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OFTA SENCO

Active
Private limited companyfounded 20206 yrs activeWielrijderslaan 7, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0749.642.823
Summary

OFTA SENCO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€37,321) and a net result of -€4,357. Equity is shrinking by ~54.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.21 in 2024; short-term debt: 356.1% and cash: 40.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-256.1%
Return on assets
-29.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€37,321
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
25 d late
2024
2 d early
2023
9 d early
2022
53 d early
2021
5 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OFTA SENCO was incorporated on 1 July 2020 as a Private limited company.1 Total assets fell from EUR 58,176 in 2021 to EUR 14,571 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€37,321▼ 13.2%
2024 · -€32,964
Total assets
€14,571▼ 32.1%
2024 · €21,472
Net result
-€4,357▲ 62.0%
2024 · -€11,463
Working capital
-€37,912▲ 11.6%
2024 · -€42,877
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€4,051--€10,551-€15,358▼ 45.6%-€10,580▲ 31.1%-€2,338▲ 77.9%
Net result-€3,320below the sector's middle half--€11,779below the sector's middle half▼ 255%-€16,401below the sector's middle half▼ 39.2%-€11,463below the sector's middle half▲ 30.1%-€4,357below the sector's middle half▲ 62.0%
Equity€6,680below the sector's middle half--€5,099below the sector's middle half-€21,501below the sector's middle half▼ 322%-€32,964below the sector's middle half▼ 53.3%-€37,321below the sector's middle half▼ 13.2%
Total assets€58,176below the sector's middle half-€36,101below the sector's middle half▼ 37.9%€40,649below the sector's middle half▲ 12.6%€21,472below the sector's middle half▼ 47.2%€14,571below the sector's middle half▼ 32.1%
Debt€51,496-€41,200▼ 20.0%€62,150▲ 50.8%€54,436▼ 12.4%€51,891▼ 4.7%
Working capital-€15,982--€28,373▼ 77.5%-€43,395▼ 52.9%-€42,877▲ 1.2%-€37,912▲ 11.6%
Solvency11.5%below the sector's middle half--14.1%below the sector's middle half▼ 25.6pp-52.9%below the sector's middle half▼ 38.8pp-153.5%below the sector's middle half▼ 100.6pp-256.1%below the sector's middle half▼ 102.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0Operating result 2021: €4,051€4,051Net result 2021: -€3,320-€3,320Operating result 2022: -€10,551-€10,551Net result 2022: -€11,779-€11,779Operating result 2023: -€15,358-€15,358Net result 2023: -€16,401-€16,401Operating result 2024: -€10,580-€10,580Net result 2024: -€11,463-€11,463Operating result 2025: -€2,338-€2,338Net result 2025: -€4,357-€4,35720212022202320242025-€20,000-€15,000-€10,000-€5,000€0Operating result 2023: -€15,358-€15,400Net result 2023: -€16,401-€16,400Operating result 2024: -€10,580-€10,600Net result 2024: -€11,463-€11,500Operating result 2025: -€2,338-€2,340Net result 2025: -€4,357-€4,360202320242025
The operating result stays negative: a loss of €2,338 in 2025 against €10,580 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14,571
Fixed assets €604 ▼ 93.9%
Current assets €13,967 ▲ 20.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€6,972▲
2024 · €1,401
Cash flow
€4,952▲
2024 · €518
Current ratio
0.27▲
2024 · 0.21
Debt to equity
-1.39▲
2024 · -1.65
ROA
-29.9%▲
2024 · -53.4%
Interest coverage
45.52▲
2024 · 6.42
Debt ≤ 1 year
€51,879▼
2024 · €54,436
Income taxes
€1,868▲
2024 · €665
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.3% went bankrupt
8.2% stopped otherwise
82% still going

