Financials
- Fiscal year
- 2025
- Turnover
- €21.8m
- Profit
- €1.3m
- Solvency
- 72.8%
Turnover▲ 0.2%
Net result
20222025
OBO BETTERMANN
ActiveSummary
OBO BETTERMANN has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.9m and a net result of €1.3m. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Wholesale of electrical household appliances and audio-video equipment
NACE 46431Wholesale of electrical equipment, including installation materials NACE 46643NACE 46693
#7 company by equity in Dendermonde, Wholesale and retail trade sector1 site
Size
€21.8mturnover 2025
- Staff
- 22.9 FTE
- Equity
- €8.9m
- Profit
- €1.3m
Structure
Accounts 70 d early0 of 14 deeds read
Why 97- Liquidity: current ratio 1.79, cash €714,415+ Founded in 1990+ Equity €8.9m (72.8% of total assets)+ Profit of €1.3m (FY 2025)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 73% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
98+13
equity 72.8% of total assets
Liquidity
51+4
short-term debt 20.0% · cash 5.9%
Profitability
79-21
return on assets 10.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 0.2%highest value
07-2026: 0.1%▼ -61.2% vs 06-2026lowest value
08-2026: 0.1%● 0.0% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Founded in 1990 lowers the probability for this profile
- Equity €8.9m (72.8% of total assets) lowers the probability
- Profit of €1.3m (FY 2025) lowers the probability
- Liquidity: current ratio 1.79, cash €714,415 raises the probability
Credit up to €850,000 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.43 in 2024; short-term debt: 20% and cash: 5.9% of total assets), and 27.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 82%, liquidity 65%, profitability 79%, growth against the median 64%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
8 d early
2023
6 d early
2022
5 d early
2021
3 d early
2020
9 d early
2019
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
- Highest result since 2018net €3.1m ▲111%
Key points
- Caution: Result fell in 2025from €3.1m to €1.3m ▼ 56.9% View
- Positive: Company by equity in Dendermonde, Wholesale and retail…in the Checked rankings #7 View
- Positive: 8 profitable years in a rowprofit 2025: €1.3m 8 years View
- Positive: Always filed on timeaccounts within the deadline every year 6 years View
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 22-05-2026Annual accounts filed
- 23-07-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale of electrical household appliances and audio-video equipmentNACE 46431
- Founded
- 21-05-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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