Odéphil
ActiveOdéphil has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6k and a net result of €8k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 24% of 19348 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability65▲+4
Solvency28▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.3%
Return on assets
4.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 19348 sector peers (2024).
NBB · sector comparisonPosition among 19348 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
51 d early
2022
21 d early
2021
32 d early
2020
51 d early
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k▲ 12.8%
2023 · €7k
2018: €-5k
2019: €-1k
2020: €5k
2021: €3k
2022: €5k
2023: €7k
2018 → 2024
Working capital
€-14k▼ 0.9%
2023 · €-14k
2018: €-35k
2019: €-27k
2020: €-21k
2021: €-19k
2022: €-16k
2023: €-14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-18k-€-15k▲ 18.0%€-9k▲ 35.8%€-2k▲ 79.3%€6k
Operating result€13k-€11k▼ 16.3%€12k▲ 14.6%€14k▲ 14.1%€14k▲ 3.1%
Net result€5k-€3k▼ 32.9%€5k▲ 63.1%€7k▲ 42.2%€8k▲ 12.8%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €196k
Fixed assets
€190k▼ 6.9%
Current assets
€6k▲ 0.3%
Equity and liabilities €196k
Equity
€6k
Debt
€190k
Debt finances 96.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k▼
2023 · €29k
Cash flow
€23k▲
2023 · €22k
Solvency
3.3%▲
2023 · -0.9%
Current ratio
0.32▼
2023 · 0.32
Quick ratio
0.32▼
2023 · 0.32
Debt / equity
29.45
ROE
130.1%
ROA
4.3%▲
2023 · 3.5%
Interest coverage
4.86▲
2023 · 4.54
Debt
€190k▼
2023 · €212k
Debt ≤ 1 year
€21k▲
2023 · €20k
Debt > 1 year
€169k▼
2023 · €190k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€210k€196k▼
Fixed assets21/28€204k€190k▼
Tangible fixed assets22/27€204k€190k▼
Land and buildings22€204k€190k▼
Current assets29/58€6k€6k▲
Amounts receivable within one year40/41€336€682▲
Other amounts receivable41€336€682▲
Cash at bank and in hand54/58€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€210k€196k▼
Equity10/15€-2k€6k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-21k€-12k▲
Amounts payable17/49€212k€190k▼
Amounts payable after more than one year17€190k€169k▼
Financial debts170/4€190k€169k▼
Amounts payable within one year42/48€20k€21k▲
Current portion of amounts payable after more than one year42€20k€21k▲
Trade debts44€404-
Suppliers440/4€404-
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€31k€31k▼
Operating profit (loss)9901€14k€14k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€7k€8k▲
Profit (loss) for the period9904€7k€8k▲
Profit (loss) for the period to be appropriated9905€7k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-12k▲
Profit (loss) brought forward from the previous period14P€-28k€-21k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €8k ▲12.8%
Operating result €14k, net result €8k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
12-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet
Ground area
388 m²
Building footprint
105 m²
Parcel 52013A0396/00F008, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52013A0396/00F008 | Wallonia | 388 m² | 1 · 105 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,380. 1,519 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2013
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.