OCTELO
ActiveOCTELO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €342k and a net result of €18k. Equity is growing by ~78.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.4 against 3.66 in 2024; short-term debt: 2.3% and cash: 17.4% of total assets), and 2.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
5.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
34 d early
2023
33 d early
2022
33 d early
2021
88 d late
2020
35 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€18k▼ 87.3%
2024 · €143k
2019: €12k
2020: €6k
2021: €17k
2022: €48k
2023: €92k
2024: €143k
2019 → 2025
Working capital
€59k▼ 50.4%
2024 · €118k
2019: €3k
2020: €24k
2021: €31k
2022: €51k
2023: €77k
2024: €118k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€89k▲ 116%€181k▲ 103%€324k▲ 78.9%€342k▲ 5.6%
Operating result€23k-€61k▲ 159%€131k▲ 115%€205k▲ 56.0%€22k▼ 89.0%
Net result€17k-€48k▲ 176%€92k▲ 90.5%€143k▲ 55.9%€18k▼ 87.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €350k
Fixed assets
€284k▲ 37.6%
Current assets
€67k▼ 59.0%
Equity and liabilities €350k
Equity
€342k▲ 5.6%
Debt
€8k▼ 82.1%
The debt ratio falls from 12.0% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €214k
Cash flow
€29k▼
2024 · €152k
Solvency
97.7%▲
2024 · 88.0%
Current ratio
8.40▲
2024 · 3.66
Quick ratio
8.40▲
2024 · 3.66
Debt / equity
0.02▼
2024 · 0.14
ROE
5.3%▼
2024 · 44.1%
ROA
5.2%▼
2024 · 38.8%
Interest coverage
74.61▼
2024 · 132.21
Debt
€8k▼
2024 · €44k
Debt ≤ 1 year
€8k▼
2024 · €44k
Income taxes
€10k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€369k€350k▼
Fixed assets21/28€206k€284k▲
Intangible fixed assets21€435€297▼
Tangible fixed assets22/27€55k€49k▼
Plant, machinery and equipment23€815€3k▲
Furniture and vehicles24€14k€11k▼
Other tangible fixed assets26€40k€35k▼
Financial fixed assets28€151k€235k▲
Current assets29/58€162k€67k▼
Amounts receivable within one year40/41€51k€2k▼
Trade receivables40€51k€581▼
Other amounts receivable41-€983
Cash at bank and in hand54/58€99k€61k▼
Deferred charges and accrued income490/1€12k€4k▼
Equity and liabilities
Total equity and liabilities10/49€369k€350k▼
Equity10/15€324k€342k▲
Contributions10/11€6k€6k=
Reserves13€316k€334k▲
Non-distributable reserves130/1€235k€253k▲
Reserves not available under the articles1311€235k€253k▲
Tax-exempt reserves132€26€26=
Distributable reserves133€81k€81k=
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€44k€8k▼
Amounts payable within one year42/48€44k€8k▼
Current portion of amounts payable after more than one year42€6k-
Financial debts43€289€423▲
Credit institutions430/8€289€423▲
Trade debts44€619€620▲
Suppliers440/4€619€620▲
Taxes, remuneration and social security45€38k€7k▼
Taxes450/3€38k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€111-
Gross operating margin9900€214k€33k▼
Operating profit (loss)9901€205k€22k▼
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€2k€442▼
Recurring financial charges65€2k€442▼
Profit (loss) for the period before taxes9903€207k€28k▼
Income taxes67/77€64k€10k▼
Profit (loss) for the period9904€143k€18k▼
Profit (loss) for the period to be appropriated9905€143k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€20k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€143k€18k▼
To other reserves6921€143k€18k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
General meeting · Registered-office moveGeneral meeting · Registered-office move2 facts ▸
State Gazette act
General meeting · Registered-office move
General meeting · Registered-office move2 facts ▸
- General meeting, 2026-06-19
- Registered-office move, Chaussée d'Alsemberg, 897, 1180 Uccle
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity doublescurrent ratio 8.40
Current ratio from 3.66 to 8.40; short-term debt falls from €44k to €8k.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2019net €143k ▲55.9%
Operating result €205k, net result €143k, both a record.
30-09
Financial
Equity above €200kEq €324k ▲78.9%
6 profitable years in a row build equity to €324k.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €150kEq €181k ▲103%
5 profitable years in a row build equity to €181k.
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 88 days late
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €6k ▼46.6%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 2.38
Current ratio from 1.05 to 2.38; short-term debt falls from €64k to €17k.
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 8971180 UkkelGround area
1,261 m²
Building footprint
472 m²
Volume, LiDAR
3,873 m³
2 parcels, Brussels, Flanders · tallest building 17.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OCTELO
since 20232.344.345.587
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23001B0254/00C018 | Flanders | 914 m² | 1 · 143 m² | 8.2 m · 2 fl. |
| 21616A0121/00Y002 | Brussels | 347 m² | 1 · 329 m² | 17.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 37,339 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2018
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.