Latest accounts filed late: after the legal deadline.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 2,547 companies had the same profile as OJ CONSTRUCT has now. Each dot stands for 7 companies, two years later.
94.2%
were still trading
3.4%
stopped another way
2.3%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,547 companies, not a prediction for OJ CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803850480
Incorporation
Founding capital of €3,000 · Founder: Name hiddenVisible after signing in (fondateur unique) · Appointment: Hidden nameVisible after signing in (sole director) · published on 14-07-2023 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as OJ CONSTRUCT: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €78,000 and €98,100, founded between 2022 and 2023.
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €76,000 and €240,000.
Balance sheet
balance sheet total €90,587 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
each dot is a set of accounts, on the day it reached the National Bank
2025 annual accounts filed 100 days after the deadline. Filed on 8 November 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00604752.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
14,089
52,865
52,693
11,000
44,789
43,001
0
0
24,000
-1,433
-36,771
-
47,790
36,790
7,001
59.9%
55.6%
31.5%
2.32
1.90
1.11
0.67
0.80
2.17
5.5%
71.8%
140.7%
3.3%
39.9%
44.4%
56.31
over 100
over 100
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
2023
Tangible fixed assets
-
-
€24,000
€8,000
€8,000
€1,522
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on OJ CONSTRUCT
The operating result for 2025 is 86% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 44.4% to 40.1%. Equity is higher and debt is lower.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
202320242025202620272028
Name after signing inVisible after signing in Sole director
OJ CONSTRUCT has no parent and no holdings in its annual accounts. Name after signing inVisible after signing in is the only director. OJ CONSTRUCT shares no director with another company.
Timeline
Timeline
7 events since 2023
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts:
31-07-2027
2026
Annual accounts 2025 filedNBB ↗micro format · 100 days late
2025
Weakest financial yearnet €3,000 ▼91.8% The net result drops to €3,000, the lowest from 2023 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803850480
Annual accounts 2024 filedPDFmicro format · 21 days late
2024
Annual accounts 2023 filedPDFmicro format · 8 days before the deadline
2023
IncorporationFounding capital of €3,000 · Founder: Name after signing inVisible after signing in (fondateur unique) · Appointment: Name hiddenVisible after signing in (sole director) · published on 14-07-20233 points ▸
Founder, Hidden nameVisible after signing in (fondateur unique)
Founding capital, €3,000
Director appointment, Name after signing inVisible after signing in (sole director)
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 11 July 2023, OJ CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12Name hiddenVisible after signing in has served as sole director since 2023.3Total assets went from €93,486 in 2023 to €90,587 in 2025.4
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
43211Specialised construction activities main activity
41201General construction of buildings
43212Specialised construction activities
43299Specialised construction activities
43999Specialised construction activities
71111Architectural and engineering activities; technical testing and analysis
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels; La construction de routes et de voies ferrées,y compris…”
55 activities
L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels
La construction de routes et de voies ferrées,y compris de ponts et de tunnels
La construction de réseaux et de lignes,y compris les réseaux pour fluides,les réseaux d’eau et de gaz et les réseaux d’évacuation des eaux usées
La construction d’autres ouvrages de génie civil,y compris la construction d’ouvrages maritimes et fluviaux
Les travaux de terrassement:creusement,comblement,nivellement de chantiers de construction,ouverture de tranchées,dérochement,destruction à l’explosif,etc.
