Oer Partners
ActiveOer Partners has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-16k) and a net result of €2k. Equity is shrinking by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+34
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
30 d late
2022
14 d late
2021
30 d late
2020
30 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-16k▲ 12.9%
2024 · €-18k
2018: €6k
2019: €4k
2020: €-3k
2021: €-11k
2022: €-15k
2023: €-19k
2024: €-18k
2018 → 2025
Total assets
€3k▼ 14.9%
2024 · €4k
2018: €7k
2019: €6k
2020: €1k
2021: €978
2022: €2k
2023: €1k
2024: €4k
2018 → 2025
Net result
€2k▲ 485%
2024 · €398
2018: €123
2019: €-2k
2020: €-7k
2021: €-8k
2022: €-4k
2023: €-3k
2024: €398
2018 → 2025
Working capital
€-18k▲ 8.1%
2024 · €-20k
2018: €5k
2019: €3k
2020: €-3k
2021: €-11k
2022: €-15k
2023: €-20k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€-15k▼ 34.9%€-19k▼ 21.4%€-18k▲ 2.1%€-16k▲ 12.9%
Operating result€-8k-€-4k▲ 56.0%€-3k▲ 14.7%€678€3k▲ 285%
Net result€-8k-€-4k▲ 53.5%€-3k▲ 17.4%€398€2k▲ 485%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 285% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets
€2k▲ 52.8%
Current assets
€826▼ 60.6%
Key figures and ratios
EBITDA
€3k
Cash flow
€3k
Interest coverage
23.78
Debt
€19k▼
2024 · €22k
Debt ≤ 1 year
€19k▼
2024 · €22k
Income taxes
€141▲
2024 · €140
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€3k▼
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€2k€826▼
Amounts receivable within one year40/41€2k€713▼
Trade receivables40€2k€713▼
Cash at bank and in hand54/58€13€113▲
Equity and liabilities
Total equity and liabilities10/49€4k€3k▼
Equity10/15€-18k€-16k▲
Contributions10/11€6k€6k=
Reserves13€6€6=
Non-distributable reserves130/1€6€6=
Reserves not available under the articles1311€6€6=
Profit (loss) carried forward14€-24k€-22k▲
Amounts payable17/49€22k€19k▼
Amounts payable within one year42/48€22k€19k▼
Trade debts44€2k€690▼
Suppliers440/4€2k€690▼
Taxes, remuneration and social security45€1k€750▼
Taxes450/3€1k€750▼
Other amounts payable47/48€19k€17k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€650
Other operating charges640/8€1k€578▼
Gross operating margin9900€2k€4k▲
Operating profit (loss)9901€678€3k▲
Financial charges65/66B€140€137▼
Recurring financial charges65€140€137▼
Profit (loss) for the period before taxes9903€538€2k▲
Income taxes67/77€140€141▲
Profit (loss) for the period9904€398€2k▲
Profit (loss) for the period to be appropriated9905€398€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-22k▲
Profit (loss) brought forward from the previous period14P€-25k€-24k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €2k ▲485%
Operating result €3k, net result €2k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €398
Net result €398 after 5 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albertlaan 173080 TervurenGround area
966 m²
Building footprint
233 m²
Volume, LiDAR
1,620 m³
2 parcels, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OER PARTNERS
since 20172.268.267.004
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302K0109/00Z002 | Flanders | 670 m² | 1 · 151 m² | 9.4 m · 2 fl. |
| 22302D0005/00E002 | Flanders | 297 m² | 1 · 81 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 13,396 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.