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OGER

Active
Public limited companyfounded 200124 yrs activeDiksmuidestraat 54, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0475.933.666
Summary

OGER has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€271,998) and a net result of -€53,840. Equity is shrinking by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 2294 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▲+17
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.04 in 2023; short-term debt: 28.6% and cash: 1.1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-43.7%
Return on assets
-8.7%
Age of the figures
22 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€271,998
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 05-06-2025, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
25 d early
2023
1 d late
2022
9 d early
2021
40 d late
2020
22 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OGER was incorporated on 24 October 2001.1 Total assets went from EUR 585,125 in 2018 to EUR 621,753 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
-€271,998▼ 24.7%
2023 · -€218,158
Total assets
€621,753▼ 6.3%
2023 · €663,533
Net result
-€53,840▲ 15.5%
2023 · -€63,743
Working capital
-€166,950▼ 33.2%
2023 · -€125,293
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€2,312-€22,985▼ 894%€38,386-€57,254-€47,289▲ 17.4%
Net result-€13,423below the sector's middle half▼ 199%-€35,664below the sector's middle half▼ 166%€34,401within the sector's middle half-€63,743below the sector's middle half-€53,840below the sector's middle half▲ 15.5%
Equity-€153,152below the sector's middle half▼ 9.6%-€188,816below the sector's middle half▼ 23.3%-€154,415below the sector's middle half▲ 18.2%-€218,158below the sector's middle half▼ 41.3%-€271,998below the sector's middle half▼ 24.7%
Total assets€554,258above the sector's middle half▲ 2.0%€681,941above the sector's middle half▲ 23.0%€675,837above the sector's middle half▼ 0.9%€663,533within the sector's middle half▼ 1.8%€621,753within the sector's middle half▼ 6.3%
Debt€707,409▲ 3.6%€870,757▲ 23.1%€830,252▼ 4.7%€881,691▲ 6.2%€893,750▲ 1.4%
Working capital-€221,128below the sector's middle half▼ 4.3%-€490,257below the sector's middle half▼ 122%-€38,024below the sector's middle half▲ 92.2%-€125,293below the sector's middle half▼ 230%-€166,950below the sector's middle half▼ 33.2%
Solvency-27.6%below the sector's middle half▼ 1.9pp-27.7%below the sector's middle half▼ 0.1pp-22.8%below the sector's middle half▲ 4.8pp-32.9%below the sector's middle half▼ 10.0pp-43.7%below the sector's middle half▼ 10.9pp
Current ratio0.26below the sector's middle half▲ 0.060.02below the sector's middle half▼ 0.240.14below the sector's middle half▲ 0.120.04below the sector's middle half▼ 0.090.06below the sector's middle half▲ 0.02
Return on assets (ROA)-2.4%below the sector's middle half▼ 1.6pp-5.2%below the sector's middle half▼ 2.8pp5.1%within the sector's middle half▲ 10.3pp-9.6%below the sector's middle half▼ 14.7pp-8.7%below the sector's middle half▲ 0.9pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2020: -€2,312-€2,312Net result 2020: -€13,423-€13,423Operating result 2021: -€22,985-€22,985Net result 2021: -€35,664-€35,664Operating result 2022: €38,386€38,386Net result 2022: €34,401€34,401Operating result 2023: -€57,254-€57,254Net result 2023: -€63,743-€63,743Operating result 2024: -€47,289-€47,289Net result 2024: -€53,840-€53,84020202021202220232024-€100,000-€50,000€0€50,000Operating result 2022: €38,386€38,400Net result 2022: €34,401€34,400Operating result 2023: -€57,254-€57,300Net result 2023: -€63,743-€63,700Operating result 2024: -€47,289-€47,300Net result 2024: -€53,840-€53,800202220232024
The operating result stays negative: a loss of €47,289 in 2024 against €57,254 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €621,753
Fixed assets €610,738 ▼ 7.1%
Current assets €11,014 ▲ 87.9%
Key figures and ratios
2024 value · change against 2023
EBITDA
€23,505▲
2023 · €11,451
Cash flow
€16,955▲
2023 · €4,961
Debt to equity
-3.29▲
2023 · -4.04
Interest coverage
3.55▲
2023 · 1.76
Debt ≤ 1 year
€177,965▲
2023 · €131,156
Debt > 1 year
€712,589▼
2023 · €748,094
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,242 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 93% are still going.

