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OBSTELIA

Active
Private limited companyfounded 20251 yr activeSeringenlaan 21, 1070 Anderlecht, BelgiumKBO/BCE: BE 1024.239.529
Summary

The computed 12-month bankruptcy probability of OBSTELIA is 3.0% (moderate). The 2025 annual accounts show equity of €34,089 and a net result of €31,089. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 4.05; short-term debt: 24.6% and cash: 66% of total assets), and 24.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.4%
Return on assets
68.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
25 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OBSTELIA was incorporated on 12 June 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€34,089
Total assets
€45,197
Net result
€31,089
Working capital
€33,849

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €45,197
Fixed assets €240
Current assets €44,957
Equity and liabilities €45,197
Equity €34,089
Debt €11,108
Debt finances 24.6% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
4.05
Debt to equity
0.33
ROE
91.2%
ROA
68.8%
Debt ≤ 1 year
€11,108
Income taxes
€7,984

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€45,197
Fixed assets21/28€240
Financial fixed assets28€240
Current assets29/58€44,957
Amounts receivable within one year40/41€1,715
Trade receivables40€1,715
Cash at bank and in hand54/58€29,840
Deferred charges and accrued income490/1€13,401
Equity and liabilities
Total equity and liabilities10/49€45,197
Equity10/15€34,089
Contributions10/11€3,000
Profit (loss) carried forward14€31,089
Amounts payable17/49€11,108
Amounts payable within one year42/48€11,108
Trade debts44€346
Suppliers440/4€346
Taxes, remuneration and social security45€9,686
Taxes450/3€9,686
Other amounts payable47/48€1,076
Income statement Code2025
Other operating charges640/8€179
Gross operating margin9900€40,102
Operating profit (loss)9901€39,923
Financial charges65/66B€851
Recurring financial charges65€851
Profit (loss) for the period before taxes9903€39,073
Income taxes67/77€7,984
Profit (loss) for the period9904€31,089
Profit (loss) for the period to be appropriated9905€31,089
Appropriation of the result
Profit (loss) to be appropriated9906€31,089

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€179
Gross operating margin9900€40,102
Operating profit (loss)9901€39,923
Financial charges65/66B€851
Recurring financial charges65€851
Profit (loss) for the period before taxes9903€39,073
Income taxes67/77€7,984
Profit (loss) for the period9904€31,089
Profit (loss) for the period to be appropriated9905€31,089
Line2025
Assets
Total assets20/58€45,197
Fixed assets21/28€240
Financial fixed assets28€240
Current assets29/58€44,957
Amounts receivable within one year40/41€1,715
Trade receivables40€1,715
Cash at bank and in hand54/58€29,840
Deferred charges and accrued income490/1€13,401
Equity and liabilities
Total equity and liabilities10/49€45,197
Equity10/15€34,089
Contributions10/11€3,000
Profit (loss) carried forward14€31,089
Amounts payable17/49€11,108
Amounts payable within one year42/48€11,108
Trade debts44€346
Suppliers440/4€346
Taxes, remuneration and social security45€9,686
Taxes450/3€9,686
Other amounts payable47/48€1,076
Line2025
Profit (loss) for the period9904€31,089
Operating cash flow (approximation)€31,089

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
5,197 m²
Building footprint
2,839 m²
Volume, LiDAR
7,070 m³
Parcel 21307F0255/00Z000, Brussels · tallest building 33.9 m, ±1 floor. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
OBSTELIA
Seringenlaan 21, 1070 AnderlechtSpecialist medical practice
since 20252.375.819.416
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21307F0255/00Z000 Brussels 5,197 m² 1 · 2,839 m² 33.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded12-06-2025
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1024239529
Also 9925:BE1024239529
Registered 02-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.