OBIOS
ActiveSummary
OBIOS has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €21k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 93% of 642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+3
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 13.84 against 11.94 in 2024; short-term debt: 7.1% and cash: 96.5% of total assets), and 7.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
9.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
61 d late
2019
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▲ 50.3%
2024 · €14k
2019: €17k
2020: €20k▲ +17.8% vs 2019
2021: €10k▼ -49.7% vs 2020lowest in 7 years
2022: €33k▲ +234% vs 2021highest in 7 years
2023: €12k▼ -62.8% vs 2022
2024: €14k▲ +11.9% vs 2023
2025: €21k▲ +50.3% vs 2024
2019 → 2025
Working capital
€209k▲ 10.6%
2024 · €189k
2019: €100klowest in 7 years
2020: €118k▲ +18.7% vs 2019
2021: €130k▲ +9.4% vs 2020
2022: €164k▲ +26.7% vs 2021
2023: €177k▲ +7.9% vs 2022
2024: €189k▲ +6.8% vs 2023
2025: €209k▲ +10.6% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€167k▲ 25.0%€179k▲ 7.4%€193k▲ 7.8%€214k▲ 10.8%
2021: €133klowest in 5 years
2022: €167k▲ +25.0% vs 2021
2023: €179k▲ +7.4% vs 2022
2024: €193k▲ +7.8% vs 2023
2025: €214k▲ +10.8% vs 2024highest in 5 years
Operating result€16k-€48k▲ 205%€21k▼ 56.4%€22k▲ 4.6%€34k▲ 54.2%
2021: €16klowest in 5 years
2022: €48k▲ +205% vs 2021highest in 5 years
2023: €21k▼ -56.4% vs 2022
2024: €22k▲ +4.6% vs 2023
2025: €34k▲ +54.2% vs 2024
Net result€10k-€33k▲ 234%€12k▼ 62.8%€14k▲ 11.9%€21k▲ 50.3%
2021: €10klowest in 5 years
2022: €33k▲ +234% vs 2021highest in 5 years
2023: €12k▼ -62.8% vs 2022
2024: €14k▲ +11.9% vs 2023
2025: €21k▲ +50.3% vs 2024
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 54% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230k
Fixed assets
€5k ▲ 22.7%
Current assets
€225k ▲ 9.2%
Equity and liabilities €230k
Equity
€214k ▲ 10.8%
Debt
€16k ▼ 5.8%
Debt's share of the balance-sheet total falls from 8.2% to 7.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €23k
Cash flow
€22k▲
2024 · €15k
Current ratio
13.84▲
2024 · 11.94
Debt to equity
0.08▼
2024 · 0.09
ROE
9.8%▲
2024 · 7.2%
ROA
9.1%▲
2024 · 6.6%
Interest coverage
131.95▲
2024 · 34.98
Debt ≤ 1 year
€16k▼
2024 · €17k
Income taxes
€13k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€210k€230k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Plant, machinery and equipment23€0€837▲
Furniture and vehicles24€0€0=
Other tangible fixed assets26€4k€4k▲
Current assets29/58€206k€225k▲
Amounts receivable within one year40/41€571-
Other amounts receivable41€571-
Cash at bank and in hand54/58€201k€222k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€210k€230k▲
Equity10/15€193k€214k▲
Contributions10/11€19k€19k=
Reserves13€174k€195k▲
Tax-exempt reserves132€8k€8k=
Distributable reserves133€167k€187k▲
Profit (loss) carried forward14€97€187▲
Amounts payable17/49€17k€16k▼
Amounts payable within one year42/48€17k€16k▼
Trade debts44-€129
Suppliers440/4-€129
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€2k€11k▲
Other amounts payable47/48€16k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€775€816▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€25k€37k▲
Operating profit (loss)9901€22k€34k▲
Financial income75/76B€10€32▲
Recurring financial income75€10€32▲
Financial charges65/66B€650€263▼
Recurring financial charges65€650€263▼
Profit (loss) for the period before taxes9903€21k€34k▲
Income taxes67/77€7k€13k▲
Profit (loss) for the period9904€14k€21k▲
Profit (loss) for the period to be appropriated9905€14k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€21k▲
Profit (loss) brought forward from the previous period14P€97€97▲
Transfer to equity691/2€14k€21k▲
To other reserves6921€14k€21k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €611 | €775 | €816 | ▲ 5.4% |
| Other operating charges640/8 | - | €1k | €4k | €2k | €2k | ▼ 0.4% |
| Gross operating margin9900 | €18k | €51k | €26k | €25k | €37k | ▲ 48.2% |
| Operating profit (loss)9901 | €16k | €48k | €21k | €22k | €34k | ▲ 54.2% |
| Financial income75/76B | - | - | - | €10 | €32 | ▲ 225% |
| Recurring financial income75 | - | - | - | €10 | €32 | ▲ 225% |
| Financial charges65/66B | - | €503 | €528 | €650 | €263 | ▼ 59.6% |
| Recurring financial charges65 | €411 | €503 | €528 | €650 | €263 | ▼ 59.6% |
