Offermans Vloerverwarming Installateur

Active

Private limited companyfounded 2025active for 1 yearBlaarstraat 272, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 1019.081.901

Summary

The computed 12-month bankruptcy probability of Offermans Vloerverwarming Installateur is 2.3% (moderate). The 2025 annual accounts show equity of €52,472 and a net result of €32,472. Its solvency ranks better than 15% of 34,855 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

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Offermans Vloerverwarming InstallateurActiveChecked score 52/100

Risk analysis Report Compare

Activity

Installation of electric heating, air conditioning, cooling and ventilation

NACE 43222

1 site

Size

≈ €460,000turnover 2025, estimated

Staff: 1.6 FTE
Equity: €52,472
Profit: €32,472

Turnover estimated from the gross margin

Financial health

52 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.3%

Structure

Offermans JeffryDirector
Yera ConstructDirector · permanent representative Gor YERANOSYAN

2025 accounts filed 27 days late

Why 52raises riskFounded in 20251 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 27-08-2026)Size: total assets €442,055Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 34% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 37

equity 11.9% of total assets

Liquidity 43

short-term debt 35.3% · cash 7.1%

Profitability 78

return on assets 7.3%

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)

Last 24 months 02-2026: 3.8% 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 4.0%▲ +0.2 percentage points vs 03-2026 05-2026: 4.3%▲ +0.3 percentage points vs 04-2026 06-2026: 4.5%▲ +0.2 percentage points vs 05-2026 07-2026: 5.0%▲ +0.5 percentage points vs 06-2026highest value 08-2026: 5.0%● unchanged vs 07-2026highest value 09-2026: 2.2%▼ -2.8 percentage points vs 08-2026lowest value 10-2026: 2.3%▲ +0.1 percentage points vs 09-2026

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.98, below 1; short-term debt: 35.3% and cash: 7.1% of total assets), and 88.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 15% on solvency, 33% on liquidity and 55% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Founded in 2025

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 27-08-2026)

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Size: total assets €442,055

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 34855 sector peers (2025).

NBB · sector comparison

Position among 34855 sector peers

Solvency

better than 15%

← weakest strongest →

2025 accounts filed 27 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

27 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage

27-08-2026 Annual accounts filedfinancial year 2025 · micro…
02-09-2025 Permanent representatives: Jeffry Offermans and Gor…Registered-office move
27-01-2025 IncorporationAppointments: Offermans Jeffry (director) and…

Key points

Caution: Among the weakest 16% on solvencysector median 46.7% · 34,855 companies 11.9% View
Board2 directors in office 2 View
Total assets 2025first financial year filed €442,055 View

By topic

Financials

Financial year: 2025
Total assets: €442,055
Profit: €32,472
Solvency: 11.9%

Go to Financials

Board & ownership

Board: 2 members

Offermans JeffryDirector
Yera ConstructDirector

Go to Board & ownership

Timeline

Events: 3
Since: 2025

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded: 23-01-2025
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 27

Annual meeting: Third Thursday of May at 20:00
Purpose: “Isolatiewerkzaamheden; Boren,draaien,frezen,vonkerosief…” (deed in Dutch)

Go to Articles of association

Key facts about Offermans Vloerverwarming Installateur

What is the company number of Offermans Vloerverwarming Installateur?: 1019.081.901. In Belgium the VAT number is the company number with BE in front: BE 1019.081.901.
Where is Offermans Vloerverwarming Installateur based?: The registered office is at Blaarstraat 272, 3700 Tongeren-Borgloon.Company details
What does Offermans Vloerverwarming Installateur do?: According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of Offermans Vloerverwarming Installateur?: Private limited company (BV).
When was Offermans Vloerverwarming Installateur founded?: On 23-01-2025.
Is Offermans Vloerverwarming Installateur still active?: Yes, Offermans Vloerverwarming Installateur is an active enterprise in the KBO register.
How many employees does Offermans Vloerverwarming Installateur have?: On average 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Offermans Vloerverwarming Installateur?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Offermans Vloerverwarming Installateur profitable?: In financial year 2025, Offermans Vloerverwarming Installateur made a profit of €32,472.
Where can I find the annual accounts of Offermans Vloerverwarming Installateur?: Offermans Vloerverwarming Installateur filed 1 annual account with the National Bank of Belgium, for financial year 2025.