OFTALMED has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 10% of 2324 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency30▼-1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 2324 sector peers (2025).
NBB · sector comparisonPosition among 2324 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
105 d early
2024
6 d early
2023
7 d early
2022
4 d early
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€15k=
2024 · €15k
2021: €4k
2022: €15k
2023: €15k
2024: €15k
2021 → 2025
Total assets
€305k▲ 23.9%
2024 · €246k
2021: €447k
2022: €307k
2023: €287k
2024: €246k
2021 → 2025
Net result
€262▼ 97.5%
2022 · €11k
2021: €-11k
2022: €11k
2021 → 2023
Working capital
€68k▲ 186%
2024 · €24k
2021: €-75k
2022: €7k
2023: €26k
2024: €24k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€15k▲ 248%€15k▲ 1.8%€15k=€15k=
Operating result€-802-€14k€4k▼ 69.0%€4k▼ 7.5%€6k▲ 52.4%
Net result€-11k-€11k€262▼ 97.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305k
Fixed assets
€157k▲ 13.3%
Current assets
€148k▲ 37.4%
Equity and liabilities €305k
Equity
€15k=
Debt
€290k▲ 25.4%
The debt ratio rises from 93.9% to 95.1%. Debt is higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €57k
Solvency
4.9%▼
2024 · 6.1%
Current ratio
1.85▲
2024 · 1.28
Quick ratio
1.85▲
2024 · 1.28
Debt / equity
19.34▲
2024 · 15.42
Interest coverage
9.52▼
2024 · 14.50
Debt
€290k▲
2024 · €231k
Debt ≤ 1 year
€80k▼
2024 · €84k
Debt > 1 year
€87k▲
2024 · €66k
Staff costs
€241k▲
2024 · €198k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€246k€305k▲
Fixed assets21/28€138k€157k▲
Tangible fixed assets22/27€138k€157k▲
Plant, machinery and equipment23€36k€16k▼
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25€101k€140k▲
Current assets29/58€108k€148k▲
Amounts receivable within one year40/41€15k€11k▼
Trade receivables40€10k€7k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€69k€118k▲
Deferred charges and accrued income490/1€23k€19k▼
Equity and liabilities
Total equity and liabilities10/49€246k€305k▲
Equity10/15€15k€15k=
Contributions10/11€15k€15k=
Amounts payable17/49€231k€290k▲
Amounts payable after more than one year17€66k€87k▲
Financial debts170/4€66k€87k▲
Amounts payable within one year42/48€84k€80k▼
Current portion of amounts payable after more than one year42€43k€40k▼
Trade debts44€23k€23k▲
Suppliers440/4€23k€23k▲
Taxes, remuneration and social security45€16k€16k▼
Taxes450/3€2k€2k▲
Remuneration and social security454/9€14k€14k▼
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€81k€123k▲
Income statement
Code20242025
Remuneration, social security and pensions62€198k€241k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€52k▼
Other operating charges640/8€6k€9k▲
Gross operating margin9900€261k€307k▲
Operating profit (loss)9901€4k€6k▲
Financial income75/76B-€133
Recurring financial income75-€133
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Social balance
Average headcount (FTE)90873.84.6▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Minderbroedersstraat 63800 Sint-TruidenGround area
832 m²
Building footprint
442 m²
Volume, LiDAR
4,834 m³
Parcel 71053H1008/00D000, Flanders · tallest building 16.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OFTALMED
since 20202.307.536.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H1008/00D000 | Flanders | 832 m² | 1 · 442 m² | 16.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,220 EUR awarded · 1,220 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,220 EUR | 1,220 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 2,675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2020
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.