OENO-CONCEPT
ActiveSummary
OENO-CONCEPT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€93,817) and a net result of -€22,365. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 8% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.49 in 2024; short-term debt: 241.7% and cash: 15.8% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-141.7%
Return on assets
-33.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€93,817
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
8 d early
2023
9 d early
2022
7 d early
2021
11 d early
2020
2 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€93,817▼ 31.3%
2024 · -€71,451
Total assets
€66,220▼ 42.0%
2024 · €114,105
Net result
-€22,365▲ 7.0%
2024 · -€24,047
Working capital
-€97,134▼ 3.8%
2024 · -€93,562
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,424▼ 32.9%-€14,535-€317▲ 97.8%-€19,752▼ 6,133%-€16,122▲ 18.4%
Net result€18,584within the sector's middle half▼ 37.6%-€18,665below the sector's middle half-€4,497below the sector's middle half▲ 75.9%-€24,047below the sector's middle half▼ 435%-€22,365below the sector's middle half▲ 7.0%
Equity-€24,243below the sector's middle half▲ 43.4%-€42,907below the sector's middle half▼ 77.0%-€47,404below the sector's middle half▼ 10.5%-€71,451below the sector's middle half▼ 50.7%-€93,817below the sector's middle half▼ 31.3%
Total assets€152,367within the sector's middle half▼ 6.9%€155,237within the sector's middle half▲ 1.9%€149,614within the sector's middle half▼ 3.6%€114,105within the sector's middle half▼ 23.7%€66,220within the sector's middle half▼ 42.0%
Debt€176,609▼ 14.5%€198,144▲ 12.2%€197,019▼ 0.6%€185,557▼ 5.8%€160,037▼ 13.8%
Working capital-€57,569below the sector's middle half▲ 4.7%-€65,986below the sector's middle half▼ 14.6%-€74,258below the sector's middle half▼ 12.5%-€93,562below the sector's middle half▼ 26.0%-€97,134below the sector's middle half▼ 3.8%
Solvency-15.9%below the sector's middle half▲ 10.3pp-27.6%below the sector's middle half▼ 11.7pp-31.7%below the sector's middle half▼ 4.0pp-62.6%below the sector's middle half▼ 30.9pp-141.7%below the sector's middle half▼ 79.1pp
Current ratio0.67below the sector's middle half▼ 0.030.67below the sector's middle half=0.60below the sector's middle half▼ 0.070.49below the sector's middle half▼ 0.110.39below the sector's middle half▼ 0.09
Return on assets (ROA)12.2%within the sector's middle half▼ 6.0pp-12.0%below the sector's middle half▼ 24.2pp-3.0%within the sector's middle half▲ 9.0pp-21.1%below the sector's middle half▼ 18.1pp-33.8%below the sector's middle half▼ 12.7pp
Staff (FTE)0.90.8▼ 11.1%0.5▼ 37.5%0.1▼ 80.0%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16,122 in 2025 against €19,752 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66,220
Fixed assets
€3,324 ▼ 87.2%
Current assets
€62,896 ▼ 28.7%
Key figures and ratios
EBITDA
-€13,329▼
2024 · -€8,576
Cash flow
-€19,573▼
2024 · -€12,872
Quick ratio
0.18▼
2024 · 0.23
Debt to equity
-1.71▲
2024 · -2.60
Interest coverage
-2.18▼
2024 · -2.14
Debt ≤ 1 year
€160,030▼
2024 · €181,743
Income taxes
€140▼
2024 · €282
Staff costs
€154▼
2024 · €528
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €981 | €2,893 | €1,888 | €528 | €154 | ▼ 70.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,523 | €19,770 | €17,318 | €11,176 | €2,793 | ▼ 75.0% |
| Other operating charges640/8 | €1,312 | €1,867 | €2,981 | €3,420 | €14,157 | ▲ 314% |
| Gross operating margin9900 | €43,240 | €9,995 | €21,870 | -€4,628 | €982 | ▲ 121% |
| Operating profit (loss)9901 | €22,424 | -€14,535 | -€317 | -€19,752 | -€16,122 | ▲ 18.4% |
| Financial income75/76B | - | - | €0 | - | - | - |
| Recurring financial income75 | - | - | €0 | - | - | - |
| Financial charges65/66B | €3,536 | €3,886 | €3,887 | €4,014 | €6,104 | ▲ 52.1% |
| Recurring financial charges65 | €3,536 | €3,886 | €3,887 | €4,014 | €6,104 | ▲ 52.1% |
| Profit (loss) for the period before taxes9903 | €18,888 | -€18,421 | -€4,204 | -€23,766 | -€22,226 | ▲ 6.5% |
| Income taxes67/77 | €303 | €244 | €294 | €282 | €140 | ▼ 50.4% |
| Profit (loss) for the period9904 | €18,584 | -€18,665 | -€4,497 | -€24,047 | -€22,365 | ▲ 7.0% |
| Profit (loss) for the period to be appropriated9905 | €18,584 | -€18,665 | -€4,497 | -€24,047 | -€22,365 | ▲ 7.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €152,367 | €155,237 | €149,614 | €114,105 | €66,220 | ▼ 42.0% |
| Fixed assets21/28 | €37,418 | €23,189 | €38,176 | €25,924 | €3,324 | ▼ 87.2% |
