OIKOS
ActiveSummary
OIKOS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.46M and a net result of €-33k. Equity is shrinking by ~12.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability16=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.24 in 2023; short-term debt: 6.9% and cash: 0.2% of total assets), and 6.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.1%
Return on assets
-2.1%
Age of the figures
22 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 09-04-2025, 82 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
82 d early
2023
5 d late
2022
on the day
2021
63 d early
2020
1 d early
2019
2 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€1.46M▼ 2.2%
2023 · €1.49M
Total assets
€1.56M▼ 0.8%
2023 · €1.58M
Net result
€-33k▼ 9.5%
2023 · €-30k
Working capital
€-96k▼ 45.1%
2023 · €-66k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€-51k▲ 39.4%€-34k▲ 33.6%€127k€-27k€-28k▼ 2.6%
Net result€-51k▲ 40.9%€-34k▲ 33.4%€127k€-30k€-33k▼ 9.5%
Equity€2.35M▼ 2.1%€1.39M▼ 40.8%€1.52M▲ 9.1%€1.49M▼ 2.0%€1.46M▼ 2.2%
Total assets€2.51M▼ 1.4%€1.57M▼ 37.5%€1.59M▲ 1.3%€1.58M▼ 1.0%€1.56M▼ 0.8%
Debt€161k▲ 10.3%€179k▲ 11.3%€74k▼ 58.9%€87k▲ 18.4%€107k▲ 23.1%
Working capital€-141k▼ 6.5%€-162k▼ 15.0%€-39k▲ 75.8%€-66k▼ 68.7%€-96k▼ 45.1%
Staff (FTE)
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2024 against €27k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.56M
Fixed assets
€1.55M ▼ 0.2%
Current assets
€11k ▼ 45.6%
Equity and liabilities €1.56M
Equity
€1.46M ▼ 2.2%
Debt
€107k ▲ 23.1%
Debt's share of the balance-sheet total rises from 5.5% to 6.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-25k▼
2023 · €-24k
Cash flow
€-30k▼
2023 · €-27k
Current ratio
0.11▼
2023 · 0.24
Debt to equity
0.07▲
2023 · 0.06
ROE
-2.3%▼
2023 · -2.0%
ROA
-2.1%▼
2023 · -1.9%
Interest coverage
-4.95▲
2023 · -8.44
Debt ≤ 1 year
€107k▲
2023 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €152k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €42k | €5k | €3k | €3k | €3k | = |
| Other operating charges640/8 | - | €12k | €13k | €16k | €17k | ▲ 7.2% |
| Gross operating margin9900 | €2k | €-17k | €144k | €-8k | €-8k | ▲ 5.3% |
| Operating profit (loss)9901 | €-51k | €-34k | €127k | €-27k | €-28k | ▼ 2.6% |
| Financial charges65/66B | - | €220 | €355 | €3k | €5k | ▲ 75.6% |
| Recurring financial charges65 | €187 | €220 | €355 | €3k | €5k | ▲ 75.6% |
| Profit (loss) for the period before taxes9903 | €-51k | €-34k | €127k | €-30k | €-33k | ▼ 9.5% |
| Profit (loss) for the period9904 | €-51k | €-34k | €127k | €-30k | €-33k | ▼ 9.5% |
| Profit (loss) for the period to be appropriated9905 | €-51k | €-34k | €127k | €-30k | €-33k | ▼ 9.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.51M | €1.57M | €1.59M | €1.58M | €1.56M | ▼ 0.8% |
| Fixed assets21/28 | €2.49M | €1.56M | €1.56M | €1.55M | €1.55M | ▼ 0.2% |
| Tangible fixed assets22/27 | €2.49M | €1.56M | €1.56M | €1.55M | €1.55M | ▼ 0.2% |
| Land and buildings22 | - | €1.56M | €1.56M | €1.55M | €1.55M | ▼ 0.2% |
| Plant, machinery and equipment23 | - | €0 | - | - | - | - |
| Furniture and vehicles24 | - | €0 | - | - | - | - |
| Current assets29/58 | €21k | €10k | €35k | €21k | €11k | ▼ 45.6% |
| Amounts receivable within one year40/41 | €5k | €9k | €12k | €9k | €9k | = |
| Trade receivables40 | - | - | €1k | €0 | - | - |
| Other amounts receivable41 | - | €9k | €11k | €9k | €9k | = |
| Cash at bank and in hand54/58 | €15k | €1k | €22k | €12k | €2k | ▼ 79.4% |
| Deferred charges and accrued income490/1 | - | - | - | €210 | €222 | ▲ 5.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.51M | €1.57M | €1.59M | €1.58M | €1.56M | ▼ 0.8% |
| Equity10/15 | €2.35M | €1.39M | €1.52M | €1.49M | €1.46M | ▼ 2.2% |
| Contributions10/11 | €172k | €172k | €172k | €172k | €172k | = |
| Capital10 | - | €172k | €172k | €172k | €172k | = |
