OFFICE - PLUS
ActiveSummary
The computed 12-month bankruptcy probability of OFFICE - PLUS is 3.5% (moderate). The 2025 annual accounts show negative equity (-€234,526) and a net result of -€215,775. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 6,153 sector peers (NACE 46, financial year 2025). The company has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 2.2 FTE
- Equity
- -€234,526
- Loss
- -€215,775
- Parent
- Jobe NV
- FRANK VERJANSDirector
- TIBO SALES & MARKETINGDirector · permanent representative Bart Van de Sompel
Why 47raises riskLoss of €215,775, the second in a row (financial year 2025)Negative equity -€234,526lowers riskSize: 2.2 FTE, total assets €240,770Founded in 1986Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 9% on liquidity, 6% on profitability and 1% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 20 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Weakest financial yearnet -€215,775
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, full format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €217,302 in 2025 against €8,002 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
- 2025 Net result -3,134% on 2024. The accounts now follow the full format, last year the abbreviated format.
Peer companies
Historical observationOf the 6,619 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84.5% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,619 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €71,159 | €85,601 | €115,721 | €114,104 | €107,424 | ▼ 5.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,734 | €1,734 | €1,734 | €0 | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €621 | €2,485 | €2,384 | €2,511 | €2,462 | ▼ 2.0% |
| Gross operating margin9900 | €173,326 | €135,441 | €73,526 | €73,073 | €97,250 | €67,433 | €108,613 | -€107,416 | - |
| Operating profit (loss)9901 | €3,604 | -€949 | €761 | €1,293 | €9,163 | -€50,672 | -€8,002 | -€217,302 | ▼ 2,616% |
| Financial income75/76B | - | - | - | €2,002 | €2,652 | €1,153 | €1,422 | €1,554 | ▲ 9.2% |
| Recurring financial income75 | €883 | €1,123 | €1,977 | €2,002 | €2,652 | €1,153 | €1,422 | €1,554 | ▲ 9.2% |
| Financial charges65/66B | - | - | - | €439 | €115 | €193 | €93 | €27 | ▼ 71.4% |
| Recurring financial charges65 | €224 | €238 | €180 | €439 | €115 | €193 | €93 | €27 | ▼ 71.4% |
| Profit (loss) for the period before taxes9903 | €4,263 | -€65 | €2,558 | €2,856 | €11,701 | -€49,712 | -€6,673 | -€215,775 | ▼ 3,134% |
| Income taxes67/77 | €212 | €90 | €0 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | €4,052 | -€155 | €2,558 | €2,856 | €11,701 | -€49,712 | -€6,673 | -€215,775 | ▼ 3,134% |
| Profit (loss) for the period to be appropriated9905 | €4,052 | -€155 | €2,558 | €2,856 | €11,701 | -€49,712 | -€6,673 | -€215,775 | ▼ 3,134% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €530,565 | €478,549 | €495,883 | €469,879 | €815,252 | €452,445 | €432,741 | €240,770 | ▼ 44.4% |
| Formation expenses20 | €0 | - | - | - | - | - | - | - | - |
| Fixed assets21/28 | €3,469 | €1,734 | €0 | - | - | - | - | - | - |
| Intangible fixed assets21 | €0 | - | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €3,469 | €1,734 | €0 | - | - | - | - | - | - |
| Financial fixed assets28 | €0 | - | - | - | - | - | - | - | - |
| Current assets29/58 | €527,096 | €476,815 | €495,883 | €469,879 | €815,252 | €452,445 | €432,741 | €240,770 | ▼ 44.4% |
| Stocks and contracts in progress3 | €408,699 | €393,845 | €356,114 | €335,120 | €341,257 | €316,087 | €363,023 | €181,632 | ▼ 50.0% |
| Stocks30/36 | - | - | - | €335,120 | €341,257 | €316,087 | €363,023 | €181,632 | ▼ 50.0% |
| Amounts receivable within one year40/41 | €81,909 | €55,422 | €52,877 | €50,679 | €44,982 | €59,170 | €31,755 | €44,675 | ▲ 40.7% |
| Trade receivables40 | - | - | - | €50,679 | €44,982 | €59,170 | €31,755 | €44,675 | ▲ 40.7% |
| Current investments50/53 | €0 | - | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €35,193 | €24,968 | €85,644 | €83,313 | €427,770 | €74,597 | €35,124 | €14,463 | ▼ 58.8% |
| Deferred charges and accrued income490/1 | - | - | - | €767 | €1,242 | €2,591 | €2,840 | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €530,565 | €478,549 | €495,883 | €469,879 | €815,252 | €452,445 | €432,741 | €240,770 | ▼ 44.4% |
