OFUITE
ActiveSummary
OFUITE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,367 and a net result of €25,642. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+4
Solvency84▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.29 against 7.05 in 2024; short-term debt: 40.2% and cash: 54.7% of total assets), and 41.4% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
20.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
15 d early
2023
48 d early
2022
41 d early
2021
10 d early
2020
39 d early
2019
58 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 16 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€73,367▼ 16.4%
2024 · €87,725
Total assets
€125,249▲ 22.2%
2024 · €102,523
Net result
€25,642▲ 45.9%
2024 · €17,570
Working capital
€65,097▼ 11.6%
2024 · €73,632
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€34,572€28,069▼ 18.8%€22,195▼ 20.9%€22,442▲ 1.1%€35,473▲ 58.1%
Net result€24,244within the sector's middle half€21,165within the sector's middle half▼ 12.7%€15,883within the sector's middle half▼ 25.0%€17,570within the sector's middle half▲ 10.6%€25,642within the sector's middle half▲ 45.9%
Equity€33,107within the sector's middle half▲ 274%€54,272within the sector's middle half▲ 63.9%€70,155within the sector's middle half▲ 29.3%€87,725within the sector's middle half▲ 25.0%€73,367within the sector's middle half▼ 16.4%
Total assets€76,873within the sector's middle half▲ 379%€90,378within the sector's middle half▲ 17.6%€100,786within the sector's middle half▲ 11.5%€102,523within the sector's middle half▲ 1.7%€125,249within the sector's middle half▲ 22.2%
Debt€43,766▲ 509%€36,106▼ 17.5%€30,631▼ 15.2%€14,798▼ 51.7%€51,882▲ 251%
Working capital€23,478within the sector's middle half▲ 193%€39,429within the sector's middle half▲ 67.9%€57,453within the sector's middle half▲ 45.7%€73,632within the sector's middle half▲ 28.2%€65,097within the sector's middle half▼ 11.6%
Solvency43.1%within the sector's middle half▼ 12.2pp60.1%within the sector's middle half▲ 17.0pp69.6%above the sector's middle half▲ 9.6pp85.6%above the sector's middle half▲ 16.0pp58.6%within the sector's middle half▼ 27.0pp
Current ratio2.06within the sector's middle half▼ 0.052.87within the sector's middle half▲ 0.813.70above the sector's middle half▲ 0.837.05above the sector's middle half▲ 3.352.29within the sector's middle half▼ 4.76
Return on assets (ROA)31.5%above the sector's middle half▲ 78.4pp23.4%above the sector's middle half▼ 8.1pp15.8%above the sector's middle half▼ 7.7pp17.1%above the sector's middle half▲ 1.4pp20.5%above the sector's middle half▲ 3.3pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125,249
Fixed assets
€9,770 ▼ 41.6%
Current assets
€115,479 ▲ 34.6%
Equity and liabilities €125,249
Equity
€73,367 ▼ 16.4%
Debt
€51,882 ▲ 251%
Debt's share of the balance-sheet total rises from 14.4% to 41.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46,546▲
2024 · €33,079
Cash flow
€36,715▲
2024 · €28,206
Debt to equity
0.71▲
2024 · 0.17
ROE
35.0%▲
2024 · 20.0%
Interest coverage
94.79▲
2024 · 60.95
Debt ≤ 1 year
€50,382▲
2024 · €12,161
Income taxes
€9,878▲
2024 · €5,124
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,345 | €7,970 | €9,146 | €10,636 | €11,073 | ▲ 4.1% |
| Other operating charges640/8 | - | €348 | €464 | €16,653 | €509 | ▼ 96.9% |
| Gross operating margin9900 | €39,265 | €36,387 | €31,805 | €49,732 | €47,054 | ▼ 5.4% |
| Operating profit (loss)9901 | €34,572 | €28,069 | €22,195 | €22,442 | €35,473 | ▲ 58.1% |
| Financial income75/76B | - | €345 | €702 | €794 | €538 | ▼ 32.3% |
| Recurring financial income75 | €38 | €345 | €702 | €794 | €538 | ▼ 32.3% |
| Financial charges65/66B | - | €758 | €584 | €543 | €491 | ▼ 9.5% |
| Recurring financial charges65 | €496 | €758 | €584 | €543 | €491 | ▼ 9.5% |
| Profit (loss) for the period before taxes9903 | €34,114 | €27,657 | €22,313 | €22,694 | €35,519 | ▲ 56.5% |
| Income taxes67/77 | €9,870 | €6,492 | €6,430 | €5,124 | €9,878 | ▲ 92.8% |
| Profit (loss) for the period9904 | €24,244 | €21,165 | €15,883 | €17,570 | €25,642 | ▲ 45.9% |
| Profit (loss) for the period to be appropriated9905 | €24,244 | €21,165 | €15,883 | €17,570 | €25,642 | ▲ 45.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €76,873 | €90,378 | €100,786 | €102,523 | €125,249 | ▲ 22.2% |
| Fixed assets21/28 | €31,291 | €29,919 | €22,072 | €16,729 | €9,770 | ▼ 41.6% |
| Tangible fixed assets22/27 | €31,291 | €29,919 | €22,072 | €16,729 | €9,770 | ▼ 41.6% |
