OFFICE - HOME STUDIO

Active

Private limited companyfounded 2002active for 23 yearsDorpsstraat 33, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0478.759.237

Summary

The computed 12-month bankruptcy probability of OFFICE - HOME STUDIO is 3.5% (moderate). The 2025 annual accounts show negative equity (-€23,420) and a net result of -€12,314. Equity is shrinking by about 45% per year across the filed financial years. Its solvency ranks better than 12% of 13,626 sector peers (NACE 46, financial year 2025). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

OFFICE - HOME STUDIOActiveChecked score 47/100

Risk analysis Report Compare

Activity

Wholesale of information and communication equipment

NACE 46500

1 site

Size

€53,212total assets 2025

Equity: -€23,420
Loss: -€12,314

Turnover not published (micro format)

Financial health

47 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.5%

Structure

DE VOS WimDirector

2025 accounts filed 61 days late1 of 3 deeds summarised

Why 47raises riskLast filed accounts filed 61 days late; 3 of the last 3 lateLoss of €12,314, the second in a row (financial year 2025)Liquidity: current ratio 0.62, cash €17, halvedlowers riskSize: total assets €53,212Show the evidence

Checked score

Score 2025

47 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 4% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-3

equity -44.0% of total assets

Liquidity 0-3

short-term debt 144.0% · cash 0.0%

Profitability 0=

return on assets -23.1%

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,868 companies, NACE 46, micro)

Last 24 months 11-2024: 2.6% 12-2024: 2.6%● unchanged vs 11-2024 01-2025: 2.7%▲ +0.1 percentage points vs 12-2024 02-2025: 2.7%● unchanged vs 01-2025 03-2025: 2.7%● unchanged vs 02-2025 04-2025: 2.7%● unchanged vs 03-2025 05-2025: 2.6%▼ -0.1 percentage points vs 04-2025 06-2025: 2.5%▼ -0.1 percentage points vs 05-2025 07-2025: 2.8%▲ +0.3 percentage points vs 06-2025 08-2025: 3.4%▲ +0.6 percentage points vs 07-2025 09-2025: 3.4%● unchanged vs 08-2025 10-2025: 3.9%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 2.6%▼ -1.3 percentage points vs 10-2025 12-2025: 2.6%● unchanged vs 11-2025 01-2026: 2.6%● unchanged vs 12-2025 02-2026: 2.6%● unchanged vs 01-2026 03-2026: 2.5%▼ -0.1 percentage points vs 02-2026 04-2026: 2.5%● unchanged vs 03-2026 05-2026: 2.5%● unchanged vs 04-2026 06-2026: 2.4%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026 08-2026: 3.0%▲ +0.5 percentage points vs 07-2026 09-2026: 3.0%● unchanged vs 08-2026 10-2026: 3.5%▲ +0.5 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.62, compared with 0.66 in 2024, below 1; short-term debt: 144% and cash: 0% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 2% on liquidity, 6% on profitability and 4% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Size: total assets €53,212

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Last filed accounts filed 61 days late; 3 of the last 3 late

NBB · filings

Loss of €12,314, the second in a row (financial year 2025)

NBB · annual accounts

Liquidity: current ratio 0.62, cash €17, halved

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€23,420

2025 accounts filed 61 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

61 days late

2024

68 days late

2023

51 days late

2022

59 days late

2021

61 days late

2020

58 days late

2019

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-09-2026 Annual accounts filedfinancial year 2025 · micro…
07-10-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Weakest financial yearnet -€14,442

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€23,420 View
Risk: 6 loss-making years in a rowloss financial year 2025 -€12,314 View
Caution: Among the weakest 12% on solvencysector median 40.7% · 13,626 companies -44.0% View
Caution: Latest accounts filed lateafter the legal deadline 61 days View

By topic

Financials

Financial year: 2025
Total assets: €53,212
Loss: -€12,314
Solvency: -44.0%

Total assets▲ 5.7%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

DE VOS WimDirector

Go to Board & ownership

Timeline

Events: 27
Since: 2004
Next accounts: by 31-07-2027

20-09-2024Annual accounts filed
29-01-2024Resignation: DE VOS Wim (niet statutair bestuurder)
28-09-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale of information and communication equipmentNACE 46500
Founded: 08-11-2002
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 12

Who signs: Each director alone
Annual meeting: Last Friday of June at 20:00
Purpose: “De handelsbemiddeling in meubels,huishoudelijke artikelen en ijzerwaren; De groothandel in…” (deed in Dutch)

Go to Articles of association

Key facts about OFFICE - HOME STUDIO

What is the company number of OFFICE - HOME STUDIO?: 0478.759.237. In Belgium the VAT number is the company number with BE in front: BE 0478.759.237.
Where is OFFICE - HOME STUDIO based?: The registered office is at Dorpsstraat 33, 9420 Erpe-Mere.Company details
What does OFFICE - HOME STUDIO do?: According to the KBO register, the main activity is wholesale of information and communication equipment (NACE 46500).
What is the legal form of OFFICE - HOME STUDIO?: Private limited company (BV).
When was OFFICE - HOME STUDIO founded?: On 08-11-2002.
Is OFFICE - HOME STUDIO still active?: Yes, OFFICE - HOME STUDIO is an active enterprise in the KBO register.
What is the turnover of OFFICE - HOME STUDIO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is OFFICE - HOME STUDIO profitable?: In financial year 2025, OFFICE - HOME STUDIO made a loss of €12,314.
Where can I find the annual accounts of OFFICE - HOME STUDIO?: OFFICE - HOME STUDIO filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OFFICE - HOME STUDIO due?: By 31-07-2027, for financial year 2026.Timeline