OBBA

Active

Private limited companyfounded 201412 yrs activeTaaiboomstraat 10, 1702 Dilbeek, BelgiumKBO/BCE: BE 0549.830.939

OBBA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2024

39 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-100

Solvency57▼-7

Growth68▼-8

Track record100

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity tight (current ratio 1.48 against 1.64 in 2023; short-term debt: 67.6% and cash: 3.9% of total assets), and 67.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

32.4%

Return on assets

-18.1%

Age of the figures

21 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2026, 307 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

307 d late

2023

204 d late

2022

79 d late

2021

170 d late

2020

298 d late

2019

153 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€40k▲ 106%

2021 · €19k

2018: €14k 2019: €29k 2020: €13k 2021: €19k

2018 → 2024

EBIT margin

4.2%▼ 13.5pp

2021 · 17.8%

2018: 49.6% 2019: 31.7% 2020: -8.9% 2021: 17.8%

2018 → 2024

Net result

€-5k

2023 · €18k

2018: €6k 2019: €7k 2020: €-2k 2021: €168 2022: €6k 2023: €18k

2018 → 2024

Working capital

€9k▼ 35.8%

2023 · €13k

2018: €-667 2019: €3k 2020: €-14k 2021: €-18k 2022: €-9k 2023: €13k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€13k-€19k▲ 52.5%€40k

Equity€-13k-€-12k▲ 1.3%€-6k▲ 50.4%€13k€9k▼ 35.8%

Operating result€-1k-€3k€6k▲ 82.7%€18k▲ 193%€2k▼ 90.9%

Net result€-2k-€168€6k▲ 3,622%€18k▲ 192%€-5k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 91% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €26k

32.4%

67.6%

Equity €9k▼ 35.8%

Debt €18k▼ 13.9%

The debt ratio rises from 60.8% to 67.6%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

Solvency

32.4%▼

2023 · 39.2%

Current ratio

1.48▼

2023 · 1.64

Quick ratio

0.32▲

2023 · 0.22

Debt / equity

2.08▲

2023 · 1.55

ROE

-55.8%▼

2023 · 136.1%

ROA

-18.1%▼

2023 · 53.3%

Debt

€18k▼

2023 · €21k

Debt ≤ 1 year

€18k▼

2023 · €21k

Income taxes

€6k▲

2023 · €166

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€34k€26k▼

Current assets29/58€34k€26k▼

Stocks and contracts in progress3€30k€21k▼

Stocks30/36€30k€21k▼

Amounts receivable within one year40/41€2k€5k▲

Trade receivables40€2k€5k▲

Cash at bank and in hand54/58€2k€1k▼

Equity and liabilities

Total equity and liabilities10/49€34k€26k▼

Equity10/15€13k€9k▼

Contributions10/11€11k€11k=

Capital10€11k€11k=

Issued capital100€19k€19k=

Uncalled capital101€7k€7k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Legal reserve130€2k€2k=

Profit (loss) carried forward14€228€-5k▼

Amounts payable17/49€21k€18k▼

Amounts payable within one year42/48€21k€18k▼

Trade debts44€6k€12k▲

Suppliers440/4€6k€12k▲

Taxes, remuneration and social security45€1k-

Taxes450/3€1k-

Other amounts payable47/48€14k€5k▼

Income statement Code20232024

Turnover70-€40k

Goods, raw materials, services and sundry goods60/61-€32k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k-

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€9k

Other operating charges640/8€566€1k▲

Gross operating margin9900€23k€12k▼

Operating profit (loss)9901€18k€2k▼

Financial charges65/66B€45€45=

Recurring financial charges65€45€45=

Profit (loss) for the period before taxes9903€18k€2k▼

Income taxes67/77€166€6k▲

Profit (loss) for the period9904€18k€-5k▼

Profit (loss) for the period to be appropriated9905€18k€-5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€228€-5k▼

Profit (loss) brought forward from the previous period14P€-18k€228▲

Download as CSV

Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

2026

03-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 307 days late

2025

20-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 204 days late

2024

31-12

Financial Weakest financial yearnet €-5k ▼126%

Net result drops to €-5k, the lowest in the series.

2023

31-12

Financial Highest result since 2018net €18k ▲192%

Operating result €18k, net result €18k, both a record.

18-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 79 days late

17-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 170 days late

2022

25-05

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 298 days late

2021

31-12

Financial Back to profitnet €168

Net result €168 after one loss-making year.

2020

31-12

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 153 days late

2019

27-09

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 58 days late

2018

07-11

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 99 days late

2017

31-10

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 92 days late

2016

31-10

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 92 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dilbeek · 1 establishment unit since 2014

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Taaiboomstraat 101702 Dilbeek

Ground area

393 m²

Building footprint

102 m²

Volume, LiDAR

504 m³

Parcel 23026C0252/00Y004, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

OBBA

Taaiboomstraat 10, 1702 DilbeekRetail trade

since 20142.230.372.864

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23026C0252/00Y004	Flanders	393 m²	1 · 102 m²	7.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Les Pépites de Mercure

Of 12,962 companies in sector 47120 we hold annual accounts for 2,187. 1,177 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded31-03-2014

Fiscal year end31-12

Activities, NACEBEL

47120Other non-specialised retail sale

47910Retail trade

47714Retail trade

47716Retail sale of clothing and accessories for women, men, children and babies (general range)

Sources

Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.