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Objctive

Active
Private limited companyfounded 2022active for 4 yearsKlinknagelplein 2, 9140 Temse, BelgiumKBO/BCE: BE 0781.762.788
Summary

Objctive has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €46,100 and a net result of €80,470. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 980 sector peers (NACE 70, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
≈ €180,000turnover 2026, estimated
Equity
€46,100
Profit
€80,470
Turnover estimated from the gross margin
Financial health
93 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2026 accounts 8 days early1 deed in the Belgian Official Gazette
Why 93lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.35, cash €124,439Size: total assets €165,294Figures for financial year 2026 (filed 23-10-2026)Show the evidence

Checked score

Score 2026
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 44% of its sector peers (NACE 70, micro)
Financial strength · tick = 2025
Strong
Solvency 53-47
equity 27.9% of total assets
Liquidity 61-39
short-term debt 72.1% · cash 75.3%
Profitability 100=
return on assets 48.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,471 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025highest value 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.35, compared with 35.75 in 2025, below the usual 1.5; short-term debt: 72.1% and cash: 75.3% of total assets), and 72.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 29% on solvency, 53% on liquidity, 84% on profitability and 10% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.35, cash €124,439
NBB · annual accounts
lowers risk · Size: total assets €165,294
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed 23-10-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 980 sector peers (2026).
NBB · sector comparison
Position among 980 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-10-2026, 8 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
8 days early
2025
1 day early
2024
3 days early
2023
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 8 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 October (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Highest result from 2023 to 2026net €80,470 ▲44.8%
  3. Annual accounts filedfinancial year 2025 · micro…

Financials · financial year 2026, micro format

Turnover
≈ €180,000
Estimated: probably between €150,000 and €210,000
Total assets
€165,294▲ 18.1%
2025 · €139,944
Net result
€80,470▲ 44.8%
2025 · €55,589
Working capital
€41,484▼ 69.1%
2025 · €134,354
Trend over the years

