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OGARDES

Active
Private limited companyfounded 200916 yrs activePlace Albert Ier 40, 6061 Charleroi, BelgiumKBO/BCE: BE 0820.037.406
Summary

The computed 12-month bankruptcy probability of OGARDES is 2.9% (moderate). The 2024 annual accounts show equity of €50,216 and a net result of -€2,472. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 18930 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
OGARDESActiveChecked score 65/100
Risk analysis ReportCompare

Overview

What they do
Cafés and bars
NACE 56301
2 sites
How big
€109,865total assets 2024
Staff
4.2 FTE
Equity
€50,216
Loss
-€2,472
Turnover not published (abridged schema)
Financially healthy?
65 Healthy Checked score 2024
Bankruptcy chance 12 m
2.9%
Who decides
Accounts 62 d overdue0 of 3 deeds read
Why 65- Higher-failure-rate sector- Multiple establishment units- Annual accounts: weaker financial profile- Higher-failure-rate region- Persistent losses+ Long track recordFiled after the deadlineShow the evidence

Checked score

Score 2024
65 / 100
Healthy
Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability66▲+56
Solvency71▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.47 in 2023; short-term debt: 35.5% and cash: 39% of total assets), and 54.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
45.7%
Return on assets
-2.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€2,472
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
13 d late
2023
5 d late
2022
1 d late
2021
29 d late
2020
5 d early
2019
19 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Weakest financial yearnet -€15,876

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 62 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€2,472 View
  • Total assets 20246 fiscal years filed €109,865 View

By topic

Financials

Fiscal year
2024
Total assets
€109,865
Loss
-€2,472
Solvency
45.7%
Total assets▼ 9.2%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 13-08-2025Annual accounts filed
  2. 05-08-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
26-10-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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