OFFISOINS
ActiveSummary
OFFISOINS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €945,313 and a net result of €249,352. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 11425 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▲+24
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days acceptable
Liquidity ample (current ratio 8.38 against 9.38 in 2024; short-term debt: 11.3% and cash: 42.7% of total assets), and 11.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.7%
Return on assets
23.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
34 d early
2023
28 d early
2022
27 d early
2021
23 d late
2020
4 d early
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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Financials · fiscal year 2025, micro schema
Turnover
€172,086▼ 9.4%
2018 · €189,998
EBIT margin
-5.7%▼ 0.5pp
2018 · -5.2%
Net result
€249,352▲ 728%
2024 · €30,127
Working capital
€891,809▲ 30.4%
2024 · €684,100
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€279,077▼ 13.7%€208,296▼ 25.4%€6,367▼ 96.9%€33,091▲ 420%€327,989▲ 891%
Net result€205,309▼ 14.3%€153,699▼ 25.1%€1,944▼ 98.7%€30,127▲ 1,449%€249,352▲ 728%
EBIT margin
Equity€545,394▲ 53.6%€674,094▲ 23.6%€676,038▲ 0.3%€695,961▲ 2.9%€945,313▲ 35.8%
Total assets€891,780▲ 91.2%€767,448▼ 13.9%€756,484▼ 1.4%€777,615▲ 2.8%€1.1m▲ 37.1%
Debt€346,386▲ 211%€93,354▼ 73.0%€80,446▼ 13.8%€81,654▲ 1.5%€120,919▲ 48.1%
Working capital€537,315▲ 56.5%€652,743▲ 21.5%€659,010▲ 1.0%€684,100▲ 3.8%€891,809▲ 30.4%
Staff (FTE)1.3▼ 7.1%1▼ 23.1%1.3▲ 30.0%1▼ 23.1%1=
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 891% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€53,515 ▲ 351%
Current assets
€1.0m ▲ 32.3%
Equity and liabilities €1.1m
Equity
€945,313 ▲ 35.8%
Debt
€120,919 ▲ 48.1%
Debt's share of the balance-sheet total rises from 10.5% to 11.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€331,446▲
2024 · €38,257
Cash flow
€252,809▲
2024 · €35,294
Current ratio
8.38▼
2024 · 9.38
Quick ratio
6.28▼
2024 · 7.28
Debt to equity
0.13▲
2024 · 0.12
ROE
26.4%▲
2024 · 4.3%
ROA
23.4%▲
2024 · 3.9%
Interest coverage
789.01▲
2024 · 31.77
Debt ≤ 1 year
€120,909▲
2024 · €81,654
Income taxes
€88,733▲
2024 · €13,229
Staff costs
€55,604▲
2024 · €55,129
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €797 | €122 | €116 | €406 | €139 | ▼ 65.7% |
| Remuneration, social security and pensions62 | €56,514 | €49,898 | €60,232 | €55,129 | €55,604 | ▲ 0.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,070 | €7,414 | €7,716 | €5,167 | €3,457 | ▼ 33.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €333 | - | €300 | €1,800 | - | - |
| Other operating charges640/8 | €643 | €3,743 | €650 | €2,129 | €1,169 | ▼ 45.1% |
| Non-recurring operating charges66A | €612 | €23,289 | €629 | €818 | €5,857 | ▲ 616% |
| Gross operating margin9900 | €341,249 | €292,640 | €75,894 | €98,133 | €394,076 | ▲ 302% |
| Operating profit (loss)9901 | €279,077 | €208,296 | €6,367 | €33,091 | €327,989 | ▲ 891% |
| Financial income75/76B | €1,150 | - | €6 | €11,470 | €10,517 | ▼ 8.3% |
| Recurring financial income75 | €1,150 | - | €6 | €11,470 | €10,517 | ▼ 8.3% |
| Financial charges65/66B | €3,821 | €880 | €675 | €1,204 | €420 | ▼ 65.1% |
| Recurring financial charges65 | €3,821 | €880 | €675 | €1,204 | €420 | ▼ 65.1% |
| Profit (loss) for the period before taxes9903 | €276,405 | €207,416 | €5,698 | €43,356 | €338,086 | ▲ 680% |
| Income taxes67/77 | €71,096 | €53,717 | €3,754 | €13,229 | €88,733 | ▲ 571% |
| Profit (loss) for the period9904 | €205,309 | €153,699 | €1,944 | €30,127 | €249,352 | ▲ 728% |
| Profit (loss) for the period to be appropriated9905 | €205,309 | €153,699 | €1,944 | €30,127 | €249,352 | ▲ 728% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €891,780 | €767,448 | €756,484 | €777,615 | €1.1m | ▲ 37.1% |
| Fixed assets21/28 | €8,795 | €23,444 | €17,028 | €11,861 | €53,515 | ▲ 351% |
| Intangible fixed assets21 | €3,342 | €1,182 | - | - | - | - |
| Tangible fixed assets22/27 | €4,544 | €21,352 | €16,118 | €10,951 | €52,605 | ▲ 380% |
| Plant, machinery and equipment23 | €314 | €147 | - | - | - | - |
| Furniture and vehicles24 | €4,230 | €21,205 | €16,118 | €10,951 | €52,605 | ▲ 380% |
| Financial fixed assets28 | €910 | €910 | €910 | €910 | €910 | = |
| Current assets29/58 | €882,985 | €744,004 | €739,457 | €765,754 | €1.0m | ▲ 32.3% |
