founding capital of €2,000, 100 shares · Founder: JOURET Jonathan Bernard Marie · Appointment: JOURET Jonathan Bernard Marie (director) · published on 19-03-2025 · Gazette deed
First establishment
Rue des Mainagiers 10, Ath
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ojanu Ath | €115,745 | €63,294 | 14.1% | - |
| Pinxten Pharma Consulting Peer | €108,395 | €63,790 | 39.5% | - |
| NAMAA SERVICES Holsbeek | €115,396 | €64,324 | 40.3% | - |
| CSVT Roeselare | €113,584 | €61,451 | 73.0% | - |
| BRAFT Schaerbeek | €128,045 | €60,383 | 32.2% | - |
| NULL FRICTION Kontich | €103,842 | €65,962 | 50.6% | - |
| INFOTEK Paliseul | €116,075 | €61,485 | 42.5% | - |
These companies have the same main activity as ojanu: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €104,000 and €128,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 17-03-2025Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.371.663.5597822 Ath, since 17-03-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- ≈ €120,000estimated
- €115,745
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on ojanu
ojanu has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,365 and a net result of €42,965.
Its solvency ranks better than 17% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ojanu
- What is the company number of ojanu?
- The company number of ojanu is 1021.120.780. The VAT number is the same number with BE in front: BE 1021.120.780.
- Where is ojanu based?
- The registered office is at Rue des Mainagiers 10, 7822 Ath.Company details
- What does ojanu do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of ojanu?
- ojanu is a private limited company (BV).
- When was ojanu founded?
- ojanu was founded on 17-03-2025.
- Is ojanu still active?
- Yes, ojanu is an active enterprise in the KBO register.
- What is the turnover of ojanu?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €63,294 and 60 comparable companies (NACE 62200). It probably lies between €110,000 and €160,000.Financials
- Is ojanu profitable?
- In financial year 2025, ojanu made a profit of €42,965.
- Where can I find the annual accounts of ojanu?
- ojanu filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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