Obi
ActiveThe computed 12-month bankruptcy probability of Obi is 1.9% (moderate). For Obi, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (€-32k) and a net result of €-47k. Equity is shrinking by ~94% per year across the filed fiscal years. Its solvency ranks better than 14% of 23194 sector peers (fiscal year 2022). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2020
Profitability0▼-5
Solvency0▼-21
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
-25.8%
Return on assets
-37.9%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline19-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-12-2023, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
153 d late
2020
61 d late
2019
92 d late
2018
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€-32k▼ 585%
2020 · €-5k
2018: €-3k
2019: €-11k
2020: €-5k
2018 → 2022
Total assets
€124k▲ 13.9%
2020 · €109k
2018: €133k
2019: €110k
2020: €109k
2018 → 2022
Net result
€-47k▼ 235%
2020 · €-14k
2018: €-46k
2019: €-70k
2020: €-14k
2018 → 2022
Working capital
€20k▼ 59.5%
2020 · €50k
2018: €55k
2019: €54k
2020: €50k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202022Trend
Equity€-3k-€-11k▼ 269%€-5k▲ 56.2%€-32k▼ 585%
Operating result€-32k-€-64k▼ 101%€-14k▲ 78.3%€-39k▼ 184%
Net result€-46k-€-70k▼ 53.2%€-14k▲ 79.9%€-47k▼ 235%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-39k in 2022, compared with €-14k in 2020. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2020 as the grey bar beneath
Assets €124k
Fixed assets
€8k▲ 45.5%
Current assets
€116k▲ 12.3%
Key figures and ratios
EBITDA
€-38k▼
2020 · €-12k
Cash flow
€-46k▼
2020 · €-12k
Solvency
-25.8%▼
2020 · -4.3%
Current ratio
1.21▼
2020 · 1.93
Quick ratio
0.51▼
2020 · 0.77
Debt / equity
-4.88▲
2020 · -12.86
ROA
-37.9%▼
2020 · -12.9%
Interest coverage
-4.97
Debt
€156k▲
2020 · €114k
Debt ≤ 1 year
€96k▲
2020 · €54k
Debt > 1 year
€60k=
2020 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2020
Balance sheet
Code20202022
Assets
Total assets20/58€109k€124k▲
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€5k€8k▲
Furniture and vehicles24-€8k
Financial fixed assets28€75€75=
Current assets29/58€104k€116k▲
Stocks and contracts in progress3€62k€67k▲
Stocks30/36-€67k
Amounts receivable within one year40/41€34k€40k▲
Other amounts receivable41-€40k
Cash at bank and in hand54/58€5k€4k▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€109k€124k▲
Equity10/15€-5k€-32k▼
Contributions10/11-€19k
Reserves13€37k€37k=
Non-distributable reserves130/1-€2k
Reserves not available under the articles1311-€2k
Distributable reserves133-€36k
Profit (loss) carried forward14€-61k€-88k▼
Amounts payable17/49€114k€156k▲
Amounts payable after more than one year17€60k€60k=
Financial debts170/4-€60k
Amounts payable within one year42/48€54k€96k▲
Trade debts44€8k€37k▲
Suppliers440/4-€37k
Taxes, remuneration and social security45-€26k
Taxes450/3-€14k
Remuneration and social security454/9-€12k
Other amounts payable47/48-€34k
Income statement
Code20202022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€10k
Other operating charges640/8-€2k
Gross operating margin9900€-9k€-26k▼
Operating profit (loss)9901€-14k€-39k▼
Financial income75/76B-€154
Recurring financial income75€3k€154▼
Financial charges65/66B-€8k
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€-11k€-47k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€-14k€-47k▼
Profit (loss) for the period to be appropriated9905€-14k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906-€-108k
Profit (loss) brought forward from the previous period14P-€-61k
Shareholders' contribution to the loss794-€20k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
03-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 95 days late
15-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 288 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 29 days late
2013
28-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voldersstraat 789000 GentGround area
68 m²
Building footprint
85 m²
Volume, LiDAR
989 m³
Parcel 44803C1169/00A000, Flanders · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
OPTIEK HULPIAU
since 19982.088.942.213
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C1169/00A000 | Flanders | 68 m² | 1 · 85 m² | 16.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector and region
AKADEMIEK OPTIEK VAN BIGNOOT-HOUBEN
BE 0423.365.903
Gent
Alice Eyewear
BE 0644.966.658
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BODO
BE 0885.930.692
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Brightsight
BE 0792.808.912
Gent
Claeyssens Oog en Oor
BE 0440.183.921
Gent
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 1,729 companies in sector 47742 we hold annual accounts for 1,138.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-06-1998
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.