OCC
ActiveOCC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €65k. Equity is growing by ~59.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-4
Solvency41▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.13 in 2024; short-term debt: 24.1% and cash: 20.6% of total assets), and 84.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.7%
Return on assets
5.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
87 d early
2024
on the day
2023
2 d early
2022
6 d early
2021
31 d early
2020
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▲ 56.7%
2024 · €114k
2020: €-2k
2021: €43k
2022: €70k
2023: €21k
2024: €114k
2020 → 2025
Total assets
€1.14M▲ 4.8%
2024 · €1.09M
2020: €411k
2021: €469k
2022: €606k
2023: €899k
2024: €1.09M
2020 → 2025
Net result
€65k▼ 30.4%
2024 · €93k
2020: €-12k
2021: €44k
2022: €28k
2023: €-49k
2024: €93k
2020 → 2025
Working capital
€90k▲ 184%
2024 · €32k
2020: €-66k
2021: €-41k
2022: €-32k
2023: €64k
2024: €32k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€70k▲ 64.1%€21k▼ 70.1%€114k▲ 441%€179k▲ 56.7%
Operating result€59k-€42k▼ 28.5%€-30k€126k€110k▼ 13.0%
Net result€44k-€28k▼ 38.1%€-49k€93k€65k▼ 30.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€775k▼ 3.8%
Current assets
€365k▲ 29.4%
Equity and liabilities €1.14M
Equity
€179k▲ 56.7%
Debt
€961k▼ 1.2%
The debt ratio falls from 89.5% to 84.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€143k▼
2024 · €159k
Cash flow
€98k▼
2024 · €126k
Solvency
15.7%▲
2024 · 10.5%
Current ratio
1.33▲
2024 · 1.13
Quick ratio
0.99▲
2024 · 0.83
Debt / equity
5.38▼
2024 · 8.54
ROE
36.2%▼
2024 · 81.5%
ROA
5.7%▼
2024 · 8.5%
Interest coverage
5.36▼
2024 · 5.46
Debt
€961k▼
2024 · €973k
Debt ≤ 1 year
€275k▲
2024 · €250k
Debt > 1 year
€686k▼
2024 · €721k
Income taxes
€18k▲
2024 · €4k
Staff costs
€57k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.14M▲
Fixed assets21/28€805k€775k▼
Tangible fixed assets22/27€805k€774k▼
Land and buildings22€791k€764k▼
Plant, machinery and equipment23€11k€7k▼
Furniture and vehicles24€1k€2k▲
Other tangible fixed assets26€964€839▼
Financial fixed assets28€250€250=
Current assets29/58€282k€365k▲
Stocks and contracts in progress3€75k€92k▲
Stocks30/36€75k€92k▲
Amounts receivable within one year40/41€43k€37k▼
Trade receivables40€43k€37k▼
Other amounts receivable41€39€566▲
Cash at bank and in hand54/58€162k€234k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.14M▲
Equity10/15€114k€179k▲
Contributions10/11€10k€10k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€93k€158k▲
Amounts payable17/49€973k€961k▼
Amounts payable after more than one year17€721k€686k▼
Financial debts170/4€721k€686k▼
Amounts payable within one year42/48€250k€275k▲
Current portion of amounts payable after more than one year42€38k€36k▼
Financial debts43€150k€149k▼
Credit institutions430/8€150k€149k▼
Trade debts44€19k€16k▼
Suppliers440/4€19k€16k▼
Taxes, remuneration and social security45€21k€52k▲
Taxes450/3€16k€47k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€23k€22k▼
Accrued charges and deferred income492/3€2k€527▼
Income statement
Code20242025
Non-recurring operating income76A-€11k
Remuneration, social security and pensions62€63k€57k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€228k€205k▼
Operating profit (loss)9901€126k€110k▼
Financial income75/76B€87€65▼
Recurring financial income75€19€65▲
Non-recurring financial income76B€68-
Financial charges65/66B€29k€27k▼
Recurring financial charges65€29k€27k▼
Profit (loss) for the period before taxes9903€97k€83k▼
Income taxes67/77€4k€18k▲
Profit (loss) for the period9904€93k€65k▼
Profit (loss) for the period to be appropriated9905€93k€65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€158k▲
Profit (loss) brought forward from the previous period14P-€93k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €179k ▲56.7%
2 profitable years in a row build equity to €179k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €93k
Net result €93k after one loss-making year.
31-12
Financial
Equity above €100kEq €114k ▲441%
Equity rises from €21k to €114k.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-49k ▼279%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Vlaamse Staak 31745 OpwijkGround area
1,225 m²
Building footprint
600 m²
Volume, LiDAR
44 m³
Parcel 23752H0629/00A000, Flanders · tallest building 1.1 m. Linked by address, not a title deed.
1 establishment unit
OLI-REPAIR
since 20192.288.816.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752H0629/00A000 | Flanders | 1,225 m² | 1 · 600 m² | 1.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 180 EUR awarded · 158 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 180 EUR | 158 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 10,674 companies in sector 47811 we hold annual accounts for 5,223. 3,731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2019
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45204
95314Bodywork repair (including spraying and painting)
43320Joinery installation
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:oli-repair@hotmail.com