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OFFICE MADE

Active
Private limited companyfounded 198739 yrs activeRosmolenweg 11, 3520 Zonhoven, BelgiumKBO/BCE: BE 0430.420.969
Summary

OFFICE MADE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,377) and a net result of -€3,142. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+1
Solvency0▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.16 against 0.03 in 2024; short-term debt: 1.6% and cash: 3.3% of total assets), but equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 39 years 0 40 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-29%
Return on assets
-9.7%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€9,377
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-03-2026, 47 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
47 d early
2024
53 d early
2023
58 d early
2022
54 d early
2021
56 d early
2020
53 d early
2019
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 7 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OFFICE MADE was incorporated on 13 January 1987.1 Total assets fell from EUR 91,747 in 2018 to EUR 32,343 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€9,377▼ 50.4%
2024 · -€6,235
Total assets
€32,343▼ 19.2%
2024 · €40,013
Net result
-€3,142▲ 22.3%
2024 · -€4,043
Working capital
€1,092
2024 · -€44,685
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€5,965▼ 51.0%-€9,239-€2,442▲ 73.6%-€3,809▼ 56.0%-€2,891▲ 24.1%
Net result€2,269within the sector's middle half▼ 63.3%-€11,672below the sector's middle half-€4,701below the sector's middle half▲ 59.7%-€4,043below the sector's middle half▲ 14.0%-€3,142below the sector's middle half▲ 22.3%
Equity€14,181within the sector's middle half▲ 19.0%€2,509below the sector's middle half▼ 82.3%-€2,192below the sector's middle half-€6,235below the sector's middle half▼ 184%-€9,377below the sector's middle half▼ 50.4%
Total assets€73,228within the sector's middle half▼ 6.7%€60,844within the sector's middle half▼ 16.9%€53,728below the sector's middle half▼ 11.7%€40,013below the sector's middle half▼ 25.5%€32,343below the sector's middle half▼ 19.2%
Debt€59,047▼ 11.3%€58,335▼ 1.2%€55,920▼ 4.1%€46,248▼ 17.3%€41,720▼ 9.8%
Working capital-€46,398below the sector's middle half▲ 10.9%-€51,771below the sector's middle half▼ 11.6%-€48,557below the sector's middle half▲ 6.2%-€44,685below the sector's middle half▲ 8.0%€1,092within the sector's middle half
Solvency19.4%within the sector's middle half▲ 4.2pp4.1%below the sector's middle half▼ 15.2pp-4.1%below the sector's middle half▼ 8.2pp-15.6%below the sector's middle half▼ 11.5pp-29.0%below the sector's middle half▼ 13.4pp
Current ratio0.21below the sector's middle half=0.11below the sector's middle half▼ 0.100.13below the sector's middle half▲ 0.020.03below the sector's middle half▼ 0.103.16within the sector's middle half▲ 3.12
Return on assets (ROA)3.1%within the sector's middle half▼ 4.8pp-19.2%below the sector's middle half▼ 22.3pp-8.7%below the sector's middle half▲ 10.4pp-10.1%below the sector's middle half▼ 1.4pp-9.7%below the sector's middle half▲ 0.4pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2021: €5,965€5,965Net result 2021: €2,269€2,269Operating result 2022: -€9,239-€9,239Net result 2022: -€11,672-€11,672Operating result 2023: -€2,442-€2,442Net result 2023: -€4,701-€4,701Operating result 2024: -€3,809-€3,809Net result 2024: -€4,043-€4,043Operating result 2025: -€2,891-€2,891Net result 2025: -€3,142-€3,14220212022202320242025-€6,000-€4,000-€2,000€0Operating result 2023: -€2,442-€2,440Net result 2023: -€4,701-€4,700Operating result 2024: -€3,809-€3,810Net result 2024: -€4,043-€4,040Operating result 2025: -€2,891-€2,890Net result 2025: -€3,142-€3,140202320242025
The operating result stays negative: a loss of €2,891 in 2025 against €3,809 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32,343
Fixed assets €30,745 ▼ 20.0%
Current assets €1,598 ▲ 2.2%
Equity and liabilities
Equity-€9,377
Debt€41,720
Equity is negative: debt (€41,720) exceeds the balance-sheet total (€32,343).
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,814▲
2024 · €4,106
Cash flow
€4,563▲
2024 · €3,872
Interest coverage
60.18▲
2024 · 51.33
Debt ≤ 1 year
€506▼
2024 · €46,248
Income taxes
€171▲
2024 · €154
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,795 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
2.1% went bankrupt
6.0% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€40,013€32,343▼
Fixed assets21/28€38,450€30,745▼
Tangible fixed assets22/27€38,450€30,745▼
Furniture and vehicles24€3,357€2,671▼
Other tangible fixed assets26€35,093€28,074▼
Current assets29/58€1,563€1,598▲
Amounts receivable within one year40/41€46-
Other amounts receivable41€46-
Cash at bank and in hand54/58€1,517€1,083▼
Deferred charges and accrued income490/1-€515
Equity and liabilities
Total equity and liabilities10/49€40,013€32,343▼
Equity10/15-€6,235-€9,377▼
Contributions10/11€50,000€50,000=
Reserves13€8,393€8,393=
Distributable reserves133€8,393€8,393=
Profit (loss) carried forward14-€64,628-€67,770▼
