OBUONE CONSULTING
ActiveOBUONE CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €73k. Equity is growing by ~40.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 14.36 against 19.15 in 2024; short-term debt: 6.7% and cash: 54.1% of total assets), and 6.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
47.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
14 d late
2024
140 d late
2023
30 d late
2022
31 d late
2021
11 d early
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▼ 51.2%
2024 · €296k
2020: €34k
2021: €95k
2022: €170k
2023: €241k
2024: €296k
2020 → 2025
Total assets
€155k▼ 50.4%
2024 · €312k
2020: €64k
2021: €173k
2022: €222k
2023: €284k
2024: €312k
2020 → 2025
Net result
€73k▲ 32.7%
2024 · €55k
2020: €30k
2021: €61k
2022: €75k
2023: €71k
2024: €55k
2020 → 2025
Working capital
€139k▼ 52.3%
2024 · €291k
2020: €29k
2021: €91k
2022: €166k
2023: €236k
2024: €291k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€170k▲ 78.4%€241k▲ 41.6%€296k▲ 23.0%€144k▼ 51.2%
Operating result€76k-€99k▲ 29.0%€93k▼ 5.3%€68k▼ 27.6%€95k▲ 40.7%
Net result€61k-€75k▲ 22.4%€71k▼ 5.5%€55k▼ 21.7%€73k▲ 32.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€6k▲ 6.6%
Current assets
€149k▼ 51.4%
Equity and liabilities €155k
Equity
€144k▼ 51.2%
Debt
€10k▼ 35.2%
The debt ratio rises from 5.1% to 6.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€96k▲
2024 · €68k
Cash flow
€74k▲
2024 · €56k
Solvency
93.3%▼
2024 · 94.9%
Current ratio
14.36▼
2024 · 19.15
Quick ratio
14.36▼
2024 · 19.15
Debt / equity
0.07▲
2024 · 0.05
ROE
50.9%▲
2024 · 18.7%
ROA
47.5%▲
2024 · 17.7%
Interest coverage
29103.72▲
2024 · 247.65
Debt
€10k▼
2024 · €16k
Debt ≤ 1 year
€10k▼
2024 · €16k
Income taxes
€26k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€312k€155k▼
Fixed assets21/28€5k€6k▲
Tangible fixed assets22/27€5k€6k▲
Land and buildings22€5k€4k▼
Furniture and vehicles24€824€2k▲
Current assets29/58€307k€149k▼
Amounts receivable within one year40/41€222k€65k▼
Trade receivables40€33k€15k▼
Other amounts receivable41€189k€50k▼
Cash at bank and in hand54/58€85k€84k▼
Equity and liabilities
Total equity and liabilities10/49€312k€155k▼
Equity10/15€296k€144k▼
Contributions10/11€4k€4k=
Reserves13€292k€140k▼
Distributable reserves133€292k€140k▼
Amounts payable17/49€16k€10k▼
Amounts payable within one year42/48€16k€10k▼
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€16k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€401€747▲
Gross operating margin9900€68k€96k▲
Operating profit (loss)9901€68k€95k▲
Financial income75/76B€7k€4k▼
Recurring financial income75€7k€4k▼
Financial charges65/66B€274€3▼
Recurring financial charges65€274€3▼
Profit (loss) for the period before taxes9903€74k€99k▲
Income taxes67/77€19k€26k▲
Profit (loss) for the period9904€55k€73k▲
Profit (loss) for the period to be appropriated9905€55k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€73k▲
Transfer from equity791/2-€225k
Transfer to equity691/2€55k€73k▲
To other reserves6921€55k€73k▲
Profit to be distributed694/7-€225k
Return on contributions (dividend)694-€225k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 140 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 19.15
Current ratio from 6.47 to 19.15; short-term debt falls from €43k to €16k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €200kEq €241k ▲41.6%
4 profitable years in a row build equity to €241k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €75k ▲22.4%
Operating result €99k, net result €75k, both a record.
31-12
Financial
Equity above €150kEq €170k ▲78.4%
3 profitable years in a row build equity to €170k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albertlaan 2341190 VorstGround area
345 m²
Building footprint
209 m²
Volume, LiDAR
3,910 m³
2 parcels, Brussels · tallest building 27.9 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
OBUONE CONSULTING
since 20202.306.879.536
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0144/00V011 | Brussels | 203 m² | 1 · 83 m² | 15.4 m · 4 fl. |
| 21383B0120/00B000 | Brussels | 142 m² | 1 · 125 m² | 27.9 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DBS SERVICES
BE 0867.860.780
Durbuy · Eq €144k
LUJU
BE 0598.928.874
Estaimpuis · Eq €144k
EVENS PETER MANAGEMENT
BE 0862.015.838
Overijse · Eq €144k
CONSULTING JASPERS
BE 0830.371.567
Genk · Eq €144k
KARANN CONSULT
BE 0649.429.846
Haacht · Eq €144k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,853 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.