OBD IMMO
ActiveSummary
OBD IMMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-166k) and a net result of €-140k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability17▼-15
Solvency15▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 1.07 in 2023; short-term debt: 109.8% and cash: 0.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-9.8%
Return on assets
-8.3%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-166k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-12-2025, 125 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
125 d late
2023
226 d late
2022
53 d late
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-166k▼ 549%
2023 · €-26k
2020: €6k
2021: €25k▲ +296% vs 2020highest in 5 years
2022: €13k▼ -47.3% vs 2021
2023: €-26k▼ -295% vs 2022
2024: €-166k▼ -549% vs 2023lowest in 5 years
2020 → 2024
Total assets
€1.70M▼ 5.2%
2023 · €1.79M
2020: €703k
2021: €467k▼ -33.7% vs 2020lowest in 5 years
2022: €1.03M▲ +121% vs 2021
2023: €1.79M▲ +73.8% vs 2022highest in 5 years
2024: €1.70M▼ -5.2% vs 2023
2020 → 2024
Net result
€-140k▼ 263%
2023 · €-39k
2020: €-24k
2021: €19k▲ +179% vs 2020highest in 5 years
2022: €-12k▼ -163% vs 2021
2023: €-39k▼ -228% vs 2022
2024: €-140k▼ -263% vs 2023lowest in 5 years
2020 → 2024
Working capital
€-166k
2023 · €124k
2020: €6k
2021: €25k▲ +296% vs 2020
2022: €13k▼ -47.3% vs 2021
2023: €124k▲ +846% vs 2022highest in 5 years
2024: €-166k▼ -234% vs 2023lowest in 5 years
2020 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€6k-€25k▲ 296%€13k▼ 47.3%€-26k€-166k▼ 549%
2020: €6k
2021: €25k▲ +296% vs 2020highest in 5 years
2022: €13k▼ -47.3% vs 2021
2023: €-26k▼ -295% vs 2022
2024: €-166k▼ -549% vs 2023lowest in 5 years
Operating result€-17k-€29k€-8k€-3k▲ 64.3%€-99k▼ 3,572%
2020: €-17k
2021: €29k▲ +273% vs 2020highest in 5 years
2022: €-8k▼ -126% vs 2021
2023: €-3k▲ +64.3% vs 2022
2024: €-99k▼ -3572% vs 2023lowest in 5 years
Net result€-24k-€19k€-12k€-39k▼ 228%€-140k▼ 263%
2020: €-24k
2021: €19k▲ +179% vs 2020highest in 5 years
2022: €-12k▼ -163% vs 2021
2023: €-39k▼ -228% vs 2022
2024: €-140k▼ -263% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €99k in 2024 against €3k in 2023; the loss grows and 2024 has the lowest result in the available series.
Key figures and ratios
Solvency
-9.8%▼
2023 · -1.4%
Current ratio
0.91▼
2023 · 1.07
Quick ratio
0.61▲
2023 · 0.31
Debt to equity
-11.23▲
2023 · -71.10
ROA
-8.3%▼
2023 · -2.2%
Debt
€1.86M▲
2023 · €1.82M
Debt ≤ 1 year
€1.86M▲
2023 · €1.67M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.79M€1.70M▼
Current assets29/58€1.79M€1.70M▼
Stocks and contracts in progress3€1.28M€561k▼
Stocks30/36€1.28M€561k▼
Amounts receivable within one year40/41€506k€1.13M▲
Trade receivables40€502k€1.06M▲
Other amounts receivable41€4k€72k▲
Cash at bank and in hand54/58€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.79M€1.70M▼
Equity10/15€-26k€-166k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€-56k€-196k▼
Amounts payable17/49€1.82M€1.86M▲
Amounts payable after more than one year17€150k-
Financial debts170/4€150k-
Amounts payable within one year42/48€1.67M€1.86M▲
Current portion of amounts payable after more than one year42€739k-
Financial debts43€8k€259k▲
Credit institutions430/8€8k€259k▲
Trade debts44€448k€398k▼
Suppliers440/4€142k€92k▼
Bills of exchange payable441€306k€306k=
Advances received on contracts in progress46-€700k
Taxes, remuneration and social security45€121k-
Taxes450/3€121k-
Other amounts payable47/48€351k€507k▲
Income statement
Code20232024
Other operating charges640/8€533€415▼
Gross operating margin9900€-2k€-98k▼
Operating profit (loss)9901€-3k€-99k▼
Financial charges65/66B€36k€42k▲
Recurring financial charges65€36k€42k▲
Profit (loss) for the period before taxes9903€-39k€-140k▼
Profit (loss) for the period9904€-39k€-140k▼
Profit (loss) for the period to be appropriated9905€-39k€-140k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€-196k▼