| Profit (loss) for the period before taxes9903 | €15k | €48k | €20k | €21k | €34k | ▲ 57.8% |
| Income taxes67/77 | €5k | €14k | €8k | €7k | €13k | ▲ 71.7% |
| Profit (loss) for the period9904 | €10k | €33k | €12k | €14k | €21k | ▲ 50.3% |
| Profit (loss) for the period to be appropriated9905 | €10k | €33k | €12k | €14k | €21k | ▲ 50.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €152k | €191k | €201k | €210k | €230k | ▲ 9.5% |
| Fixed assets21/28 | €4k | €3k | €2k | €4k | €5k | ▲ 22.7% |
| Tangible fixed assets22/27 | €4k | €3k | €2k | €4k | €5k | ▲ 22.7% |
| Plant, machinery and equipment23 | - | €240 | €120 | €0 | €837 | - |
| Furniture and vehicles24 | - | €82 | €0 | €0 | €0 | - |
| Other tangible fixed assets26 | - | €2k | €2k | €4k | €4k | ▲ 1.3% |
| Current assets29/58 | €148k | €188k | €199k | €206k | €225k | ▲ 9.2% |
| Amounts receivable within one year40/41 | €3k | €772 | - | €571 | - | - |
| Trade receivables40 | - | €772 | - | - | - | - |
| Other amounts receivable41 | - | - | - | €571 | - | - |
| Cash at bank and in hand54/58 | €141k | €185k | €197k | €201k | €222k | ▲ 10.4% |
| Deferred charges and accrued income490/1 | - | €3k | €2k | €5k | €3k | ▼ 30.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €152k | €191k | €201k | €210k | €230k | ▲ 9.5% |
| Equity10/15 | €133k | €167k | €179k | €193k | €214k | ▲ 10.8% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €115k | €148k | €161k | €174k | €195k | ▲ 11.9% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | - | €8k | €8k | €8k | €8k | = |
| Distributable reserves133 | - | €138k | €151k | €167k | €187k | ▲ 12.5% |
| Profit (loss) carried forward14 | €83 | €87 | €97 | €97 | €187 | ▲ 92.8% |
| Amounts payable17/49 | €18k | €24k | €22k | €17k | €16k | ▼ 5.8% |
| Amounts payable within one year42/48 | €18k | €24k | €22k | €17k | €16k | ▼ 5.8% |
| Trade debts44 | €1k | - | €6k | - | €129 | - |
| Suppliers440/4 | - | - | €6k | - | €129 | - |
| Taxes, remuneration and social security45 | - | €9k | €3k | €2k | €11k | ▲ 617% |
| Taxes450/3 | - | €9k | €3k | €2k | €11k | ▲ 617% |
| Other amounts payable47/48 | - | €15k | €13k | €16k | €5k | ▼ 65.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €33k | €12k | €14k | €21k | ▲ 50.3% |
| + Depreciation and write-downs630 | €1k | €1k | €611 | €775 | €816 | ▲ 5.4% |
| Operating cash flow (approximation) | €11k | €35k | €13k | €15k | €22k | ▲ 48.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-3k | €-2k | ▲ 36.8% |
| Change in cash | - | €44k | €12k | €5k | €21k | ▲ 364% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Equity above €200kEq €214k ▲10.8%
7 profitable years in a row build equity to €214k.
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
31-03
Financial
Highest result since 2019net €33k ▲234%
Operating result €48k, net result €33k, both a record.
31-03
Financial
Equity above €150kEq €167k ▲25%
4 profitable years in a row build equity to €167k.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €10k ▼49.7%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
31-03
Financial
Liquidity triplescurrent ratio 18.76
Current ratio from 7.49 to 18.76; short-term debt falls from €15k to €7k.
2019
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
Show earlier events
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 1995
Ground area
979 m²
Building footprint
153 m²
Volume, LiDAR
775 m³
Parcel 53045C1116/00M000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue Jules Cousin 108, 7080 Frameries
since 19952.231.927.339
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53045C1116/00M000 | Wallonia | 979 m² | 1 · 152 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CENTRE D'IMAGERIE MEDICALE DE SERAING
BE 0438.934.106
Seraing · Eq €213k
M E D I D I A B
BE 0479.174.951
Montigny-le-Tilleul · Eq €217k
LABOTEX
BE 0894.137.288
Kontich · Eq €219k
ELS DUMOULIN
BE 0638.797.953
Oostkamp · Eq €228k
Trenson Fien
BE 0789.790.727
Tielt · Eq €230k
Of 699 companies in sector 86910 we hold annual accounts for 521. 404 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-04-1995
Fiscal year end31-03
Activities, NACEBEL 2025
86910Medical imaging and medical laboratories
Contact
E-mail
codobi@mail.comFrameries
Phone
065/66.80.49Frameries
Scores and ratios are computed by Checked and are not a credit decision.