Turnover
≈ €110,000 estimated
The micro format states no turnover.
OBSAVERS
Lifetime
2 annual accounts with figures on one time axispeak €28,954 (2024)
€26,742▼ 7.6%
peak €28,009 (2024)
€24,036▼ 14.2%
peak €57,044 (2025)
€57,044▲ 72.8%
€8,749▲ 117%
Board1 name since 2024
1 directorOBSADA André Antoine
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Equity from €33,009 to €57,044Debts from €4,031 to €8,749
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Position in the sector
86.7%
Higher solvency than 91% of companies in repair and installation of machinery. Sector median 45.4% · 1,698 companies.
2025 accounts filed 31 days after the deadline
Checked score
89
Excellent
Financially stronger than 90% of micro companies in repair and installation of machinery (NACE 33)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 2,397 companies (NACE 33, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.8%
09-2025: 1.8%● unchanged vs 08-2025
10-2025: 2.7%▲ +0.9 percentage points vs 09-2025
11-2025: 3.1%▲ +0.4 percentage points vs 10-2025
12-2025: 3.2%▲ +0.1 percentage points vs 11-2025
01-2026: 3.4%▲ +0.2 percentage points vs 12-2025
02-2026: 3.4%● unchanged vs 01-2026
03-2026: 3.6%▲ +0.2 percentage points vs 02-2026
04-2026: 3.7%▲ +0.1 percentage points vs 03-2026
05-2026: 3.7%● unchanged vs 04-2026
06-2026: 3.7%● unchanged vs 05-2026
07-2026: 3.9%▲ +0.2 percentage points vs 06-2026
08-2026: 4.3%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -3.9 percentage points vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Liquidity: current ratio 7.52, cash €54,576
Equity €57,044 (86.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro). It does better than 91% of them on solvency, 95% on liquidity, 90% on profitability and 86% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as OBSAVERS has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OBSAVERS itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for OBSAVERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.52 (9.19 in 2024), above the usual 1.5. Short-term debt is 13.3% and cash 83% of total assets. 13.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
40 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 36 days after the deadline. In the sector (NACE 33), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- OBSADA André Antoine 90 sharesdeed of 25-07-2024
- EVERS Evelyne Bernadette Andrée Lucienne 10 sharesdeed of 25-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011848768
Incorporation
Founding capital of €5,000, 100 shares · Founders: OBSADA André Antoine and EVERS Evelyne Bernadette Andrée Lucienne · Appointment: OBSADA André Antoine (director) · published on 25-07-2024 · Gazette deed
First establishment
OBSAVERS SRL, Bois Manant 1, Chaudfontaine
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OBSAVERS Chaudfontaine | €65,793 | €26,742 | 86.7% | - |
| Proron Hulshout | €63,854 | €37,283 | 79.6% | - |
| AUDIVISION Berchem-Sainte-Agathe | €47,033 | €31,350 | 84.1% | - |
| LUMEO Ferrières | €66,136 | €18,330 | 8.7% | - |
| ELECTRA MAGIC Dilbeek | €51,028 | €41,108 | 78.6% | - |
| Jumi Technics Veurne | €76,011 | €30,215 | 35.9% | - |
| SGR OPTIK Fléron | €33,446 | €22,910 | 57.7% | - |
These companies have the same main activity as OBSAVERS: repair, maintenance and installation of machinery and equipment (NACE 33130). They are comparable in size and age: total assets between €33,400 and €76,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 23-07-2024Normal situation
- Activity
- Repair, maintenance and installation of machinery and equipmentNACE 33130and 5 others
- Establishment unit
- 2.362.942.6654052 Chaudfontaine, since 23-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-01-2026
Insights on OBSAVERS
OBSAVERS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,044 and a net result of €24,036.
Its solvency ranks better than 91% of 1,698 sector peers (NACE 33, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OBSAVERS
- What is the company number of OBSAVERS?
- The company number of OBSAVERS is 1011.848.768. The VAT number is the same number with BE in front: BE 1011.848.768.
- Where is OBSAVERS based?
- The registered office is at Bois Manant 1, 4052 Chaudfontaine.Company details
- What does OBSAVERS do?
- According to the KBO register, the main activity is repair, maintenance and installation of machinery and equipment (NACE 33130).
- What is the legal form of OBSAVERS?
- OBSAVERS is a private limited company (BV).
- When was OBSAVERS founded?
- OBSAVERS was founded on 23-07-2024.
- Is OBSAVERS still active?
- Yes, OBSAVERS is an active enterprise in the KBO register.
- What is the turnover of OBSAVERS?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €26,742 and 2,934 comparable companies of the same size. It probably lies between €65,000 and €190,000. It is a rough estimate.Financials
- Is OBSAVERS profitable?
- In financial year 2025, OBSAVERS made a profit of €24,036.
- Where can I find the annual accounts of OBSAVERS?
- OBSAVERS filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OBSAVERS due?
- OBSAVERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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