| Intangible fixed assets21 | €3,400 | €1,333 | €229 | - | - | - |
| Tangible fixed assets22/27 | €33,816 | €21,653 | €37,746 | €25,677 | €3,078 | ▼ 88.0% |
| Plant, machinery and equipment23 | €661 | €446 | €231 | €16 | - | - |
| Furniture and vehicles24 | €27,737 | €16,455 | €35,099 | €21,024 | €89 | ▼ 99.6% |
| Other tangible fixed assets26 | €5,419 | €4,752 | €2,416 | €4,636 | €2,989 | ▼ 35.5% |
| Financial fixed assets28 | €202 | €202 | €202 | €247 | €247 | = |
| Current assets29/58 | €114,949 | €132,049 | €111,438 | €88,182 | €62,896 | ▼ 28.7% |
| Stocks and contracts in progress3 | €78,508 | €88,052 | €69,571 | €46,902 | €34,741 | ▼ 25.9% |
| Stocks30/36 | €78,508 | €88,052 | €69,571 | €46,902 | €34,741 | ▼ 25.9% |
| Amounts receivable within one year40/41 | €25,409 | €27,855 | €20,413 | €19,220 | €16,479 | ▼ 14.3% |
| Trade receivables40 | €25,409 | €25,949 | €20,413 | €19,220 | €16,479 | ▼ 14.3% |
| Other amounts receivable41 | - | €1,905 | - | - | - | - |
| Cash at bank and in hand54/58 | €10,883 | €14,471 | €20,299 | €20,288 | €10,474 | ▼ 48.4% |
| Deferred charges and accrued income490/1 | €149 | €1,671 | €1,155 | €1,773 | €1,203 | ▼ 32.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €152,367 | €155,237 | €149,614 | €114,105 | €66,220 | ▼ 42.0% |
| Equity10/15 | -€24,243 | -€42,907 | -€47,404 | -€71,451 | -€93,817 | ▼ 31.3% |
| Contributions10/11 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Profit (loss) carried forward14 | -€39,243 | -€57,907 | -€62,404 | -€86,451 | -€108,817 | ▼ 25.9% |
| Amounts payable17/49 | €176,609 | €198,144 | €197,019 | €185,557 | €160,037 | ▼ 13.8% |
| Amounts payable after more than one year17 | €4,004 | - | €10,961 | €3,761 | - | - |
| Financial debts170/4 | €4,004 | - | €10,961 | €3,761 | - | - |
| Amounts payable within one year42/48 | €172,518 | €198,035 | €185,696 | €181,743 | €160,030 | ▼ 11.9% |
| Current portion of amounts payable after more than one year42 | €5,281 | €4,004 | €6,790 | €7,200 | - | - |
| Financial debts43 | - | - | - | - | €7,617 | - |
| Credit institutions430/8 | - | - | - | - | €7,617 | - |
| Trade debts44 | €140,658 | €174,818 | €155,235 | €157,987 | €139,417 | ▼ 11.8% |
| Suppliers440/4 | €140,658 | €174,818 | €155,235 | €157,987 | €139,417 | ▼ 11.8% |
| Advances received on contracts in progress46 | €1,166 | €574 | €1,845 | €6,314 | €493 | ▼ 92.2% |
| Taxes, remuneration and social security45 | €3,128 | €1,203 | €10,495 | €7,344 | €11,037 | ▲ 50.3% |
| Taxes450/3 | €3,128 | €725 | €10,495 | €7,344 | €10,884 | ▲ 48.2% |
| Remuneration and social security454/9 | - | €477 | - | - | €154 | - |
| Other amounts payable47/48 | €22,286 | €17,437 | €11,332 | €2,898 | €1,466 | ▼ 49.4% |
| Accrued charges and deferred income492/3 | €87 | €110 | €361 | €53 | €7 | ▼ 86.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,584 | -€18,665 | -€4,497 | -€24,047 | -€22,365 | ▲ 7.0% |
| + Depreciation and write-downs630 | €18,523 | €19,770 | €17,318 | €11,176 | €2,793 | ▼ 75.0% |
| Operating cash flow (approximation) | €37,108 | €1,106 | €12,821 | -€12,872 | -€19,573 | ▼ 52.1% |
| Investment in fixed assets (approximation) | - | -€5,541 | -€32,305 | €1,077 | €19,807 | ▲ 1,739% |
| Change in cash | - | €3,588 | €5,829 | -€12 | -€9,814 | ▼ 83,778% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€24,047
Net result drops to -€24,047, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €29,783 ▲245%
Operating result €33,432, net result €29,783, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Habay · 1 establishment unit since 2014
Ground area
2,752 m²
Building footprint
146 m²
Volume, LiDAR
882 m³
2 parcels, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oeno-Concept
since 20142.226.737.938
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81023B0620/00E000 | Wallonia | 1,899 m² | 1 · 54 m² | 5.1 m · 1 fl. |
| 85014D0066/00H000 | Wallonia | 853 m² | 1 · 92 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,583 companies in sector 46349 we hold annual accounts for 991. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
46349Wholesale of beverages, general range
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47553Retail trade
85510Sports and recreation education
85592Vocational training
Contact
Phone
0475/40.98.96Messancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0544845733
Registered
15-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.