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OBRA CONCEPT

Active
Private limited companyfounded 2022active for 4 yearsUitbreidingsstraat 26, 1070 Anderlecht, BelgiumKBO/BCE: BE 0781.309.363
Summary

The computed 12-month bankruptcy probability of OBRA CONCEPT is 4.0% (moderate). The 2025 annual accounts show equity of €40,187 and a net result of €5,309. Equity has been growing by about 40% per year since 2022. Its solvency ranks better than 78% of 1,256 sector peers (NACE 42, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 28-01-2022 Normal situation
Activity
Civil engineering NACE 42219and 5 others
Establishment unit
2.329.975.434 1070 Anderlecht, since 28-01-2022
Financial year end
31 December
Peppol
Reachable since 20-01-2026

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.0%
Annual accounts 2025
Gross margin
€7,554
▼ 69.5%
Turnover
≈ €58,000
estimated
Profit
€5,309
▼ 73.1%
Equity
€40,187
▲ 15.2%
Total assets
€57,575
▲ 42.1%
  • 2025 accounts filed 46 days after the deadline
Filed on 15-09-2026
Score breakdownraises riskLast filed accounts filed 46 days late; 2 of the last 3 accounts lateLiquidity: current ratio 3.31Founded in 2022Size: total assets €57,575Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 61% of micro companies in civil engineering (NACE 42)
Financial strength · tick: 2024
Strong
Solvency 95-5
equity 69.8% of total assets
Liquidity 75+25
short-term debt 30.2%
Profitability 61-39
return on assets 9.2%
Bankruptcy probability within 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,867 companies, NACE 42, micro)
Last 24 months 12-2024: 2.6% 01-2025: 2.5%▼ -0.1 percentage points vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.6%▲ +0.1 percentage points vs 02-2025 04-2025: 2.7%▲ +0.1 percentage points vs 03-2025 05-2025: 2.7%● unchanged vs 04-2025 06-2025: 2.7%● unchanged vs 05-2025 07-2025: 2.8%▲ +0.1 percentage points vs 06-2025 08-2025: 3.1%▲ +0.3 percentage points vs 07-2025 09-2025: 2.3%▼ -0.8 percentage points vs 08-2025 10-2025: 2.0%▼ -0.3 percentage points vs 09-2025 11-2025: 1.9%▼ -0.1 percentage points vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.8%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.9%▲ +0.1 percentage points vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 2.1%▲ +0.2 percentage points vs 04-2026 06-2026: 2.2%▲ +0.1 percentage points vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026 08-2026: 2.6%▲ +0.4 percentage points vs 07-2026 09-2026: 2.7%▲ +0.1 percentage points vs 08-2026 10-2026: 4.0%▲ +1.3 percentage points vs 09-2026highest value 11-2026: 4.0%● unchanged vs 10-2026highest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.31 (7.17 in 2024), above the usual 1.5. Short-term debt is 30.2% of total assets. 30.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 78% of them on solvency, 76% on liquidity, 30% on profitability and 60% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 46 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 3.31
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €57,575
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 46 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
46 days late
2024
26 days late
2023
39 days late
2022
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 35 days after the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 September (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as OBRA CONCEPT: civil engineering (NACE 42219). They are comparable in size and age: total assets between €36,000 and €97,600, founded between 2020 and 2023.

CompanyTotal assetsGross margin
OBRA CONCEPT Anderlecht€57,575€7,554
SY-TECHS Beringen€58,909€11,835
Souli Technical Services Antwerpen€37,686€10,842
Teker Group Diest€97,586€11,612
INFRATECHNICS Lokeren€82,949€4,167
Poyraz Construct Haaltert€35,973€13,193
DMS-Company Dendermonde€78,934€14,656
Full comparison

Key facts about OBRA CONCEPT

What is the company number of OBRA CONCEPT?
The company number of OBRA CONCEPT is 0781.309.363. The VAT number is the same number with BE in front: BE 0781.309.363.
Where is OBRA CONCEPT based?
The registered office is at Uitbreidingsstraat 26, 1070 Anderlecht.Company details
What does OBRA CONCEPT do?
According to the KBO register, the main activity is civil engineering (NACE 42219).
What is the legal form of OBRA CONCEPT?
The legal form of OBRA CONCEPT is Private limited company (BV).
When was OBRA CONCEPT founded?
OBRA CONCEPT was founded on 28-01-2022.
Is OBRA CONCEPT still active?
Yes, OBRA CONCEPT is an active enterprise in the KBO register.
What is the turnover of OBRA CONCEPT?
The turnover in financial year 2025 is ≈ €58,000. This figure is estimated from the gross margin of €7,554 and 6,330 comparable companies of the same size. It probably lies between €26,000 and €140,000. It is a rough estimate.Financials
Is OBRA CONCEPT profitable?
In financial year 2025, OBRA CONCEPT made a profit of €5,309.
Where can I find the annual accounts of OBRA CONCEPT?
OBRA CONCEPT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OBRA CONCEPT due?
OBRA CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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