| Plant, machinery and equipment23 | - | €5,589 | €4,701 | €2,242 | €2,962 | ▲ 32.1% |
| Furniture and vehicles24 | - | €24,331 | €17,371 | €14,488 | €6,808 | ▼ 53.0% |
| Current assets29/58 | €45,583 | €60,458 | €78,714 | €85,793 | €115,479 | ▲ 34.6% |
| Amounts receivable after more than one year29 | - | €25,000 | €21,000 | €21,000 | €21,000 | = |
| Other amounts receivable291 | - | €25,000 | €21,000 | €21,000 | €21,000 | = |
| Amounts receivable within one year40/41 | €14,034 | €23,136 | €38,771 | €40,293 | €23,999 | ▼ 40.4% |
| Trade receivables40 | - | €21,802 | €37,337 | €32,230 | €20,169 | ▼ 37.4% |
| Other amounts receivable41 | - | €1,335 | €1,434 | €8,063 | €3,831 | ▼ 52.5% |
| Cash at bank and in hand54/58 | €31,549 | €11,264 | €18,943 | €22,186 | €68,483 | ▲ 209% |
| Deferred charges and accrued income490/1 | - | €1,058 | - | €2,315 | €1,997 | ▼ 13.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €76,873 | €90,378 | €100,786 | €102,523 | €125,249 | ▲ 22.2% |
| Equity10/15 | €33,107 | €54,272 | €70,155 | €87,725 | €73,367 | ▼ 16.4% |
| Contributions10/11 | - | €6,200 | €6,200 | €8,060 | €8,060 | = |
| Outside capital11 | - | €6,200 | €6,200 | €8,060 | €8,060 | = |
| Other1109/19 | - | €6,200 | €6,200 | €8,060 | €8,060 | = |
| Reserves13 | €1,212 | €1,860 | €16,860 | €15,000 | €37,000 | ▲ 147% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | - | €15,000 | €15,000 | €37,000 | ▲ 147% |
| Profit (loss) carried forward14 | €25,694 | €46,212 | €47,095 | €64,665 | €28,307 | ▼ 56.2% |
| Amounts payable17/49 | €43,766 | €36,106 | €30,631 | €14,798 | €51,882 | ▲ 251% |
| Amounts payable after more than one year17 | €21,162 | €15,076 | €8,902 | €2,637 | - | - |
| Financial debts170/4 | - | €15,076 | €8,902 | €2,637 | - | - |
| Amounts payable within one year42/48 | €22,104 | €21,029 | €21,261 | €12,161 | €50,382 | ▲ 314% |
| Current portion of amounts payable after more than one year42 | - | €6,086 | €6,175 | €6,265 | €2,637 | ▼ 57.9% |
| Trade debts44 | €1,036 | €156 | €1,750 | €808 | €4,167 | ▲ 415% |
| Suppliers440/4 | - | €156 | €1,750 | €808 | €4,167 | ▲ 415% |
| Taxes, remuneration and social security45 | - | €14,788 | €13,337 | €5,088 | €3,578 | ▼ 29.7% |
| Taxes450/3 | - | €12,788 | €10,590 | €5,088 | €2,311 | ▼ 54.6% |
| Remuneration and social security454/9 | - | €2,000 | €2,747 | - | €1,267 | - |
| Other amounts payable47/48 | - | - | - | - | €40,000 | - |
| Accrued charges and deferred income492/3 | - | - | €468 | - | €1,500 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,244 | €21,165 | €15,883 | €17,570 | €25,642 | ▲ 45.9% |
| + Depreciation and write-downs630 | €4,345 | €7,970 | €9,146 | €10,636 | €11,073 | ▲ 4.1% |
| Operating cash flow (approximation) | €28,589 | €29,135 | €25,030 | €28,206 | €36,715 | ▲ 30.2% |
| Investment in fixed assets (approximation) | - | -€6,599 | -€1,299 | -€5,294 | -€4,113 | ▲ 22.3% |
| Change in cash | - | -€20,285 | €7,680 | €3,243 | €46,297 | ▲ 1,328% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €25,642 ▲45.9%
Operating result €35,473, net result €25,642, both a record.
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €24,244
Net result €24,244 after one loss-making year.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet -€7,526
Net result drops to -€7,526, the lowest in the series; recovery starts the following year.
2019
04-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
01-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2017
24-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
15-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2015
Ground area
192 m²
Building footprint
95 m²
Volume, LiDAR
1,198 m³
Parcel 21447B0137/00P003, Brussels · tallest building 16.2 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Vleurgatse Steenweg 320, 1050 Elsene
since 20152.242.121.445
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0137/00P003 | Brussels | 192 m² | 1 · 94 m² | 16.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RACINES
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Of 6,146 companies in sector 46190 we hold annual accounts for 2,576. 1,968 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-05-2015
Fiscal year end30-06
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
43221Plumbing work
Contact
E-mail
gpoughon@gmail.comElsene
Phone
0487643571Elsene
E-invoicing
Reachable via Peppol
Peppol ID
0208:0629914535
Registered
20-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.