OCCLUSIVE · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of OCCLUSIVE is 0.2% (very low). The 2025 annual accounts show equity of €105k and a net result of €100k. Its solvency ranks better than 56% of 2209 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-10-2025, 28 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

There is a single filed set of accounts, closing on 31-03. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-03-2025	31-10-2025	03-10-2025	28 d early	2025-00535300

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€100k

Working capital€90k

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 03-10-2025 with the NBB · fiscal year 2025 · micro

Sector comparison

Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	66.2%	58.2%	better than 56% of 2209 sector peers
Net result	€100k	€60k	better than 70% of 2207 sector peers
Equity	€105k	€74k	better than 59% of 2209 sector peers
Gross operating margin	€139k	€96k	better than 65% of 2209 sector peers
Total assets	€159k	€187k	better than 44% of 2209 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€137k
Net profit	€100k
Cash flow	€107k
Staff costs	-
Income taxes	€29k
Dividends	-
Total assets	€159k
Equity	€105k
Debt	€54k
of which ≤ 1y	€27k
of which > 1y	€26k
Working capital	€90k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	4.27
Quick ratio	4.27
Working capital ratio	56.6%
Solvency	66.2%
Debt / equity	0.51
Long-term debt ratio	0.25
Interest coverage	128.33
Gross margin	-
Net margin	-
ROA	63.1%
ROE	95.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €41k · 26.1% Current assets €117k · 74.0%

Equity & liabilities

Equity €105k · 66.2% Debt €54k · 33.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€159k
Fixed assets	21/28	€41k
Tangible fixed assets	22/27	€41k
Current assets	29/58	€117k
Amounts receivable within one year	40/41	€21k
Cash & bank	54/58	€96k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€159k
Equity	10/15	€105k
Contributions / capital	10/11	€5k
Reserves	13	€100k
Amounts payable	17/49	€54k
Amounts payable after one year	17	€26k
Amounts payable within one year	42/48	€27k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€139k
Operating result	9901	€130k
Financial income	75	€0
Financial charges	65	€1k
Result before taxes	9903	€129k
Income taxes	67/77	€29k
Net result for the period	9904	€100k
Result to be appropriated	9905	€100k

Ratios computed by Checked.

Health barometer

FY 2025 · computed

93 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kaphaanlei 862640 Mortsel

Establishment units

1 location

OCCLUSIVE

Kaphaanlei 86, 2640 MortselActiviteiten van tandartspraktijken

since 20232.353.578.009

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area309 m²

Buildings1

Building footprint94 m²

Volume (LiDAR)638 m³

Tallest building10.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11513C0461/00Z013	Flanders	309 m²	1 · 94 m²	10.6 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93

Profitability 100

Solvency 100

Growth -

Stability 67

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