OFCOURSE
ActiveOFCOURSE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-38k) and a net result of €-46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-41
Solvency0▼-31
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.89 in 2024; short-term debt: 104.3% and cash: 14.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-70%
Return on assets
-84.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-38k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
19 d late
2023
29 d late
2022
31 d late
2021
61 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-38k
2024 · €8k
2018: €7k
2019: €16k
2020: €42k
2021: €61k
2022: €35k
2023: €19k
2024: €8k
2018 → 2025
Total assets
€54k▼ 60.1%
2024 · €135k
2018: €344k
2019: €312k
2020: €248k
2021: €283k
2022: €267k
2023: €211k
2024: €135k
2018 → 2025
Net result
€-46k▼ 295%
2024 · €-12k
2018: €-12k
2019: €8k
2020: €27k
2021: €19k
2022: €-26k
2023: €-16k
2024: €-12k
2018 → 2025
Working capital
€-47k▼ 532%
2024 · €-7k
2018: €4k
2019: €13k
2020: €43k
2021: €49k
2022: €24k
2023: €6k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€35k▼ 43.0%€19k▼ 44.5%€8k▼ 59.6%€-38k
Operating result€24k-€-19k€-9k▲ 55.1%€-6k▲ 30.5%€-42k▼ 589%
Net result€19k-€-26k€-16k▲ 41.0%€-12k▲ 25.8%€-46k▼ 295%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €42k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€45k▼ 37.7%
Current assets
€9k▼ 85.4%
Key figures and ratios
EBITDA
€-14k▼
2024 · €21k
Cash flow
€-19k▼
2024 · €15k
Solvency
-70.0%▼
2024 · 5.8%
Current ratio
0.16▼
2024 · 0.89
Quick ratio
0.16▼
2024 · 0.89
Debt / equity
-2.43▼
2024 · 16.23
ROA
-84.6%▼
2024 · -8.5%
Interest coverage
-3.79▼
2024 · 3.90
Debt
€92k▼
2024 · €127k
Debt ≤ 1 year
€56k▼
2024 · €71k
Debt > 1 year
€34k▼
2024 · €55k
Income taxes
€254▼
2024 · €289
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€54k▼
Fixed assets21/28€72k€45k▼
Tangible fixed assets22/27€72k€45k▼
Land and buildings22€56k€37k▼
Furniture and vehicles24€7k€869▼
Other tangible fixed assets26€9k€7k▼
Current assets29/58€63k€9k▼
Amounts receivable within one year40/41€2k€2k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€60k€8k▼
Deferred charges and accrued income490/1€952-
Equity and liabilities
Total equity and liabilities10/49€135k€54k▼
Equity10/15€8k€-38k▼
Contributions10/11€19k€19k=
Reserves13€61k€61k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€-71k€-117k▼
Amounts payable17/49€127k€92k▼
Amounts payable after more than one year17€55k€34k▼
Financial debts170/4€55k€34k▼
Amounts payable within one year42/48€71k€56k▼
Current portion of amounts payable after more than one year42€22k€21k▼
Trade debts44€920€3k▲
Suppliers440/4€920€3k▲
Taxes, remuneration and social security45€280€534▲
Taxes450/3€280€534▲
Other amounts payable47/48€48k€31k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A€400€262▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€23k€-12k▼
Operating profit (loss)9901€-6k€-42k▼
Financial income75/76B€97€0▼
Recurring financial income75€97€0▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-11k€-45k▼
Income taxes67/77€289€254▼
Profit (loss) for the period9904€-12k€-46k▼
Profit (loss) for the period to be appropriated9905€-12k€-46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-71k€-117k▼
Profit (loss) brought forward from the previous period14P€-60k€-71k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €27k ▲225%
Operating result €36k, net result €27k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenweg 322930 BrasschaatGround area
722 m²
Building footprint
115 m²
Volume, LiDAR
673 m³
Parcel 11323F0068/00B012, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Molenweg 32, 2930 Brasschaat
since 20042.137.389.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0068/00B012 | Flanders | 722 m² | 1 · 115 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 4,048 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2004
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.