OE CONCEPT
ActiveSummary
OE CONCEPT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €24k. Equity is shrinking by ~23.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 9% of 3307 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+18
Solvency28▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
25.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 3307 sector peers (2025).
NBB · sector comparisonPosition among 3307 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
31 d late
2023
30 d late
2022
28 d late
2021
30 d late
2020
16 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3k▼ 14.7%
2024 · €3k
2020: €34k
2021: €42k▲ +25.2% vs 2020
2022: €71k▲ +67.9% vs 2021highest in 6 years
2023: €31k▼ -57.0% vs 2022
2024: €3k▼ -89.6% vs 2023
2025: €3k▼ -14.7% vs 2024lowest in 6 years
2020 → 2025
Total assets
€92k▲ 70.0%
2024 · €54k
2020: €52klowest in 6 years
2021: €73k▲ +39.5% vs 2020
2022: €93k▲ +27.6% vs 2021
2023: €97k▲ +4.7% vs 2022highest in 6 years
2024: €54k▼ -44.1% vs 2023
2025: €92k▲ +70.0% vs 2024
2020 → 2025
Net result
€24k▲ 322%
2024 · €6k
2020: €31khighest in 6 years
2021: €9k▼ -72.8% vs 2020
2022: €29k▲ +237% vs 2021
2023: €9k▼ -67.2% vs 2022
2024: €6k▼ -41.0% vs 2023lowest in 6 years
2025: €24k▲ +322% vs 2024
2020 → 2025
Working capital
€-20k▼ 52.3%
2024 · €-13k
2020: €24k
2021: €23k▼ -6.2% vs 2020
2022: €50k▲ +120% vs 2021highest in 6 years
2023: €10k▼ -79.2% vs 2022
2024: €-13k▼ -227% vs 2023
2025: €-20k▼ -52.3% vs 2024lowest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€71k▲ 67.9%€31k▼ 57.0%€3k▼ 89.6%€3k▼ 14.7%
2021: €42k
2022: €71k▲ +67.9% vs 2021highest in 5 years
2023: €31k▼ -57.0% vs 2022
2024: €3k▼ -89.6% vs 2023
2025: €3k▼ -14.7% vs 2024lowest in 5 years
Operating result€12k-€38k▲ 218%€14k▼ 63.4%€9k▼ 34.4%€32k▲ 254%
2021: €12k
2022: €38k▲ +218% vs 2021highest in 5 years
2023: €14k▼ -63.4% vs 2022
2024: €9k▼ -34.4% vs 2023lowest in 5 years
2025: €32k▲ +254% vs 2024
Net result€9k-€29k▲ 237%€9k▼ 67.2%€6k▼ 41.0%€24k▲ 322%
2021: €9k
2022: €29k▲ +237% vs 2021highest in 5 years
2023: €9k▼ -67.2% vs 2022
2024: €6k▼ -41.0% vs 2023lowest in 5 years
2025: €24k▲ +322% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 254% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€48k ▲ 196%
Current assets
€44k ▲ 15.8%
Equity and liabilities €92k
Equity
€3k ▼ 14.7%
Debt
€90k ▲ 75.2%
Debt's share of the balance-sheet total rises from 94.1% to 97.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€47k▲
2024 · €17k
Cash flow
€38k▲
2024 · €13k
Current ratio
0.69▼
2024 · 0.74
Debt to equity
33.05▲
2024 · 16.09
ROE
867.4%▲
2024 · 175.2%
ROA
25.5%▲
2024 · 10.3%
Interest coverage
45.67▼
2024 · 94.55
Debt ≤ 1 year
€64k▲
2024 · €51k
Debt > 1 year
€26k
Income taxes
€8k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€54k€92k▲
Fixed assets21/28€16k€48k▲
Tangible fixed assets22/27€16k€48k▲
Plant, machinery and equipment23€1k€785▼
Furniture and vehicles24€11k€44k▲
Other tangible fixed assets26€5k€4k▼
Current assets29/58€38k€44k▲
Amounts receivable within one year40/41€6k€10k▲
Trade receivables40€6k€8k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€30k€33k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€54k€92k▲
Equity10/15€3k€3k▼
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Profit (loss) carried forward14€681€213▼
Amounts payable17/49€51k€90k▲
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€51k€64k▲
Current portion of amounts payable after more than one year42€4k€14k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€39k€42k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€15k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€17k€47k▲
Operating profit (loss)9901€9k€32k▲
Financial income75/76B€195€95▼
Recurring financial income75€195€95▼
Financial charges65/66B€178€1k▲
Recurring financial charges65€178€1k▲
Profit (loss) for the period before taxes9903€9k€31k▲
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€6k€24k▲
Profit (loss) for the period to be appropriated9905€6k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€24k▼
Profit (loss) brought forward from the previous period14P€28k€681▼
Profit to be distributed694/7€33k€24k▼