Amounts payable17/49€46,248€41,720▼
Amounts payable within one year42/48€46,248€506▼
Trade debts44€85€87▲
Suppliers440/4€85€87▲
Taxes, remuneration and social security45€153€419▲
Taxes450/3€153€419▲
Other amounts payable47/48€46,010-
Accrued charges and deferred income492/3-€41,214
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,915€7,705▼
Other operating charges640/8€1,174€1,200▲
Gross operating margin9900€5,280€6,014▲
Operating profit (loss)9901-€3,809-€2,891▲
Financial charges65/66B€80€80=
Recurring financial charges65€80€80=
Profit (loss) for the period before taxes9903-€3,889-€2,971▲
Income taxes67/77€154€171▲
Profit (loss) for the period9904-€4,043-€3,142▲
Profit (loss) for the period to be appropriated9905-€4,043-€3,142▲
Appropriation of the result
Profit (loss) to be appropriated9906-€64,628-€67,770▼
Profit (loss) brought forward from the previous period14P-€60,585-€64,628▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,295€7,796€7,915€7,915€7,705▼ 2.7%
Other operating charges640/8-€904€1,109€1,174€1,200▲ 2.2%
Gross operating margin9900€14,143-€539€6,582€5,280€6,014▲ 13.9%
Operating profit (loss)9901€5,965-€9,239-€2,442-€3,809-€2,891▲ 24.1%
Financial charges65/66B-€2,296€2,119€80€80=
Recurring financial charges65€2,529€2,296€2,119€80€80=
Profit (loss) for the period before taxes9903€3,436-€11,535-€4,561-€3,889-€2,971▲ 23.6%
Income taxes67/77€1,167€137€140€154€171▲ 11.0%
Profit (loss) for the period9904€2,269-€11,672-€4,701-€4,043-€3,142▲ 22.3%
Profit (loss) for the period to be appropriated9905€2,269-€11,672-€4,701-€4,043-€3,142▲ 22.3%
Line20212022202320242025Change
Assets
Total assets20/58€73,228€60,844€53,728€40,013€32,343▼ 19.2%
Fixed assets21/28€60,579€54,280€46,365€38,450€30,745▼ 20.0%
Tangible fixed assets22/27€60,579€54,280€46,365€38,450€30,745▼ 20.0%
Furniture and vehicles24-€5,150€4,254€3,357€2,671▼ 20.4%
Other tangible fixed assets26-€49,130€42,111€35,093€28,074▼ 20.0%
Current assets29/58€12,649€6,564€7,363€1,563€1,598▲ 2.2%
Amounts receivable within one year40/41€3,274€2,204€4,584€46--
Trade receivables40-€1,841€4,344---
Other amounts receivable41-€363€240€46--
Cash at bank and in hand54/58€9,375€4,360€2,779€1,517€1,083▼ 28.6%
Deferred charges and accrued income490/1----€515-
Equity and liabilities
Total equity and liabilities10/49€73,228€60,844€53,728€40,013€32,343▼ 19.2%
Equity10/15€14,181€2,509-€2,192-€6,235-€9,377▼ 50.4%
Contributions10/11-€50,000€50,000€50,000€50,000=
Reserves13€8,393€8,393€8,393€8,393€8,393=
Distributable reserves133-€8,393€8,393€8,393€8,393=
Profit (loss) carried forward14-€44,212-€55,884-€60,585-€64,628-€67,770▼ 4.9%
Amounts payable17/49€59,047€58,335€55,920€46,248€41,720▼ 9.8%
Amounts payable within one year42/48€59,047€58,335€55,920€46,248€506▼ 98.9%
Trade debts44-€4,525€3,590€85€87▲ 2.4%
Suppliers440/4-€4,525€3,590€85€87▲ 2.4%
Taxes, remuneration and social security45-€699€1,567€153€419▲ 174%
Taxes450/3-€699€1,567€153€419▲ 174%
Other amounts payable47/48-€53,111€50,763€46,010--
Accrued charges and deferred income492/3----€41,214-
Line20212022202320242025Change
Profit (loss) for the period9904€2,269-€11,672-€4,701-€4,043-€3,142▲ 22.3%
+ Depreciation and write-downs630€7,295€7,796€7,915€7,915€7,705▼ 2.7%
Operating cash flow (approximation)€9,564-€3,876€3,214€3,872€4,563▲ 17.8%
Investment in fixed assets (approximation)--€1,497€0€0€0-
Change in cash--€5,015-€1,581-€1,262-€434▲ 65.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
14-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Liquidity times 93current ratio 3.16
Current ratio from 0.03 to 3.16; short-term debt falls from €46,248 to €506.
08-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Weakest financial yearnet -€11,672
Net result drops to -€11,672, the lowest in the series; recovery starts the following year.
05-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Highest result since 2018net €6,187 ▲3,106%
Operating result €12,167, net result €6,187, both a record.
11-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
14-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
13-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 1987
seat establishment The establishment unit on the map
Ground area
431 m²
Building footprint
109 m²
Volume, LiDAR
619 m³
Parcel 71443E0085/00A002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OFFICE MADE
Rosmolenweg 11, 3520 ZonhovenReal estate activities
since 19872.033.808.601
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71443E0085/00A002 Flanders 431 m² 1 · 109 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. D-Biz 100%
  2. OFFICE MADE

Highest known parent: D-Biz. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,204 companies in this sector we hold annual accounts for 3,517. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded13-01-1987
Fiscal year end30-09
Activities, NACEBEL 2025
82100Office administrative and support services
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0430420969
Also 9925:BE0430420969

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.