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OCEAN PREMIUM

Active
Private limited companyfounded 20242 yrs activeJan Rosierlaan 4, 3620 Lanaken, BelgiumKBO/BCE: BE 1004.642.955
Summary

The computed 12-month bankruptcy probability of OCEAN PREMIUM is 4.2% (elevated). The 2024 annual accounts show equity of €4,985 and a net result of -€15. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability37
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 4.92; short-term debt: 20.3% and cash: 89.8% of total assets), and 20.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
79.7%
Return on assets
-0.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
19 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 19 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 January 2024, OCEAN PREMIUM was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€4,985
Total assets
€6,256
Net result
-€15
Working capital
€4,985

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €6,256
Equity €4,985
Debt €1,271
Debt finances 20.3% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
4.92
Debt to equity
0.25
ROE
-0.3%
ROA
-0.2%
Debt ≤ 1 year
€1,271

Peer companies

Historical observation

Of the 2,146 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.2% went bankrupt
5.9% stopped otherwise
92% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,146 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 21 lines
Balance sheet Code2024
Assets
Total assets20/58€6,256
Current assets29/58€6,256
Amounts receivable within one year40/41€639
Other amounts receivable41€639
Cash at bank and in hand54/58€5,617
Equity and liabilities
Total equity and liabilities10/49€6,256
Equity10/15€4,985
Contributions10/11€5,000
Profit (loss) carried forward14-€15
Amounts payable17/49€1,271
Amounts payable within one year42/48€1,271
Other amounts payable47/48€1,271
Income statement Code2024
Other operating charges640/8€50
Gross operating margin9900€81
Operating profit (loss)9901€31
Financial charges65/66B€45
Recurring financial charges65€45
Profit (loss) for the period before taxes9903-€15
Profit (loss) for the period9904-€15
Profit (loss) for the period to be appropriated9905-€15
Appropriation of the result
Profit (loss) to be appropriated9906-€15

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€50
Gross operating margin9900€81
Operating profit (loss)9901€31
Financial charges65/66B€45
Recurring financial charges65€45
Profit (loss) for the period before taxes9903-€15
Profit (loss) for the period9904-€15
Profit (loss) for the period to be appropriated9905-€15
Line2024
Assets
Total assets20/58€6,256
Current assets29/58€6,256
Amounts receivable within one year40/41€639
Other amounts receivable41€639
Cash at bank and in hand54/58€5,617
Equity and liabilities
Total equity and liabilities10/49€6,256
Equity10/15€4,985
Contributions10/11€5,000
Profit (loss) carried forward14-€15
Amounts payable17/49€1,271
Amounts payable within one year42/48€1,271
Other amounts payable47/48€1,271
Line2024
Profit (loss) for the period9904-€15
Operating cash flow (approximation)-€15

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
19-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lanaken
exact location from the address register On OpenStreetMap
Ground area
733 m²
Building footprint
308 m²
Volume, LiDAR
5,036 m³
Parcel 73042C0020/00N002, Flanders · tallest building 19.7 m, ±6 floors. Linked by address, not a title deed.
13 companies at this address See who is registered here
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73042C0020/00N002 Flanders 733 m² 1 · 308 m² 19.7 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.