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OFFICE COMMERCIAL TECHNIQUE

Active
Public limited companyfounded 2000active for 26 yearsBottelarij 21, 3000 Leuven, BelgiumKBO/BCE: BE 0471.545.704

From the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

OFFICE COMMERCIAL TECHNIQUE has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112,238 and a net result of €148,859. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 48% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 04-04-2000 Normal situation
Activity
Wholesale trade NACE 46120
Establishment unit
2.097.311.729 3000 Leuven, since 03-05-2000
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • DESSManaging director · permanent representative David Lauwers
  • AGILUSDirector · since 01-01-2026 · permanent representative Marc Goeman

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€163,735
▲ 8.9%
Turnover
≈ €620,000
estimated
Profit
€148,859
▲ 7.3%
Equity
€112,238
=
Total assets
€271,076
▲ 4.9%
Filed on 03-06-2026, 58 days before the deadlinePDF
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.73, cash €157,381Founded in 2000Legal form: public limited companyShow the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 66-2
equity 41.4% of total assets
Liquidity 70-2
short-term debt 57.5% · cash 58.1%
Profitability 100=
return on assets 54.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.2 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.73 (1.78 in 2024), above the usual 1.5. Short-term debt is 57.5% and cash 58.1% of total assets. However, 58.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 50% of them on solvency, 75% on liquidity, 95% on profitability and 40% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 1.73, cash €157,381
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Legal form: public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 days early
2024
58 days early
2023
47 days early
2022
60 days early
2021
41 days early
2020
44 days early
2019
57 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 52 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Board changedlatest change 05-05-2026 · 2 in office 2 joined · 1 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €148,859 8 years View

Comparable companies

These companies have the same main activity as OFFICE COMMERCIAL TECHNIQUE: wholesale trade (NACE 46120). They are comparable in size and age: total assets between €220,000 and €492,000, founded between 1996 and 2005.

CompanyTotal assetsGross margin
OFFICE COMMERCIAL TECHNIQUE Leuven€271,076€163,735
Leovicus Pelt€219,560€157,583
BUYL HANS Geraardsbergen€290,138€108,450
STATION DE L'ORIENT Tournai€435,883€116,627
CRISTYCAR Aiseau-Presles€229,458€94,663
WINGS CHEMICALS Tremelo€423,621€86,586
EUROSALES Kortrijk€491,812€121,690
Full comparison

Documents

Annual accounts at the NBB

All 26 annual accounts

Articles and registers

Key facts about OFFICE COMMERCIAL TECHNIQUE

What is the company number of OFFICE COMMERCIAL TECHNIQUE?
The company number of OFFICE COMMERCIAL TECHNIQUE is 0471.545.704. The VAT number is the same number with BE in front: BE 0471.545.704.
Where is OFFICE COMMERCIAL TECHNIQUE based?
The registered office is at Bottelarij 21, 3000 Leuven.Company details
What does OFFICE COMMERCIAL TECHNIQUE do?
According to the KBO register, the main activity is wholesale trade (NACE 46120).
What is the legal form of OFFICE COMMERCIAL TECHNIQUE?
The legal form of OFFICE COMMERCIAL TECHNIQUE is Public limited company (NV).
When was OFFICE COMMERCIAL TECHNIQUE founded?
OFFICE COMMERCIAL TECHNIQUE was founded on 04-04-2000.
Is OFFICE COMMERCIAL TECHNIQUE still active?
Yes, OFFICE COMMERCIAL TECHNIQUE is an active enterprise in the KBO register.
What is the turnover of OFFICE COMMERCIAL TECHNIQUE?
The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €163,735 and 31 comparable companies (NACE 461). It probably lies between €290,000 and €1.5m.Financials
Is OFFICE COMMERCIAL TECHNIQUE profitable?
In financial year 2025, OFFICE COMMERCIAL TECHNIQUE made a profit of €148,859.
Where can I find the annual accounts of OFFICE COMMERCIAL TECHNIQUE?
OFFICE COMMERCIAL TECHNIQUE filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of OFFICE COMMERCIAL TECHNIQUE due?
OFFICE COMMERCIAL TECHNIQUE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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