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OCTAVIO

Active Risk: not assessed
Private limited companyfounded 2016active for 10 yearsKortrijksesteenweg 57, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0656.909.437
Summary

OCTAVIO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €312,196 and a net result of €14,840. Equity is growing by about 6.9% per year across the filed financial years. Its solvency ranks better than 33% of 1,840 sector peers (NACE 66, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
1 site
Size
€1.4mtotal assets 2025
Staff
7.7 FTE
Equity
€312,196
Profit
€14,840
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Board
4 members
Holdings
1
Accounts 36 days early6 of 13 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
36 days early
2024
21 days early
2023
20 days early
2022
46 days early
2021
38 days early
2020
44 days early
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Amendment of the articlesCapital conversion · Capital ·…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Resignations: Pieter Hanssens (director) and Peter…Appointment: RISKCare BV (director) ·…

Key points

  • Caution: Result fell in 2025from €107,393 to €14,840 ▼ 86.2% View
  • Board changedlatest change 27-03-2026 · 4 in office 1 joined · 3 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€1.4m
Profit
€14,840
Solvency
22.3%
Total assets▼ 1.9%
Net result
20182025
Go to Financials

Board & ownership

Board
4 members
  • Dieter De MildeDirector
  • RISKCare BVDirector
  • KUPPENS RubenDirector
  • VERMEERSCH JoachimDirector
Go to Board & ownership

Timeline

Events
21
Since
2018
Next accounts
by 31-07-2027
  1. 09-01-2026Resignation: Rik Oost (director)
  2. 14-10-2025Resignation: Stefan Maerten (director)
  3. 10-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
23-06-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Annual meeting
Second Friday of June at 14:00
Purpose
“Het verrichten van werkzaamheden van verzekeringsbemiddeling overeenkomstig de Wet van 27…” (deed in Dutch)
Go to Articles of association

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