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OBLIFIN

Active
General partnershipfounded 20205 yrs activeChaussée de Recogne,NEU 36, 6840 Neufchâteau, BelgiumKBO/BCE: BE 0757.947.013
Summary

The computed 12-month bankruptcy probability of OBLIFIN is 6.7% (elevated). The 2024 annual accounts show negative equity (-€34,980) and a net result of -€5,594. Equity is shrinking by ~15.4% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€1,100turnover 2024
Equity
-€34,980
Loss
-€5,594
Financial health
32 Weak Checked score 2024
Bankruptcy chance 12 m
6.7%
Structure
Accounts 65 d overdue0 of 1 deed read
Why 32- Latest accounts 299 days late; 3 of the last 3 late- No main activity registered+ Size: turnover €1,100, total assets €99,705+ Legal form General partnershipShow the evidence

Checked score

Score 2024
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 10% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency 0=
equity -35.1% of total assets
Liquidity 11-8
short-term debt 72.7% · cash 0.1%
Profitability 8-36
return on assets -5.6%
Bankruptcy probability, 12 months
6.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 3.5%lowest value 12-2024: 3.5%● 0.0% vs 11-2024lowest value 01-2025: 3.5%▲ +1.8% vs 12-2024 02-2025: 3.5%● 0.0% vs 01-2025 03-2025: 3.5%▼ -0.5% vs 02-2025 04-2025: 3.6%▲ +1.5% vs 03-2025 05-2025: 3.6%▲ +2.1% vs 04-2025 06-2025: 3.8%▲ +3.8% vs 05-2025 07-2025: 3.8%▲ +1.0% vs 06-2025 08-2025: 3.6%▼ -4.8% vs 07-2025 09-2025: 4.0%▲ +8.6% vs 08-2025 10-2025: 5.1%▲ +29.7% vs 09-2025 11-2025: 5.1%▼ -0.4% vs 10-2025 12-2025: 5.5%▲ +7.6% vs 11-2025 01-2026: 7.4%▲ +34.0% vs 12-2025highest value 02-2026: 7.2%▼ -2.3% vs 01-2026 03-2026: 7.4%▲ +2.0% vs 02-2026 04-2026: 7.0%▼ -4.1% vs 03-2026 05-2026: 7.0%● 0.0% vs 04-2026 06-2026: 5.4%▼ -23.2% vs 05-2026 07-2026: 5.2%▼ -4.4% vs 06-2026 08-2026: 4.9%▼ -6.0% vs 07-2026 09-2026: 5.3%▲ +9.3% vs 08-2026 10-2026: 6.7%▲ +26.6% vs 09-2026
  • Latest accounts 299 days late; 3 of the last 3 late raises the probability
  • Size: turnover €1,100, total assets €99,705 lowers the probability for this profile
  • Legal form General partnership lowers the probability
  • No main activity registered raises the probability
No credit on open account
Liquidity short (current ratio 0.0 against 0.04 in 2023; short-term debt: 72.7% and cash: 0.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 9%, profitability 11%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Latest accounts 299 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: turnover €1,100, total assets €99,705
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Legal form General partnership
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · No main activity registered
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€34,980
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-05-2026, 299 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
299 d late
2023
66 d late
2022
118 d late
2021
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 136 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€34,980 View
  • Risk: 4 loss-making years in a rowloss fiscal year 2024 -€5,594 View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View

By topic

Financials

Fiscal year
2024
Turnover
€1,100
Loss
-€5,594
Solvency
-35.1%
Turnover▼ 42.1%
Net result
20222024
Go to Financials

Timeline

Events
4
Since
2022
  1. 26-05-2026Annual accounts filed
  2. 05-10-2024Annual accounts filed
  3. 26-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
General partnership
Founded
10-11-2020
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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