Oce-Bio
ActiveSummary
Oce-Bio has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.48M and a net result of €574k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability51▼-39
Solvency100▲+2
Growth55▼-11
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €410k at 30 days acceptable
Liquidity ample (current ratio 7.61 against 3.69 in 2023; short-term debt: 13% and cash: 0% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
5.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
43 d early
2023
70 d early
2022
54 d early
2021
45 d early
2020
46 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€4.15M▼ 49.4%
2023 · €8.20M
2018: €7.04M
2019: €7.19M
2020: €7.82M
2021: €7.86M
2022: €7.46M
2023: €8.20M
2018 → 2025
EBIT margin
11.6%▼ 8.2pp
2023 · 19.8%
2018: 9.3%
2019: 20.7%
2020: 27.6%
2021: 27.9%
2022: 21.2%
2023: 19.8%
2018 → 2025
Net result
€574k▼ 59.3%
2023 · €1.41M
2018: €404k
2019: €1.02M
2020: €1.61M
2021: €1.60M
2022: €1.19M
2023: €1.41M
2018 → 2025
Working capital
€9.39M▲ 15.4%
2023 · €8.14M
2018: €2.68M
2019: €3.71M
2020: €5.23M
2021: €6.87M
2022: €8.10M
2023: €8.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Turnover€7.82M-€7.86M▲ 0.5%€7.46M▼ 5.0%€8.20M▲ 9.8%€4.15M▼ 49.4%
Equity€5.47M-€7.07M▲ 29.4%€8.26M▲ 16.8%€8.26M=€9.48M▲ 14.8%
Operating result€2.16M-€2.19M▲ 1.5%€1.58M▼ 27.8%€1.62M▲ 2.5%€480k▼ 70.4%
Net result€1.61M-€1.60M▼ 0.1%€1.19M▼ 25.8%€1.41M▲ 18.5%€574k▼ 59.3%
Result per fiscal year
Operating resultNet result
The operating result is €480k in 2025, compared with €1.62M in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €10.93M
Fixed assets
€123k ▼ 8.9%
Current assets
€10.81M ▼ 3.2%
Equity and liabilities €10.93M
Equity
€9.48M ▲ 14.8%
Debt
€1.45M ▼ 52.2%
Debt's share of the balance-sheet total falls from 26.9% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
7.61▲
2023 · 3.69
Debt to equity
0.15▼
2023 · 0.37
ROE
6.1%▼
2023 · 17.1%
ROA
5.3%▼
2023 · 12.5%
Debt ≤ 1 year
€1.42M▼
2023 · €3.03M
Income taxes
€204k▼
2023 · €500k
Staff costs
€1.11M▼
2023 · €1.63M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 61 lines
Balance sheet
Code20232025
Assets
Total assets20/58€11.30M€10.93M▼
Fixed assets21/28€135k€123k▼
Intangible fixed assets21€4k-
Tangible fixed assets22/27€8k-
Furniture and vehicles24€8k-
Financial fixed assets28€123k€123k=
Affiliated companies280/1€123k€123k=
Participating interests280€123k€123k=
Current assets29/58€11.16M€10.81M▼
Amounts receivable within one year40/41€11.14M€10.81M▼
Trade receivables40€1.65M€1.03M▼
Other amounts receivable41€9.49M€9.78M▲
Cash at bank and in hand54/58-€1
Deferred charges and accrued income490/1€25k€3k▼
Equity and liabilities
Total equity and liabilities10/49€11.30M€10.93M▼
Equity10/15€8.26M€9.48M▲
Contributions10/11€19k€19k=
Reserves13€28k€28k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€8.21M€9.44M▲
Amounts payable17/49€3.04M€1.45M▼
Amounts payable within one year42/48€3.03M€1.42M▼
Trade debts44€850k€1.31M▲
Suppliers440/4€850k€1.31M▲
Taxes, remuneration and social security45€743k€109k▼
Taxes450/3€399k€20k▼
Remuneration and social security454/9€345k€90k▼
Other amounts payable47/48€1.44M-
Accrued charges and deferred income492/3€9k€30k▲
Income statement
Code20232025
Operating income70/76A€9.08M€5.07M▼
Turnover70€8.20M€4.15M▼
Other operating income74€882k€728k▼
Non-recurring operating income76A-€200k
Operating charges60/66A€7.46M€4.59M▼
Goods for resale, raw materials and consumables60€4.09M€1.66M▼
Purchases600/8€4.09M€1.66M▼
Services and other goods61€1.68M€1.74M▲
Remuneration, social security and pensions62€1.63M€1.11M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€13k▲
Other operating charges640/8€17k€75k▲
Operating profit (loss)9901€1.62M€480k▼
Financial income75/76B€302k€311k▲
Recurring financial income75€302k€311k▲
Income from current assets751€302k€306k▲
Other financial income752/9€78€5k▲
Financial charges65/66B€12k€12k▼
Recurring financial charges65€12k€12k▼
Debt charges650€10k€12k▲
Other financial charges652/9€2k€224▼
Profit (loss) for the period before taxes9903€1.91M€779k▼
Income taxes67/77€500k€204k▼
Taxes670/3€500k€204k▼
Profit (loss) for the period9904€1.41M€574k▼
Profit (loss) for the period to be appropriated9905€1.41M€574k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9.63M€9.44M▼
Profit (loss) brought forward from the previous period14P€8.21M€8.86M▲
Profit to be distributed694/7€1.41M-
Return on contributions (dividend)694€1.41M-
Social balance
Average headcount (FTE)908717.08.1▼
The notes to these accounts (30 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity doublescurrent ratio 7.61
Current ratio from 3.69 to 7.61; short-term debt falls from €3.03M to €1.42M.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €1.61M ▲57.4%
Net result €1.61M, the highest in the series.
31-12
Financial
Equity above €5MEq €5.47M ▲41.6%
3 profitable years in a row build equity to €5.47M.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 77 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
24 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gaston Crommenlaan 69050 GentGround area
1.9 ha
Building footprint
8,006 m²
Parcel 44032A0472/00R003, Flanders. Linked by address, not a title deed.
1 establishment unit
OCE-BIO BV
since 19912.051.662.935
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44032A0472/00R003 | Flanders | 1.9 ha | 1 · 8,006 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.051.662.935
Similar companies · same sector, comparable size
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Kruisem · Eq €8.64M
BELGISCHE FRUITVEILING
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ALCOBRANDS
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PITTMAN SEAFOODS
BE 0439.678.729
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Of 1,641 companies in sector 46170 we hold annual accounts for 671. 82 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46170Agents in the wholesale of food, beverages and tobacco
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.