| Equity10/15 | €20,674 | €20,519 | €23,077 | €25,933 | €37,634 | -€12,078 | -€18,751 | -€234,526 | ▼ 1,151% |
| Contributions10/11 | €80,500 | €80,500 | €80,500 | €80,500 | €80,500 | €80,500 | €80,500 | €80,500 | = |
| Capital10 | - | - | - | €80,500 | €80,500 | €80,500 | €80,500 | €80,500 | = |
| Issued capital100 | - | - | - | €80,500 | €80,500 | €80,500 | €80,500 | €80,500 | = |
| Reserves13 | €8,050 | €8,050 | €8,050 | €8,050 | €8,050 | €8,050 | €8,050 | €8,050 | = |
| Non-distributable reserves130/1 | - | - | - | €8,050 | €8,050 | €8,050 | €8,050 | €8,050 | = |
| Legal reserve130 | - | - | - | €8,050 | €8,050 | €8,050 | €8,050 | €8,050 | = |
| Profit (loss) carried forward14 | -€67,876 | -€68,031 | -€65,473 | -€62,617 | -€50,916 | -€100,628 | -€107,301 | -€323,076 | ▼ 201% |
| Provisions and deferred taxes16 | €0 | - | - | - | - | - | - | - | - |
| Amounts payable17/49 | €509,891 | €458,029 | €472,806 | €443,946 | €777,618 | €464,524 | €451,492 | €475,296 | ▲ 5.3% |
| Amounts payable after more than one year17 | €37,184 | €0 | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €472,707 | €457,029 | €471,352 | €442,886 | €776,311 | €464,524 | €451,492 | €475,296 | ▲ 5.3% |
| Trade debts44 | €101,811 | €57,664 | €68,373 | €42,078 | €31,898 | €52,515 | €45,997 | €37,528 | ▼ 18.4% |
| Suppliers440/4 | - | - | - | €42,078 | €31,898 | €52,515 | €45,997 | €37,528 | ▼ 18.4% |
| Advances received on contracts in progress46 | - | - | - | €32 | €496 | - | €21 | €547 | ▲ 27× |
| Taxes, remuneration and social security45 | - | - | - | €15,810 | €18,952 | €34,824 | €28,290 | €30,037 | ▲ 6.2% |
| Taxes450/3 | - | - | - | €3,908 | €5,445 | €6,586 | €2,894 | €6,897 | ▲ 138% |
| Remuneration and social security454/9 | - | - | - | €11,902 | €13,508 | €28,238 | €25,396 | €23,141 | ▼ 8.9% |
| Other amounts payable47/48 | - | - | - | €384,965 | €724,965 | €377,184 | €377,184 | €407,184 | ▲ 8.0% |
| Accrued charges and deferred income492/3 | - | - | - | €1,061 | €1,307 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,052 | -€155 | €2,558 | €2,856 | €11,701 | -€49,712 | -€6,673 | -€215,775 | ▼ 3,134% |
| + Depreciation and write-downs630 | €2,734 | €1,734 | €1,734 | €0 | - | - | - | - | - |
| Operating cash flow (approximation) | €6,786 | €1,580 | €4,292 | €2,856 | €11,701 | -€49,712 | -€6,673 | -€215,775 | ▼ 3,134% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - | - | - | - |
| Change in cash | - | -€10,225 | €60,676 | -€2,331 | €344,457 | -€353,173 | -€39,474 | -€20,661 | ▲ 47.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 38 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 30-07-2026 | 2026-00369870 |
| 31-12-2024 | abbreviated format | 30-07-2025 | 2025-00342415 |
| 31-12-2023 | abbreviated format | 25-07-2024 | 2024-00291836 |
| 31-12-2022 | abbreviated format | 27-06-2023 | 2023-00162994 |
| 31-12-2021 | abbreviated format | 15-06-2022 | 2022-20068629 |
| 31-12-2020 | abbreviated format | 09-06-2021 | 2021-18600468 |
| 31-12-2019 | abbreviated format | 30-07-2020 | 2020-36400450 |
| 31-12-2018 | abbreviated format | 03-06-2019 | 2019-15300077 |
| 31-12-2017 | abbreviated format | 05-06-2018 | 2018-16000457 |
| 31-12-2016 | abbreviated format | 28-06-2017 | 2017-22500493 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Permanent representatives 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| FRANK VERJANS |
|
| TIBO SALES & MARKETING |
|
Owners and capital
Owners
3 ownersChain of control
- Jobe NV
- OFFICE - PLUS
Highest known parent: Jobe NV. The sources do not say who stands above it.
Owners 3
- Jobe NVconsolidating parentconsolidates
-
50%
-
50%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Group and network
Connections & network
2 connected companiesThe connected companies are in the list below.
History
Acts, filings and financial milestones
07-08
Gazette deed
Reappointments: FRANK VERJANS (director) and TIBO SALES & MARKETING (director)Permanent representatives: Frank Verjans and Bart Van de Sompel5 facts ▸
- General meeting, 19-05-2023
- Director reappointment, FRANK VERJANS (director)
- Director reappointment, TIBO SALES & MARKETING (director)
- Permanent representative, Frank Verjans
- Permanent representative, Bart Van de Sompel
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71304E0731/00H003 | Flanders | 4,191 m² | 1 · 1,388 m² | 7.4 m · 2 |