Ogma Consulting
ActiveOgma Consulting has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €203k and a net result of €18k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74=
Solvency69=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.09 in 2023; short-term debt: 8.3% and cash: 2.3% of total assets), and 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
58 d late
2023
58 d late
2022
60 d late
2021
86 d late
2020
82 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€203k▲ 9.7%
2023 · €185k
2018: €162k
2019: €170k
2020: €158k
2021: €154k
2022: €166k
2023: €185k
2018 → 2024
Total assets
€457k▲ 9.5%
2023 · €417k
2018: €526k
2019: €505k
2020: €465k
2021: €441k
2022: €423k
2023: €417k
2018 → 2024
Net result
€18k▼ 3.7%
2023 · €19k
2018: €13k
2019: €9k
2020: €-13k
2021: €-3k
2022: €12k
2023: €19k
2018 → 2024
Working capital
€-11k▲ 94.6%
2023 · €-212k
2018: €-195k
2019: €-187k
2020: €-210k
2021: €-223k
2022: €-222k
2023: €-212k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€158k-€154k▼ 2.0%€166k▲ 7.6%€185k▲ 11.2%€203k▲ 9.7%
Operating result€-6k-€764€21k▲ 2,680%€30k▲ 42.4%€24k▼ 20.8%
Net result€-13k-€-3k▲ 75.7%€12k€19k▲ 59.0%€18k▼ 3.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €457k
Fixed assets
€430k▲ 8.5%
Current assets
€26k▲ 27.6%
Equity and liabilities €457k
Equity
€203k▲ 9.7%
Debt
€254k▲ 9.3%
The debt ratio falls from 55.7% to 55.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▼
2023 · €46k
Cash flow
€38k▲
2023 · €34k
Solvency
44.4%▲
2023 · 44.3%
Current ratio
0.70▲
2023 · 0.09
Quick ratio
0.70▲
2023 · 0.09
Debt / equity
1.25▼
2023 · 1.26
ROE
8.9%▼
2023 · 10.1%
ROA
3.9%▼
2023 · 4.5%
Interest coverage
33.42▲
2023 · 24.76
Debt
€254k▲
2023 · €233k
Debt ≤ 1 year
€38k▼
2023 · €233k
Debt > 1 year
€216k
Income taxes
€5k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€417k€457k▲
Fixed assets21/28€397k€430k▲
Tangible fixed assets22/27€397k€430k▲
Land and buildings22€395k€393k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€36k
Current assets29/58€21k€26k▲
Amounts receivable within one year40/41€11k€16k▲
Trade receivables40€11k€16k▲
Cash at bank and in hand54/58€10k€10k▲
Equity and liabilities
Total equity and liabilities10/49€417k€457k▲
Equity10/15€185k€203k▲
Contributions10/11€6k€6k=
Revaluation surpluses12€11k€11k=
Reserves13€35k€53k▲
Tax-exempt reserves132-€3k
Distributable reserves133€35k€50k▲
Profit (loss) carried forward14€132k€132k=
Amounts payable17/49€233k€254k▲
Amounts payable after more than one year17-€216k
Financial debts170/4-€216k
Amounts payable within one year42/48€233k€38k▼
Current portion of amounts payable after more than one year42€21k€7k▼
Trade debts44€831€129▼
Suppliers440/4€831€129▼
Taxes, remuneration and social security45€20k€22k▲
Taxes450/3€20k€22k▲
Other amounts payable47/48€191k€9k▼
Income statement
Code20232024
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€20k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€48k€46k▼
Operating profit (loss)9901€30k€24k▼
Financial income75/76B€170€58▼
Recurring financial income75€170€58▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€29k€23k▼
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€19k€18k▼
Profit (loss) for the period to be appropriated9905€19k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€151k€150k▼
Profit (loss) brought forward from the previous period14P€132k€132k=
Transfer to equity691/2€19k€18k▼
To other reserves6921€19k€18k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial
Equity above €200kEq €203k ▲9.7%
3 profitable years in a row build equity to €203k.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Highest result since 2018net €19k ▲59%
Operating result €30k, net result €19k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 86 days late
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 82 days late
2020
31-12
Financial
Weakest financial yearnet €-13k ▼247%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achterdries 319860 OosterzeleGround area
1,133 m²
Building footprint
152 m²
Volume, LiDAR
991 m³
Parcel 44052C0428/00N000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ogma Consulting bvba
since 20072.158.941.965
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44052C0428/00N000 | Flanders | 1,133 m² | 1 · 152 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jo@duvall.be