OFSA
ActiveOFSA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €61k. Its solvency ranks better than 69% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.45; short-term debt: 28.6% and cash: 19.5% of total assets), and 28.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.4%
Return on assets
68%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
23 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€64k
Total assets
€90k
Net result
€61k
Working capital
€63k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €90k
Fixed assets
€977
Current assets
€89k
Equity and liabilities €90k
Equity
€64k
Debt
€26k
Debt finances 28.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€77k
Cash flow
€61k
Solvency
71.4%
Current ratio
3.45
Quick ratio
3.45
Debt / equity
0.40
ROE
95.3%
ROA
68.0%
Interest coverage
922.86
Debt
€26k
Debt ≤ 1 year
€26k
Income taxes
€15k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€90k
Fixed assets21/28€977
Tangible fixed assets22/27€977
Furniture and vehicles24€977
Current assets29/58€89k
Amounts receivable within one year40/41€71k
Trade receivables40€71k
Cash at bank and in hand54/58€17k
Equity and liabilities
Total equity and liabilities10/49€90k
Equity10/15€64k
Contributions10/11€3k
Reserves13€61k
Distributable reserves133€61k
Amounts payable17/49€26k
Amounts payable within one year42/48€26k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€24k
Taxes450/3€24k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€422
Other operating charges640/8€76
Gross operating margin9900€77k
Operating profit (loss)9901€76k
Financial charges65/66B€83
Recurring financial charges65€83
Profit (loss) for the period before taxes9903€76k
Income taxes67/77€15k
Profit (loss) for the period9904€61k
Profit (loss) for the period to be appropriated9905€61k
Appropriation of the result
Profit (loss) to be appropriated9906€61k
Transfer to equity691/2€61k
To other reserves6921€61k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenlaan(E) 433630 MaasmechelenGround area
763 m²
Building footprint
189 m²
Volume, LiDAR
523 m³
Parcel 73096A0314/00V002, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
OFSA
since 20242.367.629.448
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73096A0314/00V002 | Flanders | 763 m² | 1 · 189 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GUY VANHUFFEL
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ARTS & MINDS
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 7,054 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2024
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.