Tous les travaux de construction spécialisées,y compris la démolition,la préparation des sites,les forages d’essai et sondages,la réalisation de fondations et le battage de pieux
Tous autres travaux de construction spécialisées,y compris les travaux de toiture,les travaux d’étanchéité des murs,le ravalement des façades(nettoyage à la vapeur,le sablage et les activités analogues),la construction de cheminées décoratives et de feux ouverts,les travaux de maçonnerie et de rejointoiement,les travaux de restauration des bâtiments et la pose de chapes
Les travaux de peinture(aussi intérieurs qu’extérieurs)
Les travaux de plomberie et autres travaux d’installation,y compris l’installation de chauffage,de ventilation et de conditionnement d’air,ainsi que les travaux d’installation
Les travaux d’installation électrique,y compris la construction de réseaux électriques et de télécommunication
L’installation,l’entretien et la réparation de systèmes de panneaux solaires ou autres sources alternatives d’énergie
Tous travaux d’isolation,tant thermique qu’acoustique et antivibration
L’installation,l’entretien et la réparation de systèmes d’alarme et de surveillance
Les travaux de finition,y compris la plâtrerie,la menuiserie,les cloisons sèches,le revêtement des sols et des murs,la pose de revêtements en bois,la pose de papier peints et de revêtements de murs et de sols en d’autres matériaux et de travaux de vitrerie
Tous autres travaux de finition,y compris le nettoyage de nouveaux bâtiments après leur construction
La fabrication d’ouvrages en béton,en ciment ou en plâtre
La taille,le façonnage et le finissage de pierre
La fabrication d’éléments en métal pour la construction
Le traitement,manipulation et revêtement des métaux
L’installation et l’exploitation d’échafaudages,de plateformes de travail et d’installations d’ascenseurs mobiles
L’entretien et le nettoyage des égouts et des canalisations
Le nettoyage et le débouchage de tuyaux d’écoulement dans des bâtiments
L’assainissement et le nettoyage de bâtiments,de sites miniers,de sols ou d’eaux souterraines contaminées,y compris le désamiantage
Le nettoyage courant des parties intérieures de bâtiments,y compris le nettoyage domestique et l’aide-ménagère,rémunérés avec titres-services ou non
Les activités de nettoyage spécialisé de bâtiments
Les activités de décoration d’intérieur
L’activité de frigoriste
Les services d’aménagement paysager,y compris la plantation,les soins et l’entretien de parcs et jardins pour tous types de bâtiments,terrains municipaux et verdure bordant les voies de communication,ainsi que les terrains de sport
L’exploitation forestière
La promotion immobilière de bâtiments résidentiels et non-résidentiels
La location et la location-bail de machines et d’équipements pour la construction
La location,le leasing et le renting de tous véhicules motorisés
L’achat,la vente,l’importation et l’exportation de tous véhicules motorisés,neufs ou d’occasion,ainsi que d’accessoires et pièces détachées
L’entretien et la réparation de véhicules motorisés
Le transport routier et l’entreposage de fret
Les services de déménagement
Les transports urbains et suburbains de voyageurs
La distribution et la livraison du courrier et des colis
Tous services administratifs de bureau et autres activités de soutien aux entreprises
Toutes activités de conseil pour les affaires et autres conseils de gestion
Tous types de commerce,l'importation et l'exportation de tous articles et produits négociables,y compris le commerce de détail alimentaire en magasin spécialisé ou non-spécialisé
Le commerce de détail sur éventaires et marchés
L’exploitation d’une ou plusieurs librairies,distribution de presse,journaux,livres,etc.
La vente au détail de boissons,papeteries,jouets,bijouterie de fantaisie,articles de mercerie,cd,dvd,articles cadeaux,etc.
La vente au détail de produits de tabac et accessoires
La vente au détail de boissons alcoolisées
La vente de tous produits et services en matière de jeux de hasard,tels que le loto,les billets à gratter,etc.
La livraison de colis et l’exploitation de points de réception de colis
Tous services de lobbying et la représentation des intérêts de toute entreprise,organisation ou personne faisant appel à ses services
Toutes les activités se rapportant à l’exploitation,la construction,l’équipement,les prestations de services en matière de:hôtel,restaurant,taverne,café,bar,brasserie,snack-bar,grill,friture,tearoom,débit de boissons,traiteur,organisation de banquets,réceptions,cours de cuisine et autres événements,et en général de toutes activités ayant un rapport avec le secteur HORECA
Toutes activités d’une société de patrimoine,y compris celles des marchands de biens et la location et l’exploitation de biens immobiliers propres ou loués
Toutes activités d’une société de management,y compris l’exercice de mandats d’administrateur et de liquidateur dans d’autres personnes morales
Toutes activités des sociétés holding,y compris l’acquisition,la gestion et la vente,pour son compte propre exclusivement,de tous placements,titres et effets financiers,tant à court terme,qu’à moyen ou long terme
Toutes activités de communication et d’exploitation de réseaux sociaux
Toutes activités de marketing et de publicité,ainsi que l’exploitation de bureaux de publicité et de droits intellectuels et d’auteur de toute nature
registered officeestablishmentThe establishment unit on the map
Parcels
Cadastral parcel
Area
Buildings
Height / floors
21302A0029/00C003
226 m²
1 · 76 m²
10.0 m · 2
Contact
E-mailojconstruct@gmail.com
Invoicing and payment
Check the withholding obligation
If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number
0803.850.480
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