Profit (loss) brought forward from the previous period14P€-17k€-56k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | - | - | - | - | - |
| Other operating charges640/8 | - | €21 | €215 | €533 | €415 | ▼ 22.1% |
| Gross operating margin9900 | €-15k | €29k | €-7k | €-2k | €-98k | ▼ 4,459% |
| Operating profit (loss)9901 | €-17k | €29k | €-8k | €-3k | €-99k | ▼ 3,572% |
| Financial income75/76B | - | €5 | - | - | - | - |
| Recurring financial income75 | - | €5 | - | - | - | - |
| Financial charges65/66B | - | €11k | €4k | €36k | €42k | ▲ 15.6% |
| Recurring financial charges65 | €7k | €11k | €4k | €36k | €42k | ▲ 15.6% |
| Profit (loss) for the period before taxes9903 | €-24k | €19k | €-12k | €-39k | €-140k | ▼ 263% |
| Profit (loss) for the period9904 | €-24k | €19k | €-12k | €-39k | €-140k | ▼ 263% |
| Profit (loss) for the period to be appropriated9905 | €-24k | €19k | €-12k | €-39k | €-140k | ▼ 263% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €703k | €467k | €1.03M | €1.79M | €1.70M | ▼ 5.2% |
| Current assets29/58 | €703k | €467k | €1.03M | €1.79M | €1.70M | ▼ 5.2% |
| Stocks and contracts in progress3 | €551k | €445k | €1.02M | €1.28M | €561k | ▼ 56.1% |
| Stocks30/36 | - | €445k | €1.02M | €1.28M | €561k | ▼ 56.1% |
| Amounts receivable within one year40/41 | €148k | €8k | €10k | €506k | €1.13M | ▲ 124% |
| Trade receivables40 | - | €8k | €8k | €502k | €1.06M | ▲ 111% |
| Other amounts receivable41 | - | €646 | €2k | €4k | €72k | ▲ 1,566% |
| Cash at bank and in hand54/58 | €5k | €13k | €5k | €5k | €3k | ▼ 40.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €703k | €467k | €1.03M | €1.79M | €1.70M | ▼ 5.2% |
| Equity10/15 | €6k | €25k | €13k | €-26k | €-166k | ▼ 549% |
| Contributions10/11 | - | €30k | €30k | €30k | €30k | = |
| Profit (loss) carried forward14 | €-24k | €-5k | €-17k | €-56k | €-196k | ▼ 253% |
| Amounts payable17/49 | €697k | €442k | €1.02M | €1.82M | €1.86M | ▲ 2.6% |
| Amounts payable after more than one year17 | - | - | - | €150k | - | - |
| Financial debts170/4 | - | - | - | €150k | - | - |
| Amounts payable within one year42/48 | €697k | €442k | €1.02M | €1.67M | €1.86M | ▲ 11.8% |
| Current portion of amounts payable after more than one year42 | - | €200k | €739k | €739k | - | - |
| Financial debts43 | - | - | - | €8k | €259k | ▲ 3,065% |
| Credit institutions430/8 | - | - | - | €8k | €259k | ▲ 3,065% |
| Trade debts44 | €466 | €26k | €126k | €448k | €398k | ▼ 11.2% |
| Suppliers440/4 | - | €26k | €126k | €142k | €92k | ▼ 35.3% |
| Bills of exchange payable441 | - | - | - | €306k | €306k | = |
| Advances received on contracts in progress46 | - | - | - | - | €700k | - |
| Taxes, remuneration and social security45 | - | €99k | €56k | €121k | - | - |
| Taxes450/3 | - | €99k | €56k | €121k | - | - |
| Other amounts payable47/48 | - | €117k | €96k | €351k | €507k | ▲ 44.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-24k | €19k | €-12k | €-39k | €-140k | ▼ 263% |
| + Depreciation and write-downs630 | €1k | - | - | - | - | - |
| Operating cash flow (approximation) | €-22k | €19k | €-12k | €-39k | €-140k | ▼ 263% |
| Change in cash | - | €9k | €-8k | €-113 | €-2k | ▼ 1,737% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 125 days late
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 226 days late
2024
31-12
Financial
Weakest financial yearnet €-140k
Net result drops to €-140k, the lowest in the series.
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bernissart · 1 establishment unit since 2019
Ground area
240 m²
Building footprint
58 m²
Volume, LiDAR
382 m³
Parcel 51049B0064/00B000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Place des Martyrs(POM) 33, 7322 Bernissart
since 20192.296.125.305
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51049B0064/00B000 | Wallonia | 239 m² | 1 · 58 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 3,455 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.