Equity
€3,398 from €66,788 in 2022
Equity fell by 95% in 3 years.
Occam
Lifetime
5 annual accounts with figures on one time axispeak €105,356 (2025)
€105,356▲ 18.4%
peak €81,148 (2025)
€81,148▲ 20.5%
peak €66,788 (2022)
€3,398▲ 51.0%
€98,862▲ 13.9%
Board1 name since 2021
1 directorDuquenne Sylvain
Documentsfilings and deeds
16-02-2026165 days before the deadline
2025micro format
Gross margin from €88,981 to €105,356Dividend €80,000Equity from €2,250 to €3,398
Key points
from the 2025 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Debts
€98,862 97% of the balance sheet
Suppliers 2%Taxes and wages 15%Other 83%
Filings
5 annual accounts since 2021
The last five annual accounts were filed 41 to 165 days before the end of the period.
Starting capital
€2,000 10,000 shares
Position in the sector
3.3%
Lower solvency than 89% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Checked score
91
Excellent
Financially stronger than 50% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.02, cash €80,869
Size: total assets €102,259
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 12% of them on solvency, 27% on liquidity, 82% on profitability and 80% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as Occam has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of Occam itself is lower: 0.1% within 12 months. It rests on far more data about Occam than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for Occam. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 10%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €3,398
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-02-2026, 165 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
165 days early
2024
148 days early
2023
58 days early
2022
56 days early
2021
41 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 94 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (4 of the last 5 accounts filed within 91 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Nivelles to Braine-le-Château
New registered office: Rue de l'Ermitage 28, 1440 Braine-le-Château · Previous registered office: Rue des Combattants 11/2, 1400 Nivelles · Board meeting of 03-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0768310373
Incorporation
Founding capital of €2,000, 10,000 shares · Founder: Duquenne Sylvain · Appointment: Duquenne Sylvain (director) · published on 14-05-2021 · Gazette deed
First establishment
Rue de l'Ermitage 28, Braine-le-Château
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Occam Braine-le-Château | €102,259 | €105,356 | 3.3% | - |
| LEMONSITO Ittre | €107,657 | €106,639 | 1.9% | - |
| W-Tech IT Solutions Wavre | €87,665 | €105,985 | 60.8% | 0.8 |
| APCoding Court-Saint-Etienne | €123,452 | €101,538 | 1.6% | - |
| DUFOUR LONBOIS CONSULTING Ittre | €89,411 | €96,631 | 2.2% | - |
| LENNART CREATIONS Mortsel | €97,969 | €108,337 | 4.1% | - |
| Bird Larsen Merelbeke-Melle | €96,458 | €106,319 | 50.6% | 2 |
These companies have the same main activity as Occam: computer programming (NACE 62100). They are comparable in size and age: total assets between €87,700 and €123,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 11-05-2021Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.317.393.7421440 Braine-le-Château, since 11-05-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 01-02-2026
Annual accounts 2025
- €102,259▲ 14.9%
- Filing
- Filed on 16-02-2026, 165 days before the end of the filing period
Insights on Occam
Occam files the micro format. That format states no turnover. The gross margin rose from €43,667 in 2021 to €105,356 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Occam
- What is the company number of Occam?
- The company number of Occam is 0768.310.373. The VAT number is the same number with BE in front: BE 0768.310.373.
- Where is Occam based?
- The registered office is at Rue de l'Ermitage 28, 1440 Braine-le-Château.Company details
- What does Occam do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of Occam?
- Occam is a private limited company (BV).
- When was Occam founded?
- Occam was founded on 11-05-2021.
- Is Occam still active?
- Yes, Occam is an active enterprise in the KBO register.
- What is the turnover of Occam?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €105,356 and 32 comparable companies (NACE 62100). It probably lies between €130,000 and €220,000.Financials
- Is Occam profitable?
- In financial year 2025, Occam made a profit of €81,148.
- Where can I find the annual accounts of Occam?
- Occam filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Occam due?
- Occam must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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