OHM Design & Draft
Active1 interim measureSummary
The file of OHM Design & Draft contains 1 interim measure, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.8% (moderate). The 2025 annual accounts show equity of €52k and a net result of €3k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 3480 sector peers (fiscal year 2025).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency80▼-5
Growth52▼-26
Track record80
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity ample (current ratio 3.13 against 3.67 in 2024; short-term debt: 31.9% and cash: 4% of total assets), and 45.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
5 d early
2024
6 d early
2023
5 d early
2022
on the day
2021
92 d late
2020
7 d early
2019
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 14.1%
2024 · €60k
2019: €40k
2020: €15k
2021: €23k
2022: €28k
2023: €24k
2024: €60k
2019 → 2025
Total assets
€94k▼ 6.5%
2024 · €101k
2019: €66k
2020: €57k
2021: €51k
2022: €82k
2023: €63k
2024: €101k
2019 → 2025
Net result
€3k▼ 90.8%
2024 · €36k
2019: €34k
2020: €-25k
2021: €9k
2022: €4k
2023: €-4k
2024: €36k
2019 → 2025
Working capital
€64k▼ 12.5%
2024 · €73k
2019: €19k
2020: €3k
2021: €12k
2022: €39k
2023: €39k
2024: €73k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€28k▲ 18.8%€24k▼ 13.4%€60k▲ 149%€52k▼ 14.1%
Operating result€9k-€5k▼ 38.4%€-3k€49k€3k▼ 93.5%
Net result€9k-€4k▼ 48.3%€-4k€36k€3k▼ 90.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €94k
Equity
€52k ▼ 14.1%
Debt
€43k ▲ 4.8%
Debt's share of the balance-sheet total rises from 40.4% to 45.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €51k
Cash flow
€3k▼
2024 · €38k
Current ratio
3.13▼
2024 · 3.67
Debt to equity
0.83▲
2024 · 0.68
ROE
6.4%▼
2024 · 59.9%
ROA
3.5%▼
2024 · 35.7%
Interest coverage
6.33▼
2024 · 190.24
Debt ≤ 1 year
€30k▲
2024 · €27k
Debt > 1 year
€11k▼
2024 · €13k
Income taxes
€2k▼
2024 · €15k
Staff costs
€0▲
2024 · €-64
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€101k€94k▼
Fixed assets21/28€10€0▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€10€0▼
Furniture and vehicles24€10€0▼
Current assets29/58€101k€94k▼
Amounts receivable after more than one year29€70k€80k▲
Other amounts receivable291€70k€80k▲
Amounts receivable within one year40/41€22k€8k▼
Trade receivables40€21k€8k▼
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€7k€4k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€101k€94k▼
Equity10/15€60k€52k▼
Contributions10/11€6k€6k=
Reserves13€54k€45k▼
Distributable reserves133€54k€45k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€41k€43k▲
Amounts payable after more than one year17€13k€11k▼
Financial debts170/4€13k€11k▼
Amounts payable within one year42/48€27k€30k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€19k€22k▲
Taxes450/3€16k€22k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€3k€3k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€-64€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€10▼
Other operating charges640/8€10k€255▼
Gross operating margin9900€61k€3k▼
Operating profit (loss)9901€49k€3k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€269€510▲
Recurring financial charges65€269€510▲
Profit (loss) for the period before taxes9903€51k€5k▼
Income taxes67/77€15k€2k▼
Profit (loss) for the period9904€36k€3k▼
Profit (loss) for the period to be appropriated9905€36k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€3k▼
Transfer from equity791/2€0€12k▲
Transfer to equity691/2€36k€3k▼
To other reserves6921€36k€3k▼
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
13-07
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-25k ▼174%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 1239140 TemseGround area
255 m²
Building footprint
89 m²
Volume, LiDAR
540 m³
Parcel 46023C0186/00F000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OHM Design & Draft
since 20182.280.158.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46023C0186/00F000 | Flanders | 255 m² | 1 · 89 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 95 EUR awarded · 95 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 95 EUR | 95 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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EXPONENTIEL
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Of 1,236 companies in sector 74140 we hold annual accounts for 353. 286 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.