A further 2.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€21,472€14,571▼
Fixed assets21/28€9,913€604▼
Tangible fixed assets22/27€9,913€604▼
Furniture and vehicles24€9,913€604▼
Current assets29/58€11,559€13,967▲
Amounts receivable within one year40/41€2,876€3,582▲
Trade receivables40€2,876€3,582▲
Cash at bank and in hand54/58€4,923€5,929▲
Deferred charges and accrued income490/1€3,760€4,456▲
Equity and liabilities
Total equity and liabilities10/49€21,472€14,571▼
Equity10/15-€32,964-€37,321▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€42,964-€47,321▼
Amounts payable17/49€54,436€51,891▼
Amounts payable within one year42/48€54,436€51,879▼
Trade debts44€724€1,003▲
Suppliers440/4€724€1,003▲
Taxes, remuneration and social security45€3,352€3,967▲
Taxes450/3€3,352€3,967▲
Other amounts payable47/48€50,360€46,909▼
Accrued charges and deferred income492/3-€13
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,981€9,310▼
Other operating charges640/8€1,033€1,383▲
Gross operating margin9900€2,434€8,355▲
Operating profit (loss)9901-€10,580-€2,338▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€218€153▼
Recurring financial charges65€218€153▼
Profit (loss) for the period before taxes9903-€10,798-€2,489▲
Income taxes67/77€665€1,868▲
Profit (loss) for the period9904-€11,463-€4,357▲
Profit (loss) for the period to be appropriated9905-€11,463-€4,357▲
Appropriation of the result
Profit (loss) to be appropriated9906-€42,964-€47,321▼
Profit (loss) brought forward from the previous period14P-€31,501-€42,964▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,048€11,981€11,981€11,981€9,310▼ 22.3%
Other operating charges640/8€643€1,454€455€1,033€1,383▲ 33.9%
Gross operating margin9900€18,743€2,885-€2,922€2,434€8,355▲ 243%
Operating profit (loss)9901€4,051-€10,551-€15,358-€10,580-€2,338▲ 77.9%
Financial income75/76B-€6€0-€1-
Recurring financial income75-€6€0-€1-
Financial charges65/66B€1,665€545€360€218€153▼ 29.8%
Recurring financial charges65€1,665€545€360€218€153▼ 29.8%
Profit (loss) for the period before taxes9903€2,386-€11,090-€15,717-€10,798-€2,489▲ 76.9%
Income taxes67/77€5,706€689€684€665€1,868▲ 181%
Profit (loss) for the period9904-€3,320-€11,779-€16,401-€11,463-€4,357▲ 62.0%
Profit (loss) for the period to be appropriated9905-€3,320-€11,779-€16,401-€11,463-€4,357▲ 62.0%
Line20212022202320242025Change
Assets
Total assets20/58€58,176€36,101€40,649€21,472€14,571▼ 32.1%
Fixed assets21/28€45,856€33,875€21,894€9,913€604▼ 93.9%
Tangible fixed assets22/27€45,856€33,875€21,894€9,913€604▼ 93.9%
Furniture and vehicles24€45,856€33,875€21,894€9,913€604▼ 93.9%
Current assets29/58€12,320€2,226€18,755€11,559€13,967▲ 20.8%
Amounts receivable within one year40/41€180-€10,509€2,876€3,582▲ 24.5%
Trade receivables40€180-€10,509€2,876€3,582▲ 24.5%
Cash at bank and in hand54/58€11,088€755€6,821€4,923€5,929▲ 20.4%
Deferred charges and accrued income490/1€1,052€1,470€1,424€3,760€4,456▲ 18.5%
Equity and liabilities
Total equity and liabilities10/49€58,176€36,101€40,649€21,472€14,571▼ 32.1%
Equity10/15€6,680-€5,099-€21,501-€32,964-€37,321▼ 13.2%
Contributions10/11€10,000€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14-€3,320-€15,099-€31,501-€42,964-€47,321▼ 10.1%
Amounts payable17/49€51,496€41,200€62,150€54,436€51,891▼ 4.7%
Amounts payable after more than one year17€23,194€10,601----
Financial debts170/4€23,194€10,601----
Amounts payable within one year42/48€28,302€30,599€62,150€54,436€51,879▼ 4.7%
Current portion of amounts payable after more than one year42€12,453€12,592€10,601---
Trade debts44€5,845€1,630€7,688€724€1,003▲ 38.6%
Suppliers440/4€5,845€1,630€7,688€724€1,003▲ 38.6%
Taxes, remuneration and social security45€6,879€6,896€3,703€3,352€3,967▲ 18.3%
Taxes450/3€6,879€6,896€3,703€3,352€3,967▲ 18.3%
Other amounts payable47/48€3,126€9,481€40,157€50,360€46,909▼ 6.9%
Accrued charges and deferred income492/3----€13-
Line20212022202320242025Change
Profit (loss) for the period9904-€3,320-€11,779-€16,401-€11,463-€4,357▲ 62.0%
+ Depreciation and write-downs630€14,048€11,981€11,981€11,981€9,310▼ 22.3%
Operating cash flow (approximation)€10,729€202-€4,421€518€4,952▲ 857%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€10,332€6,066-€1,899€1,006▲ 153%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€16,401
Net result drops to -€16,401, the lowest in the series; recovery starts the following year.
08-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
585 m²
Building footprint
136 m²
Volume, LiDAR
1,119 m³
Parcel 21683D0265/02K019, Brussels · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OFTA SENCO
Wielrijderslaan 7, 1150 Sint-Pieters-WoluweFinancial service activities, except insurance and pension funding
since 20202.304.936.665
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21683D0265/02K019 Brussels 585 m² 1 · 136 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 18,546 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
78100Employment placement agencies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0749642823
Registered 23-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.