  • Small
  • 20 years or older
  • negative equity
  • a small loss
1.6% went bankrupt
3.8% stopped otherwise
93% still going

A further 1.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,242 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€663,533€621,753▼
Fixed assets21/28€657,669€610,738▼
Tangible fixed assets22/27€497,894€450,963▼
Land and buildings22€485,892€424,287▼
Plant, machinery and equipment23€7,753€8,699▲
Furniture and vehicles24€2,553€7,088▲
Other tangible fixed assets26€1,696€10,889▲
Financial fixed assets28€159,775€159,775=
Current assets29/58€5,863€11,014▲
Amounts receivable within one year40/41€1,481€3,481▲
Other amounts receivable41€1,481€3,481▲
Cash at bank and in hand54/58€3,585€6,557▲
Deferred charges and accrued income490/1€797€977▲
Equity and liabilities
Total equity and liabilities10/49€663,533€621,753▼
Equity10/15-€218,158-€271,998▼
Contributions10/11€205,000€205,000=
Capital10€205,000€205,000=
Issued capital100€205,000€205,000=
Profit (loss) carried forward14-€423,158-€476,998▼
Amounts payable17/49€881,691€893,750▲
Amounts payable after more than one year17€748,094€712,589▼
Financial debts170/4€748,094€712,589▼
Amounts payable within one year42/48€131,156€177,965▲
Current portion of amounts payable after more than one year42€34,727€35,505▲
Trade debts44€1,853€8,456▲
Suppliers440/4€1,853€8,456▲
Other amounts payable47/48€94,576€134,004▲
Accrued charges and deferred income492/3€2,440€3,196▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68,704€70,795▲
Other operating charges640/8€8,496€8,088▼
Gross operating margin9900€19,947€31,594▲
Operating profit (loss)9901-€57,254-€47,289▲
Financial income75/76B-€63
Recurring financial income75-€63
Financial charges65/66B€6,490€6,613▲
Recurring financial charges65€6,490€6,613▲
Profit (loss) for the period before taxes9903-€63,743-€53,840▲
Profit (loss) for the period9904-€63,743-€53,840▲
Profit (loss) for the period to be appropriated9905-€63,743-€53,840▲
Appropriation of the result
Profit (loss) to be appropriated9906-€423,158-€476,998▼
Profit (loss) brought forward from the previous period14P-€359,415-€423,158▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,173€44,837€67,832€68,704€70,795▲ 3.0%
Other operating charges640/8-€6,918€7,543€8,496€8,088▼ 4.8%
Gross operating margin9900€42,296€28,770€113,761€19,947€31,594▲ 58.4%
Operating profit (loss)9901-€2,312-€22,985€38,386-€57,254-€47,289▲ 17.4%
Financial income75/76B----€63-
Recurring financial income75----€63-
Financial charges65/66B-€12,680€3,985€6,490€6,613▲ 1.9%
Recurring financial charges65€11,111€12,680€3,985€6,490€6,613▲ 1.9%
Profit (loss) for the period before taxes9903-€13,423-€35,664€34,401-€63,743-€53,840▲ 15.5%
Profit (loss) for the period9904-€13,423-€35,664€34,401-€63,743-€53,840▲ 15.5%
Profit (loss) for the period to be appropriated9905-€13,423-€35,664€34,401-€63,743-€53,840▲ 15.5%
Line20202021202220232024Change
Assets
Total assets20/58€554,258€681,941€675,837€663,533€621,753▼ 6.3%
Fixed assets21/28€475,631€672,926€669,760€657,669€610,738▼ 7.1%
Tangible fixed assets22/27€466,356€577,151€551,985€497,894€450,963▼ 9.4%
Land and buildings22-€569,392€542,302€485,892€424,287▼ 12.7%
Plant, machinery and equipment23-€180€4,246€7,753€8,699▲ 12.2%
Furniture and vehicles24-€5,884€3,740€2,553€7,088▲ 178%
Other tangible fixed assets26-€1,696€1,696€1,696€10,889▲ 542%
Financial fixed assets28€9,275€95,775€117,775€159,775€159,775=
Current assets29/58€78,627€9,014€6,077€5,863€11,014▲ 87.9%
Amounts receivable within one year40/41€75,000€0-€1,481€3,481▲ 135%
Other amounts receivable41-€0-€1,481€3,481▲ 135%
Cash at bank and in hand54/58€3,435€7,627€5,214€3,585€6,557▲ 82.9%
Deferred charges and accrued income490/1-€1,387€864€797€977▲ 22.5%
Equity and liabilities