Return on contributions (dividend)694€33k€24k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €5k | €3k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €5k | €7k | €8k | €15k | ▲ 87.6% |
| Other operating charges640/8 | €402 | €348 | €2k | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €23k | €46k | €23k | €17k | €47k | ▲ 173% |
| Operating profit (loss)9901 | €12k | €38k | €14k | €9k | €32k | ▲ 254% |
| Financial income75/76B | - | €0 | €191 | €195 | €95 | ▼ 51.4% |
| Recurring financial income75 | - | €0 | €191 | €195 | €95 | ▼ 51.4% |
| Financial charges65/66B | €204 | €283 | €234 | €178 | €1k | ▲ 474% |
| Recurring financial charges65 | €204 | €283 | €234 | €178 | €1k | ▲ 474% |
| Profit (loss) for the period before taxes9903 | €12k | €38k | €14k | €9k | €31k | ▲ 243% |
| Income taxes67/77 | €3k | €9k | €4k | €4k | €8k | ▲ 118% |
| Profit (loss) for the period9904 | €9k | €29k | €9k | €6k | €24k | ▲ 322% |
| Profit (loss) for the period to be appropriated9905 | €9k | €29k | €9k | €6k | €24k | ▲ 322% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €73k | €93k | €97k | €54k | €92k | ▲ 70.0% |
| Fixed assets21/28 | €33k | €30k | €24k | €16k | €48k | ▲ 196% |
| Tangible fixed assets22/27 | €33k | €30k | €24k | €16k | €48k | ▲ 196% |
| Plant, machinery and equipment23 | - | - | €2k | €1k | €785 | ▼ 36.9% |
| Furniture and vehicles24 | €26k | €23k | €17k | €11k | €44k | ▲ 317% |
| Other tangible fixed assets26 | €7k | €6k | €5k | €5k | €4k | ▼ 18.0% |
| Current assets29/58 | €40k | €63k | €73k | €38k | €44k | ▲ 15.8% |
| Amounts receivable within one year40/41 | €1k | €4k | €6k | €6k | €10k | ▲ 54.8% |
| Trade receivables40 | €165 | €3k | €3k | €6k | €8k | ▲ 32.8% |
| Other amounts receivable41 | €905 | €880 | €3k | - | €1k | - |
| Cash at bank and in hand54/58 | €38k | €58k | €66k | €30k | €33k | ▲ 12.7% |
| Deferred charges and accrued income490/1 | €1k | €1k | €881 | €2k | €1k | ▼ 52.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €73k | €93k | €97k | €54k | €92k | ▲ 70.0% |
| Equity10/15 | €42k | €71k | €31k | €3k | €3k | ▼ 14.7% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Outside capital11 | €3k | €3k | €3k | €3k | €3k | = |
| Other1109/19 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | €40k | €69k | - | - | - | - |
| Distributable reserves133 | €40k | €69k | - | - | - | - |
| Profit (loss) carried forward14 | €42 | €11 | €28k | €681 | €213 | ▼ 68.8% |
| Amounts payable17/49 | €30k | €22k | €67k | €51k | €90k | ▲ 75.2% |
| Amounts payable after more than one year17 | €13k | €9k | €4k | - | €26k | - |
| Financial debts170/4 | €13k | €9k | €4k | - | €26k | - |
| Amounts payable within one year42/48 | €17k | €13k | €63k | €51k | €64k | ▲ 25.2% |
| Current portion of amounts payable after more than one year42 | €5k | €5k | €5k | €4k | €14k | ▲ 270% |
| Trade debts44 | €2k | €1k | €3k | €3k | €3k | ▼ 18.7% |
| Suppliers440/4 | €2k | €1k | €3k | €3k | €3k | ▼ 18.7% |
| Taxes, remuneration and social security45 | €4k | €5k | €5k | €5k | €5k | ▼ 3.7% |
| Taxes450/3 | €4k | €5k | €5k | €5k | €5k | ▼ 3.7% |
| Other amounts payable47/48 | €8k | €3k | €50k | €39k | €42k | ▲ 8.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €29k | €9k | €6k | €24k | ▲ 322% |
| + Depreciation and write-downs630 | €5k | €5k | €7k | €8k | €15k | ▲ 87.6% |
| Operating cash flow (approximation) | €13k | €34k | €17k | €13k | €38k | ▲ 186% |
| Investment in fixed assets (approximation) | - | €-2k | €-2k | €0 | €-47k | - |
| Change in cash | - | €20k | €8k | €-37k | €4k | ▲ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €6k ▼41%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 4.77
Current ratio from 2.31 to 4.77; short-term debt falls from €17k to €13k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2019
Ground area
860 m²
Building footprint
113 m²
Volume, LiDAR
557 m³
Parcel 25091B0288/00_000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
OE CONCEPT
since 20192.291.263.823
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091B0288/00_000 | Wallonia | 860 m² | 1 · 113 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 218 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.