Equity
€329,723 ▲ 10.1%
OBVIOUS has made a profit without a break since 2018.
OBVIOUS
Lifetime
14 annual accounts with figures on one time axispeak €515,527 (2016)
€137,945▼ 30.8%
lowest -€443,193 (2017)
€30,321▼ 58.9%
peak €329,723 (2025)
€329,723▲ 10.1%
€178,155▲ 6.2%
Board2 names since 2017
2 directorsMean Pascal and 1 other
Owners3 names in the annual accounts
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €199,385 to €137,945Result from €73,735 to €30,321Cash from €56,709 to €441,008
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 59% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.2%▲ +0.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Liquidity: current ratio 2.85, cash €441,008
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €329,723 (64.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 60% of them on solvency, 76% on liquidity, 41% on profitability and 57% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as OBVIOUS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of OBVIOUS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for OBVIOUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.85 (2.75 in 2024), above the usual 1.5. Short-term debt is 35.1% and cash 86.8% of total assets. 35.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
31 days late
2023
26 days late
2022
32 days late
2021
5 days late
2020
8 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0836277283
New establishment in Grimbergen
Nieuwelaan 71
Incorporation
published on 26-05-2011 · Gazette deed
First establishment
De Ghelderodelaan 6, Wemmel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OBVIOUS Wemmel | €507,878 | €137,945 | 64.9% | - |
| @blue Wemmel | €560,485 | €117,670 | 46.8% | - |
| JCM CONSULT Grimbergen | €558,320 | €134,606 | 28.2% | - |
| MBM CONSULTING Huldenberg | €462,572 | €142,270 | 65.8% | - |
| CoPhinance Kortenberg | €502,143 | €125,463 | 84.8% | - |
| AULUS Overijse | €492,162 | €127,447 | 63.4% | - |
| Unsa Projects Hoeilaart | €533,622 | €147,877 | 89.7% | - |
These companies have the same main activity as OBVIOUS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €463,000 and €560,000, founded between 2010 and 2012.
Official details
Source: KBO- Status
- Active since 16-05-2011Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Joint committees
- 336Liberal professions
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.208.664.7591780 Wemmel, since 11-05-2011
- 2.314.928.5561853 Grimbergen, since 10-01-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 02-04-2025
Insights on OBVIOUS
OBVIOUS files the abbreviated format. That format states no turnover. The gross margin rose from -€408,292 in 2012 to €137,945 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OBVIOUS
- What is the company number of OBVIOUS?
- The company number of OBVIOUS is 0836.277.283. The VAT number is the same number with BE in front: BE 0836.277.283.
- Where is OBVIOUS based?
- The registered office is at De Ghelderodelaan 6, 1780 Wemmel.Company details
- What does OBVIOUS do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of OBVIOUS?
- OBVIOUS is a public limited company (NV).
- When was OBVIOUS founded?
- OBVIOUS was founded on 16-05-2011.
- Is OBVIOUS still active?
- Yes, OBVIOUS is an active enterprise in the KBO register.
- How many employees does OBVIOUS have?
- OBVIOUS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does OBVIOUS fall under?
- In its 2025 annual accounts, OBVIOUS states joint committees 336 (Liberal professions) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of OBVIOUS?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €137,945 and 93 comparable companies (NACE 70200). It probably lies between €180,000 and €290,000.
- Is OBVIOUS profitable?
- In financial year 2025, OBVIOUS made a profit of €30,321.
- Where can I find the annual accounts of OBVIOUS?
- OBVIOUS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OBVIOUS due?
- OBVIOUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.