2023 to 2026, 4 financial years

The operating result has risen three years in a row; 2026 is 46% above 2025 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€101,045 2026 Net result€80,470 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2023202420252026
Operating result€43,153-€50,232▲ 16.4%€69,424▲ 38.2%€101,045▲ 45.5%
Net result€34,350within the sector's middle half-€36,138within the sector's middle half▲ 5.2%€55,589within the sector's middle half▲ 53.8%€80,470▲ 44.8%
Equity€44,350within the sector's middle half-€80,488within the sector's middle half▲ 81.5%€136,077within the sector's middle half▲ 69.1%€46,100▼ 66.1%
Total assets€59,774below the sector's middle half-€106,487within the sector's middle half▲ 78.1%€139,944within the sector's middle half▲ 31.4%€165,294▲ 18.1%
Debt€15,424-€25,999▲ 68.6%€3,867▼ 85.1%€119,194▲ 31×
Working capital€43,240within the sector's middle half-€79,830within the sector's middle half▲ 84.6%€134,354above the sector's middle half▲ 68.3%€41,484▼ 69.1%
Solvency74.2%within the sector's middle half-75.6%within the sector's middle half▲ 1.4pp97.2%above the sector's middle half▲ 21.7pp27.9%▼ 69.3pp
Current ratio3.80within the sector's middle half-4.07within the sector's middle half▲ 0.2735.75above the sector's middle half▲ 31.681.35▼ 34.40
Return on assets (ROA)57.5%above the sector's middle half-33.9%above the sector's middle half▼ 23.5pp39.7%above the sector's middle half▲ 5.8pp48.7%▲ 9.0pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €165,294
Fixed assets €4,616 ▲ 168%
Current assets €160,678 ▲ 16.2%
Equity and liabilities €165,294
Equity €46,100 ▼ 66.1%
Debt €119,194 ▲ 31×
Debt's share of the balance-sheet total rises from 2.8% to 72.1%. Equity is lower and debt is higher.
Key figures and ratios
2026 value · change against 2025
EBITDA
€102,504▲
2025 · €70,187
Cash flow
€81,928▲
2025 · €56,352
Debt to equity
2.59▲
2025 · 0.03
ROE
174.6%▲
2025 · 40.9%
Interest coverage
over 100
2025 · over 100
Debt ≤ 1 year
€119,194▲
2025 · €3,867
Income taxes
€20,383▲
2025 · €14,112
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 44 lines
Balance sheet Code20252026
Assets
Total assets20/58€139,944€165,294▲
Fixed assets21/28€1,723€4,616▲
Tangible fixed assets22/27€1,723€4,616▲
Plant, machinery and equipment23-€3,708
Furniture and vehicles24€1,723€908▼
Current assets29/58€138,220€160,678▲
Amounts receivable within one year40/41€26,158€36,236▲
Trade receivables40€21,689€31,848▲
Other amounts receivable41€4,469€4,388▼
Cash at bank and in hand54/58€112,059€124,439▲
Deferred charges and accrued income490/1€3€3▼
Equity and liabilities
Total equity and liabilities10/49€139,944€165,294▲
Equity10/15€136,077€46,100▼
Contributions10/11€10,000€10,000=
Reserves13€36,100€36,100=
Distributable reserves133€36,100€36,100=
Profit (loss) carried forward14€89,977€0▼
Amounts payable17/49€3,867€119,194▲
Amounts payable within one year42/48€3,867€119,194▲
Financial debts43€9€9▼
Credit institutions430/8€9€9▼
Trade debts44€563€620▲
Suppliers440/4€563€620▲
Taxes, remuneration and social security45€3,294€7,806▲
Taxes450/3€3,294€7,806▲
Other amounts payable47/48€0€110,759▲
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€763€1,459▲
Other operating charges640/8€141€544▲
Gross operating margin9900€70,327€103,047▲
Operating profit (loss)9901€69,424€101,045▲
Financial income75/76B€360€1▼
Recurring financial income75€360€1▼
Financial charges65/66B€83€193▲
Recurring financial charges65€83€193▲
Profit (loss) for the period before taxes9903€69,701€100,853▲
Income taxes67/77€14,112€20,383▲
Profit (loss) for the period9904€55,589€80,470▲
Profit (loss) for the period to be appropriated9905€55,589€80,470▲
Appropriation of the result
Profit (loss) to be appropriated9906€89,977€170,447▲
Profit (loss) brought forward from the previous period14P€34,388€89,977▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€170,447
Return on contributions (dividend)694-€170,447

