OBSESSION T & R
ActiveSummary
OBSESSION T & R has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.34M and a net result of €450. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 95% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
short-term debt: 0% and cash: 5.8% of total assets, and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
0%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
4 d early
2023
13 d early
2022
28 d early
2021
54 d early
2020
4 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.34M=
2024 · €1.34M
2019: €1.18M
2020: €1.22M
2021: €1.28M
2022: €1.26M
2023: €1.36M
2024: €1.34M
2019 → 2025
Total assets
€1.40M▼ 0.5%
2024 · €1.41M
2019: €1.54M
2020: €1.37M
2021: €1.41M
2022: €1.31M
2023: €1.43M
2024: €1.41M
2019 → 2025
Net result
€450
2024 · €-14k
2019: €60k
2020: €37k
2021: €65k
2022: €-25k
2023: €98k
2024: €-14k
2019 → 2025
Working capital
€667k▼ 0.1%
2024 · €668k
2019: €428k
2020: €260k
2021: €469k
2022: €467k
2023: €661k
2024: €668k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.28M-€1.26M▼ 1.9%€1.36M▲ 7.8%€1.34M▼ 1.1%€1.34M=
Operating result€93k-€-23k€137k€-22k€-12k▲ 45.4%
Net result€65k-€-25k€98k€-14k€450
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €22k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.40M
Fixed assets
€735k ▲ 0.2%
Current assets
€668k ▼ 1.2%
Equity and liabilities €1.40M
Equity
€1.34M =
Provisions
€58k ▼ 1.2%
Debt
€3k ▼ 66.4%
The debt ratio falls from 0.7% to 0.2%. Debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €14k
Cash flow
€45k▲
2024 · €21k
Debt / equity
0.00▼
2024 · 0.01
ROE
0.0%▲
2024 · -1.1%
ROA
0.0%▲
2024 · -1.0%
Interest coverage
219.64▲
2024 · 53.80
Debt ≤ 1 year
€494▼
2024 · €8k
Income taxes
€297▼
2024 · €304
A ratio outside any meaningful range has been withheld (balance sheet total €1.40M, equity €1.34M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.40M▼
Fixed assets21/28€734k€735k▲
Tangible fixed assets22/27€734k€735k▲
Land and buildings22€675k€653k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€51k€72k▲
Other tangible fixed assets26€8k€7k▼
Current assets29/58€676k€668k▼
Stocks and contracts in progress3€66k€265k▲
Stocks30/36€66k€265k▲
Amounts receivable within one year40/41€9k€17k▲
Trade receivables40€7k€7k▼
Other amounts receivable41€2k€10k▲
Current investments50/53€550k€300k▼
Cash at bank and in hand54/58€47k€82k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.40M▼
Equity10/15€1.34M€1.34M=
Contributions10/11€1.20M€1.20M=
Capital10€1.20M€1.20M=
Issued capital100€1.20M€1.20M=
Reserves13€178k€176k▼
Non-distributable reserves130/1€850€850=
Legal reserve130€850€850=
Tax-exempt reserves132€177k€175k▼
Profit (loss) carried forward14€-37k€-34k▲
Provisions and deferred taxes16€59k€58k▼
Deferred taxes168€59k€58k▼
Amounts payable17/49€9k€3k▼
Amounts payable within one year42/48€8k€494▼
Trade debts44€1k€0▼
Suppliers440/4€1k€0▼
Taxes, remuneration and social security45€4k€344▼
Taxes450/3€4k€344▼
Other amounts payable47/48€2k€150▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€0€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€45k▲
Other operating charges640/8€11k€7k▼
Gross operating margin9900€25k€40k▲
Operating profit (loss)9901€-22k€-12k▲
Financial income75/76B€7k€12k▲
Recurring financial income75€7k€12k▲
Financial charges65/66B€260€151▼
Recurring financial charges65€260€151▼
Profit (loss) for the period before taxes9903€-15k€35▲
Transfer from deferred taxes780€711€711=
Transfer to deferred taxes680€0-
Income taxes67/77€304€297▼
Profit (loss) for the period9904€-14k€450▲
Transfer from tax-exempt reserves789€2k€2k=
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€-12k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-34k▲
Profit (loss) brought forward from the previous period14P€-25k€-37k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €450
Net result €450 after one loss-making year.
30-06
Financial
Liquidity times 15current ratio 1352.43
Current ratio from 87.46 to 1352.43; short-term debt falls from €8k to €494.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €98k
Net result €98k after one loss-making year.
30-06
Financial
Liquidity times 5current ratio 77.02
Current ratio from 16.57 to 77.02; short-term debt falls from €30k to €9k.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-25k ▼138%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 16.57
Current ratio from 5.53 to 16.57; short-term debt falls from €103k to €30k.
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 4 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan(M) 463630 MaasmechelenGround area
944 m²
Building footprint
233 m²
Parcel 73048C1013/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
Ringlaan(M) 46, 3630 Maasmechelen
since 20022.114.702.740
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048C1013/00B000 | Flanders | 944 m² | 1 · 233 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DB-INVEST
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DEVELIM
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P. NIJS
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 3,548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-08-2002
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.