OCA-ARCHITECTURE
ActiveOCA-ARCHITECTURE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €-4k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 9.68 against 20.5 in 2024), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
-8.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
50 d early
2023
2 d early
2022
4 d early
2021
12 d late
2020
6 d late
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 8.9%
2024 · €50k
2018: €28k
2019: €29k
2020: €29k
2021: €30k
2022: €38k
2023: €39k
2024: €50k
2018 → 2025
Total assets
€51k▼ 3.7%
2024 · €53k
2018: €47k
2019: €60k
2020: €69k
2021: €35k
2022: €42k
2023: €45k
2024: €53k
2018 → 2025
Net result
€-4k
2024 · €11k
2018: €-3k
2019: €709
2020: €540
2021: €961
2022: €8k
2023: €1k
2024: €11k
2018 → 2025
Working capital
€44k▼ 5.5%
2024 · €46k
2018: €13k
2019: €17k
2020: €15k
2021: €16k
2022: €25k
2023: €35k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€38k▲ 25.6%€39k▲ 3.7%€50k▲ 28.3%€46k▼ 8.9%
Operating result€3k-€12k▲ 342%€2k▼ 80.2%€16k▲ 590%€-4k
Net result€961-€8k▲ 703%€1k▼ 81.9%€11k▲ 697%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €16k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€2k▼ 52.5%
Current assets
€49k▲ 0.2%
Equity and liabilities €51k
Equity
€46k▼ 8.9%
Debt
€5k▲ 102%
The debt ratio rises from 4.7% to 9.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €18k
Cash flow
€-3k▼
2024 · €13k
Solvency
90.1%▼
2024 · 95.3%
Current ratio
9.68▼
2024 · 20.50
Quick ratio
9.68▼
2024 · 20.50
Debt / equity
0.11▲
2024 · 0.05
ROE
-9.8%▼
2024 · 22.1%
ROA
-8.8%▼
2024 · 21.0%
Interest coverage
-20.11▼
2024 · 116.12
Debt
€5k▲
2024 · €2k
Debt ≤ 1 year
€5k▲
2024 · €2k
Income taxes
€179▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€51k▼
Formation expenses20€778€582▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€1k€1k▼
Furniture and vehicles24€1k€1k▼
Financial fixed assets28€2k€496▼
Current assets29/58€49k€49k▲
Amounts receivable within one year40/41€18k€30k▲
Trade receivables40€7k€16k▲
Other amounts receivable41€11k€14k▲
Cash at bank and in hand54/58€30k€16k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€53k€51k▼
Equity10/15€50k€46k▼
Contributions10/11€19k€19k=
Reserves13€20k€20k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€11k€7k▼
Amounts payable17/49€2k€5k▲
Amounts payable within one year42/48€2k€5k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Other amounts payable47/48€181€207▲
Accrued charges and deferred income492/3€124€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€1k€359▼
Gross operating margin9900€19k€-2k▼
Operating profit (loss)9901€16k€-4k▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€152€137▼
Recurring financial charges65€152€137▼
Profit (loss) for the period before taxes9903€16k€-4k▼
Income taxes67/77€5k€179▼
Profit (loss) for the period9904€11k€-4k▼
Profit (loss) for the period to be appropriated9905€11k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€7k▼
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer to equity691/2€11k€0▼
To other reserves6921€11k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-4k ▼140%
Net result drops to €-4k, the lowest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €11k ▲697%
Operating result €16k, net result €11k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 4.37
Current ratio from 1.40 to 4.37; short-term debt falls from €37k to €5k.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
31-12
Financial
Back to profitnet €709
Net result €709 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Eisenhowerlaan 271030 SchaarbeekGround area
213 m²
Building footprint
89 m²
Volume, LiDAR
1,369 m³
Parcel 21906D0014/00Z004, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Generaal Eisenhowerlaan 27, 1030 Schaarbeek
since 20082.219.158.080
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0014/00Z004 | Brussels | 213 m² | 1 · 89 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Team 80 architecten BV BVBA
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Of 18,213 companies in sector 71111 we hold annual accounts for 6,293. 5,245 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2008
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.