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,330€452€763€1,459▲ 91.3%
Other operating charges640/8--€141€544▲ 287%
Gross operating margin9900€44,483€50,684€70,327€103,047▲ 46.5%
Operating profit (loss)9901€43,153€50,232€69,424€101,045▲ 45.5%
Financial income75/76B€26€5€360€1▼ 99.8%
Recurring financial income75€26€5€360€1▼ 99.8%
Financial charges65/66B€30€71€83€193▲ 132%
Recurring financial charges65€30€71€83€193▲ 132%
Profit (loss) for the period before taxes9903€43,150€50,166€69,701€100,853▲ 44.7%
Income taxes67/77€8,800€14,028€14,112€20,383▲ 44.4%
Profit (loss) for the period9904€34,350€36,138€55,589€80,470▲ 44.8%
Profit (loss) for the period to be appropriated9905€34,350€36,138€55,589€80,470▲ 44.8%
Line2023202420252026Change
Assets
Total assets20/58€59,774€106,487€139,944€165,294▲ 18.1%
Fixed assets21/28€1,110€658€1,723€4,616▲ 168%
Tangible fixed assets22/27€1,110€658€1,723€4,616▲ 168%
Plant, machinery and equipment23---€3,708-
Furniture and vehicles24€1,110€658€1,723€908▼ 47.3%
Current assets29/58€58,665€105,830€138,220€160,678▲ 16.2%
Amounts receivable within one year40/41€2,709€26,481€26,158€36,236▲ 38.5%
Trade receivables40€2,709€26,481€21,689€31,848▲ 46.8%
Other amounts receivable41--€4,469€4,388▼ 1.8%
Cash at bank and in hand54/58€55,956€79,348€112,059€124,439▲ 11.0%
Deferred charges and accrued income490/1--€3€3▼ 1.7%
Equity and liabilities
Total equity and liabilities10/49€59,774€106,487€139,944€165,294▲ 18.1%
Equity10/15€44,350€80,488€136,077€46,100▼ 66.1%
Contributions10/11€10,000€10,000€10,000€10,000=
Reserves13-€36,100€36,100€36,100=
Distributable reserves133-€36,100€36,100€36,100=
Profit (loss) carried forward14€34,350€34,388€89,977€0▼ 100%
Amounts payable17/49€15,424€25,999€3,867€119,194▲ 31×
Amounts payable within one year42/48€15,424€25,999€3,867€119,194▲ 31×
Financial debts43--€9€9▼ 6.6%
Credit institutions430/8--€9€9▼ 6.6%
Trade debts44€2,950€590€563€620▲ 10.1%
Suppliers440/4€2,950€590€563€620▲ 10.1%
Taxes, remuneration and social security45€10,745€18,878€3,294€7,806▲ 137%
Taxes450/3€10,745€18,878€3,294€7,806▲ 137%
Other amounts payable47/48€1,729€6,532€0€110,759-
Line2023202420252026Change
Profit (loss) for the period9904€34,350€36,138€55,589€80,470▲ 44.8%
+ Depreciation and write-downs630€1,330€452€763€1,459▲ 91.3%
Operating cash flow (approximation)€35,680€36,590€56,352€81,928▲ 45.4%
Investment in fixed assets (approximation)-€0-€1,828-€4,351▼ 138%
Change in cash-€23,392€32,711€12,380▼ 62.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-03-2026 micro format 23-10-2026 2026-00566851
31-03-2025 micro format 30-10-2025 2025-00561031
31-03-2024 micro format 28-10-2024 2024-00515874
31-03-2023 micro format 10-10-2023 2023-00481248

Similar companies · same sector, comparable size

Of the 82,516 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,493. 39,236 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 9 February 2022, Objctive was incorporated as a private limited company.1 Total assets went from €59,774 in 2023 to €165,294 in 2026.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2023 and 2026

Acts, filings and financial milestones

Next filing, financial year 2027, expected by 31-10-2027
2026
23-10
NBB filing Annual accounts filed
financial year 2026 · micro format
31-03
Financial Highest result from 2023 to 2026net €80,470 ▲44.8%
Operating result €101,045, net result €80,470, both a record.
2025
30-10
NBB filing Annual accounts filed
financial year 2025 · micro format
31-03
Financial Liquidity more than 8 timescurrent ratio 35.75
Current ratio from 4.07 to 35.75; short-term debt falls from €25,999 to €3,867.
31-03
Financial Equity above €100,000equity €136,077 ▲69.1%
A profit in every financial year since 2023 builds equity to €136,077.
2024
28-10
NBB filing Annual accounts filed
financial year 2024 · micro format
2023
10-10
NBB filing Annual accounts filed
financial year 2023 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded09-02-2022
Financial year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0781762788
Also 9925:BE0781762788
Registered 09-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
248 m²
Building footprint
87 m²
Building volume
552 m³
Parcel 46025B1190/00P021, Flanders · tallest building 8.4 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Objctive
Klinknagelplein 2, 9140 TemseBusiness and other management consultancy
since 2022unit no. 2.328.408.388
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
46025B1190/00P021 Flanders 248 m² 1 · 86 m² 8.4 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.