| Issued capital100 | - | €172k | €172k | €172k | €172k | = |
| Revaluation surpluses12 | - | €1.25M | €1.25M | €1.25M | €1.25M | = |
| Reserves13 | €334k | €73k | €98k | €73k | €73k | = |
| Non-distributable reserves130/1 | - | €73k | €73k | €73k | €73k | = |
| Legal reserve130 | - | €73k | €73k | €73k | €73k | = |
| Distributable reserves133 | - | - | €25k | €0 | - | - |
| Profit (loss) carried forward14 | €-329k | €-102k | - | €-6k | €-39k | ▼ 588% |
| Amounts payable17/49 | €161k | €179k | €74k | €87k | €107k | ▲ 23.1% |
| Amounts payable within one year42/48 | €161k | €172k | €74k | €87k | €107k | ▲ 23.2% |
| Trade debts44 | €671 | €352 | €4k | €7k | €2k | ▼ 76.3% |
| Suppliers440/4 | - | €352 | €4k | €7k | €2k | ▼ 76.3% |
| Other amounts payable47/48 | - | €172k | €70k | €80k | €106k | ▲ 32.2% |
| Accrued charges and deferred income492/3 | - | €8k | - | €19 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-51k | €-34k | €127k | €-30k | €-33k | ▼ 9.5% |
| + Depreciation and write-downs630 | €42k | €5k | €3k | €3k | €3k | = |
| Operating cash flow (approximation) | €-9k | €-29k | €130k | €-27k | €-30k | ▼ 10.6% |
| Investment in fixed assets (approximation) | - | €927k | €0 | €0 | €0 | - |
| Change in cash | - | €-14k | €21k | €-10k | €-10k | ▲ 3.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
01-09
State Gazette act
Resignation: AMATA NV (non-statutory director)Appointment: BELCHIM MANAGEMENT NV (non-statutory director) · Permanent representative: Sofie PUTTEMAN · Director discharge8 facts ▸
State Gazette act
Resignation: AMATA NV (non-statutory director)
Appointment: BELCHIM MANAGEMENT NV (non-statutory director) · Permanent representative: Sofie PUTTEMAN · Director discharge8 facts ▸
- General meeting, 07-07-2026
- Director resignation, AMATA NV (non-statutory director)
- Director discharge, AMATA NV (non-statutory director)
- Director appointment, BELCHIM MANAGEMENT NV (non-statutory director)
- Permanent representative, Sofie PUTTEMAN (permanent representative)
- General meeting, akkoord met benoeming vaste vertegenwoordiger, eenparigheid van stemmen
- Power of attorney, WARFID NV
- General meeting, volmacht aan WARFID NV, eenparigheid van stemmen
2025
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 5 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-11
Financial
Back to profitnet €127k
Net result €127k after 4 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 2 days late
2019
30-11
Financial
Weakest financial yearnet €-87k
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 1 day late
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 13 acts read
About the unread acts
Of the 13 Belgian State Gazette acts we know for this company, 1 has been read. The other 12 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
BELCHIM MANAGEMENT NV
CurrentNon-statutory director · since 07-07-2026 · Legal entity · perm. rep.: Sofie PUTTEMAN
07-07-2026
BELCHIM MANAGEMENT NV: Appointed as Non-statutory director
07-07-2026
AMATA NV: Resigned as Non-statutory director
Not every act has been read: a resignation may be missing here
12 of this company's 13 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1991
Ground area
1.7 ha
Building footprint
1,383 m²
Volume, LiDAR
6,718 m³
2 parcels, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
16
companies at this address
See who is registered here
1 establishment unit
Beemden 34, 1840 Londerzeel
since 19912.053.832.369
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045E0320/00N000 | Flanders | 1.6 ha | 1 · 1,110 m² | 7.4 m · 2 fl. |
| 34040C0310/02E003 | Flanders | 322 m² | 1 · 273 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Identification & contact
Identification
Legal formPublic limited company
Founded18-06-1991
Fiscal year end30-11
Scores and ratios are computed by Checked and are not a credit decision.