Debts
€212,731 99% of the balance sheet
Financial debts 56%Suppliers 19%Other 24%
Of this, €93,213 falls due within a year.
OFFIDA
Overview
Lifetime
1 annual account with figurespeak -€3,567 (2025)
-€3,567
lowest -€8,484 (2025)
-€8,484
peak €1,516 (2025)
€1,516
€212,731
Board3 names since 2025
3 directorsD'ADDAZIO Domenico and 2 others
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Loss of €8,484Incorporation 27-02First year with figures
Key points
from the 2025 annual accountsStarting capital
€10,000 100 shares
Board
2 left
Directors left. Latest change 27-01-2026 · 1 in office.
Turnover not published (micro format)
Checked score
37
Weak
Financially stronger than 25% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 6.4%highest value
04-2026: 3.9%▼ -2.5 percentage points vs 03-2026lowest value
05-2026: 4.0%▲ +0.1 percentage points vs 04-2026
06-2026: 4.4%▲ +0.4 percentage points vs 05-2026
07-2026: 4.5%▲ +0.1 percentage points vs 06-2026
08-2026: 4.3%▼ -0.2 percentage points vs 07-2026
09-2026: 4.3%● unchanged vs 08-2026
10-2026: 4.4%▲ +0.1 percentage points vs 09-2026
11-2026: 4.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2025
Sector: Food and beverage service activities (NACE 56)
Liquidity: current ratio 0.07, cash €986
Equity €1,516 (0.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 26% of them on solvency, 25% on liquidity and 23% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 280 companies had the same profile as OFFIDA has now. Each dot is one company, two years later.
95.7%
were still trading
3.2%
stopped another way
1.1%
went bankrupt
The bankruptcy probability of OFFIDA itself is higher: 4.4% within 12 months. It rests on far more data about OFFIDA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 280 companies, not a prediction for OFFIDA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.07, below 1. Short-term debt is 43.5% and cash 0.5% of total assets. 99.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 day early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- D'ADDAZIO Fiona Héléna founderdeed of 27-02-2025
- D'ADDAZIO Ofelia founderdeed of 27-02-2025
Recent changes
Resignations: D'Addazio Ofelia (director) and D'Addazio Fiona (director)
General meeting of 30-01-2026 · Gazette deed
First establishment
Place de la Bouxhe 3, Chaudfontaine
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020373484
Incorporation
Founding capital of €10,000, 100 shares · Founders: D'ADDAZIO Fiona Héléna and D'ADDAZIO Ofelia · Appointments: D'ADDAZIO Fiona Héléna, D'ADDAZIO Ofelia and D'ADDAZIO Domenico · published on 27-02-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OFFIDA Chaudfontaine | €214,247 | -€3,567 | 0.7% | - |
| Ramondino Grâce-Hollogne | €229,412 | -€10,436 | -3.8% | - |
| SURROUND Grez-Doiceau | €207,135 | -€42,759 | -27.9% | - |
| Bonjour Antwerp | €226,228 | -€17,411 | -7.4% | - |
| O'SPORTS Soignies | €236,976 | -€17,501 | 20.4% | - |
| LIEN Kontich | €189,396 | -€10,652 | -14.5% | - |
| Pizzeria 1032 Auderghem | €199,611 | -€8,156 | 1.4% | - |
These companies have the same main activity as OFFIDA: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €189,000 and €237,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 25-02-2025Normal situation
- Activity
- Full-service restaurantsNACE 56111and 1 other
- Establishment unit
- 2.387.840.5854052 Chaudfontaine, since 19-03-2026
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Annual accounts 2025
- -€3,567
- €8,484
- €1,516
- €214,247
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on OFFIDA
The computed 12-month bankruptcy probability of OFFIDA is 4.4% (elevated). The 2025 annual accounts show equity of €1,516 and a net result of -€8,484.
Its solvency ranks better than 26% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-07-2026, 1 day before the deadline-€3,567
-€7,696
-€8,484
-€86,669
0.7%
0.07
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €214,247 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
0.7%
Higher than 26% of 17,158 companies in 2025.
0.07
Lower than 95% of 16,582 companies in 2025.
-4.0%
Higher than 28% of 16,665 companies in 2025.
OFFIDA
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
214,247 | |
21/28 |
207,703 | |
22/27 |
207,703 | |
23 |
39,105 | |
24 |
5,952 | |
26 |
162,646 | |
29/58 |
6,544 | |
40/41 |
2,111 | |
41 |
2,111 | |
54/58 |
986 | |
490/1 |
3,446 | |
| Balance sheet: equity and liabilities | ||
10/49 |
214,247 | |
10/15 |
1,516 | |
10/11 |
10,000 | |
14 |
-8,484 | |
17/49 |
212,731 | |
17 |
119,518 | |
170/4 |
119,518 | |
42/48 |
93,213 | |
42 |
13,219 | |
44 |
41,447 | |
440/4 |
41,447 | |
47/48 |
38,547 | |
| Income statement | ||
9900 |
-3,567 | |
630 |
4,129 | |
9901 |
-7,696 | |
65/66B |
787 | |
65 |
787 | |
9903 |
-8,484 | |
9904 |
-8,484 | |
9905 |
-8,484 | |
| Appropriation of the result | ||
9906 |
-8,484 | |
| Document | ||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00357290 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| -3,567 | ||
| -4,355 | ||
| 211,832 | ||
| -86,669 | ||
| 0.7% | ||
| 0.07 | ||
| -559.4% | ||
| -4.0% | ||
| -4.53 |
A ratio outside any meaningful range has been withheld (balance sheet total €214,247, equity €1,516).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 2025 |
|---|---|
| Mandates to pledge the business | €41,250 |
Source: notes to the 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €211,832 |
| €4,129 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on OFFIDA
Debt's share of the balance-sheet total is 99.3%.