Total equity and liabilities10/49€554,258€681,941€675,837€663,533€621,753▼ 6.3%
Equity10/15-€153,152-€188,816-€154,415-€218,158-€271,998▼ 24.7%
Contributions10/11€205,000€205,000€205,000€205,000€205,000=
Capital10-€205,000€205,000€205,000€205,000=
Issued capital100-€205,000€205,000€205,000€205,000=
Profit (loss) carried forward14-€358,152-€393,816-€359,415-€423,158-€476,998▼ 12.7%
Amounts payable17/49€707,409€870,757€830,252€881,691€893,750▲ 1.4%
Amounts payable after more than one year17€405,446€369,262€783,638€748,094€712,589▼ 4.7%
Financial debts170/4-€369,262€783,638€748,094€712,589▼ 4.7%
Amounts payable within one year42/48€299,755€499,271€44,101€131,156€177,965▲ 35.7%
Current portion of amounts payable after more than one year42-€35,291€35,624€34,727€35,505▲ 2.2%
Trade debts44€41€7,689€2,369€1,853€8,456▲ 356%
Suppliers440/4-€7,689€2,369€1,853€8,456▲ 356%
Other amounts payable47/48-€456,291€6,109€94,576€134,004▲ 41.7%
Accrued charges and deferred income492/3-€2,224€2,512€2,440€3,196▲ 31.0%
Line20202021202220232024Change
Profit (loss) for the period9904-€13,423-€35,664€34,401-€63,743-€53,840▲ 15.5%
+ Depreciation and write-downs630€37,173€44,837€67,832€68,704€70,795▲ 3.0%
Operating cash flow (approximation)€23,751€9,173€102,234€4,961€16,955▲ 242%
Investment in fixed assets (approximation)--€242,133-€64,666-€56,614-€23,864▲ 57.8%
Change in cash-€4,192-€2,413-€1,628€2,972▲ 283%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
15-09
State Gazette act Reappointments: Bernard JANSSEN (bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur) and Michel JANSSEN (director)
4 facts ▸
  • General meeting, 30-05-2025
  • Board meeting, 30-05-2025
  • Director reappointment, Bernard JANSSEN (bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur)
  • Director reappointment, Michel JANSSEN (director)
2025
05-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 1 day late
2023
30-11
Financial Weakest financial yearnet -€63,743
Net result drops to -€63,743, the lowest in the series; recovery starts the following year.
21-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-11
Financial Back to profitnet €34,401
Net result €34,401 after 4 loss-making years.
09-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 40 days late
2021
08-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
31-05
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts

Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 directors, 1 in day-to-day management

Board 2

Bernard JANSSEN
Bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur
Current
Current

Day-to-day management 1

Bernard JANSSEN
Bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
706 m²
Building footprint
228 m²
Volume, LiDAR
2,654 m³
Parcel 31334B0177/00A000, Flanders · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
OGER NV
Diksmuidestraat 54, 8300 Knokke-HeistNACE 70201
since 20022.095.531.877
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31334B0177/00A000 Flanders 706 m² 1 · 228 m² 19.3 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 2 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Bernard JANSSEN
  • Bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur, already before 15-09-2026 to date
  • Bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur, already before 15-09-2026 to date
Michel JANSSEN
  • Director, already before 15-09-2026 to date
See the board, name and seat on a given date →

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-11-2024 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-11-2024 of OGER and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded24-10-2001
Fiscal year end30-11
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0475933666
Also 9925:BE0475933666
Registered 07-05-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.