| Stocks and contracts in progress3 | €112,425 | €145,704 | €121,103 | €171,305 | €253,922 | ▲ 48.2% |
| Stocks30/36 | €112,425 | €145,704 | €121,103 | €171,305 | €253,922 | ▲ 48.2% |
| Amounts receivable within one year40/41 | €137,542 | €63,276 | €48,595 | €64,764 | €100,111 | ▲ 54.6% |
| Trade receivables40 | €128,638 | €56,885 | €32,347 | €58,779 | €89,650 | ▲ 52.5% |
| Other amounts receivable41 | €8,904 | €6,390 | €16,248 | €5,985 | €10,461 | ▲ 74.8% |
| Current investments50/53 | - | - | €350,000 | €350,000 | €200,000 | ▼ 42.9% |
| Cash at bank and in hand54/58 | €358,331 | €525,491 | €218,664 | €176,316 | €455,638 | ▲ 158% |
| Deferred charges and accrued income490/1 | €274,686 | €9,533 | €1,094 | €3,369 | €3,047 | ▼ 9.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €891,780 | €767,448 | €756,484 | €777,615 | €1.1m | ▲ 37.1% |
| Equity10/15 | €545,394 | €674,094 | €676,038 | €695,961 | €945,313 | ▲ 35.8% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Non-distributable reserves130/1 | €3,000 | €3,000 | - | - | - | - |
| Reserves not available under the articles1311 | €3,000 | €3,000 | - | - | - | - |
| Distributable reserves133 | - | - | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €512,394 | €641,094 | €643,038 | €662,961 | €912,313 | ▲ 37.6% |
| Amounts payable17/49 | €346,386 | €93,354 | €80,446 | €81,654 | €120,919 | ▲ 48.1% |
| Amounts payable within one year42/48 | €345,670 | €91,261 | €80,446 | €81,654 | €120,909 | ▲ 48.1% |
| Financial debts43 | - | - | - | - | €782 | - |
| Credit institutions430/8 | - | - | - | - | €782 | - |
| Trade debts44 | €193,507 | €44,138 | €49,642 | €32,802 | €36,747 | ▲ 12.0% |
| Suppliers440/4 | €193,507 | €44,138 | €49,642 | €32,802 | €36,747 | ▲ 12.0% |
| Advances received on contracts in progress46 | €87,000 | - | - | €877 | - | - |
| Taxes, remuneration and social security45 | €48,253 | €22,078 | €30,759 | €37,726 | €82,184 | ▲ 118% |
| Taxes450/3 | €40,857 | €12,230 | €19,829 | €29,269 | €74,679 | ▲ 155% |
| Remuneration and social security454/9 | €7,395 | €9,848 | €10,930 | €8,456 | €7,504 | ▼ 11.3% |
| Other amounts payable47/48 | €16,910 | €25,045 | €45 | €10,249 | €1,197 | ▼ 88.3% |
| Accrued charges and deferred income492/3 | €716 | €2,093 | - | - | €10 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €205,309 | €153,699 | €1,944 | €30,127 | €249,352 | ▲ 728% |
| + Depreciation and write-downs630 | €4,070 | €7,414 | €7,716 | €5,167 | €3,457 | ▼ 33.1% |
| Operating cash flow (approximation) | €209,380 | €161,113 | €9,660 | €35,294 | €252,809 | ▲ 616% |
| Investment in fixed assets (approximation) | - | -€22,062 | -€1,300 | €0 | -€45,111 | - |
| Change in cash | - | €167,160 | -€306,827 | -€42,348 | €279,322 | ▲ 760% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Highest result since 2018net €249,352 ▲728%
Operating result €327,989, net result €249,352, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity triplescurrent ratio 8.15
Current ratio from 2.55 to 8.15; short-term debt falls from €345,670 to €91,261.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
31-12
Financial
Equity above €500,000Eq €545,394 ▲53.6%
2 profitable years in a row build equity to €545,394.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €239,679
Net result €239,679 after 2 loss-making years.
31-12
Financial
Equity above €200,000Eq €355,085 ▲208%
Equity rises from €115,406 to €355,085.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet -€10,184
Net result drops to -€10,184, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2009
Ground area
4,842 m²
Building footprint
2,423 m²
Volume, LiDAR
14,623 m³
Parcel 25782C0642/00C000, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
59
companies at this address
See who is registered here
1 establishment unit
OFFISOINS
since 20092.177.404.926
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0642/00C000 | Wallonia | 4,842 m² | 1 · 2,423 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,903 companies in sector 46460 we hold annual accounts for 1,117. 760 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-03-2009
Fiscal year end31-12
Activities, NACEBEL 2025
46460Wholesale of pharmaceutical and medical goods
70200Business and other management consultancy
73110Advertising agencies
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.