Board & ownership
Board
1 director, no change since January 2026Director (not named in the articles)
since 25-02-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 30-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 27-02-2025
Mandates through the years
3 names, the dashed line is todayD'ADDAZIO Domenico
Director (not named in the articles)
Director (not named in the articles)
D'ADDAZIO Fiona Héléna
Director (not named in the articles)
Director (not named in the articles)
D'ADDAZIO Ofelia
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
- D'ADDAZIO Domenico
- Director (not named in the articles), from 25-02-2025 to date
- D'ADDAZIO Fiona Héléna
- Director (not named in the articles), appointed by deed of 27-02-2025, until 27-01-2026
- D'ADDAZIO Ofelia
- Director (not named in the articles), appointed by deed of 27-02-2025, until 27-01-2026
Control
Founders
This company
OFFIDA
Equity €1,516
Loss €8,484 in 2025
Capital
- Contribution
- €10,000
- Shares
- 100
- Contribution per share
- €100
- Equity per share
- €15.16 in 2025
- Source
- deed of 27-02-2025
Articles of association
deed of 27-02-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Founders
At incorporation
deed of 27-02-2025 ↗
- D'ADDAZIO Fiona Héléna founder
- D'ADDAZIO Ofelia founder
Network & group
No group
OFFIDA has no parent and no holdings in its annual accounts. D'ADDAZIO Domenico is the only director. OFFIDA shares no director with another company.
Timeline
Timeline
5 events since 2025Board
Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 1 day before the deadline
Resignations: D'Addazio Ofelia (director) and D'Addazio Fiona (director)General meeting of 30-01-20263 points ▸
- General meeting, 30-01-2026
- Director resignation, D'Addazio Ofelia
- Director resignation, D'Addazio Fiona
First establishment Place de la Bouxhe 3, Chaudfontaine
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1020373484
IncorporationFounding capital of €10,000, 100 shares · Founders: D'ADDAZIO Fiona Héléna and D'ADDAZIO Ofelia · Appointments: D'ADDAZIO Fiona Héléna, D'ADDAZIO Ofelia and D'ADDAZIO Domenico · published on 27-02-20257 points ▸
- Founder, D'ADDAZIO Fiona Héléna (comparante requérante)
- Founder, D'ADDAZIO Ofelia (comparante requérante)
- Founding capital, €10,000, 100 shares
- Registered office clause, Place de la Bouxhe 3, 4052 Chaudfontaine (Beaufays)
- Director appointment, D'ADDAZIO Fiona Héléna (director (not named in the articles))
- Director appointment, D'ADDAZIO Ofelia (director (not named in the articles))
- Director appointment, D'ADDAZIO Domenico (director (not named in the articles))
- The deed holds 3 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 25 February 2025, OFFIDA was incorporated as a private limited company by two natural persons, with a starting capital of €10,000.12 D'ADDAZIO Domenico has served as director since 2025.3 The company has filed annual accounts once, for financial year 2025.3
Company details
Identity
- Enterprise number
- 1020.373.484
- VAT number
- BE 1020.373.484
- Peppol ID
- 0208:1020373484
- Other Peppol ID
- 9925:BE1020373484
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 25-02-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 27-02-2025 (in French)
- Peppol
- Reachable since 17-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- OFFIDA in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-02-2025 (in French)
Activities
NACEBEL 2025VAT activities
56111
Full-service restaurants main activity
56210
Event catering
Social security (RSZ) activities
56111
Full-service restaurants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La création, la gestion et l'exploitation d'établissements de débit de boisson; L'organisation et l'exploitation de snacks offrant aux…”deed of 27-02-2025 (in French)
5 activities
- La création, la gestion et l'exploitation d'établissements de débit de boisson
- L'organisation et l'exploitation de snacks offrant aux consommateurs une petite restauration rapide
- La création, la gestion et l'exploitation de restaurants
- L'organisation de réceptions, les services de traiteur, la location de salles et de matériel de réception (mobilier, vaisselle, sonorisation, éclairage)
- L'organisation d'événements dans les bâtiments de la société ou dans un site extérieur
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Place de la Bouxhe 3 registered office 4052 Chaudfontaine | 19-03-2026 | 2.387.840.585 | Restaurant |
Buildings and parcels at the address
- Ground area
- 231 m²
- Buildings
- 59 m²
- Volume, LiDAR
- 480 m³
- Tallest building
- 9.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62012C0076/00X002 | 231 m² | 1 · 59 m² | 9.7 m · 3 |
Recognitions
Food safety, FASFC
1 siteChaudfontaineunit number 2.387.840.585