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Oancea Construct

Active
Private limited companyfounded 2021active for 5 yearsBergense Steenweg 1074, 1070 Anderlecht, BelgiumKBO/BCE: BE 0775.651.293
Summary

The computed 12-month bankruptcy probability of Oancea Construct is 1.6% (moderate). The 2025 annual accounts show equity of €43,935 and a net result of €7,452. Equity is growing by about 48% per year across the filed financial years. Its solvency ranks better than 82% of 9,154 sector peers (NACE 41, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00496709.

Equity
€43,935▲ 20.4%
2024 · €36,483
Total assets
€59,934▼ 40.5%
2024 · €100,706
Net result
€7,452▼ 69.0%
2024 · €24,014
Working capital
€42,253▲ 20.4%
2024 · €35,090
Trend over the years

2022 to 2025, 4 financial years

The operating result falls in 2025; 2025 is 68% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€9,847 2025 Net result€7,452 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€12,040-€1,739▼ 85.6%€30,819▲ 1,672%€9,847▼ 68.1%
Net result€9,553within the sector's middle half-€916within the sector's middle half▼ 90.4%€24,014within the sector's middle half▲ 2,520%€7,452within the sector's middle half▼ 69.0%
Equity€11,553below the sector's middle half-€12,469below the sector's middle half▲ 7.9%€36,483within the sector's middle half▲ 193%€43,935within the sector's middle half▲ 20.4%
Total assets€43,539below the sector's middle half-€36,608below the sector's middle half▼ 15.9%€100,706within the sector's middle half▲ 175%€59,934within the sector's middle half▼ 40.5%
Debt€31,986-€24,139▼ 24.5%€64,223▲ 166%€15,998▼ 75.1%
Working capital€8,765within the sector's middle half-€12,397within the sector's middle half▲ 41.4%€35,090within the sector's middle half▲ 183%€42,253within the sector's middle half▲ 20.4%
Solvency26.5%within the sector's middle half-34.1%within the sector's middle half▲ 7.5pp36.2%within the sector's middle half▲ 2.2pp73.3%above the sector's middle half▲ 37.1pp
Current ratio1.27within the sector's middle half-1.58within the sector's middle half▲ 0.301.55within the sector's middle half▼ 0.033.64above the sector's middle half▲ 2.09
Return on assets (ROA)21.9%above the sector's middle half-2.5%within the sector's middle half▼ 19.4pp23.8%above the sector's middle half▲ 21.3pp12.4%within the sector's middle half▼ 11.4pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59,934
Fixed assets €1,682 ▲ 20.7%
Current assets €58,251 ▼ 41.3%
Equity and liabilities €59,934
Equity €43,935 ▲ 20.4%
Debt €15,998 ▼ 75.1%
Debt's share of the balance-sheet total falls from 63.8% to 26.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€11,326▼
2024 · €32,213
Cash flow
€8,932▼
2024 · €25,408
Quick ratio
2.98▲
2024 · 1.55
Debt to equity
0.36▼
2024 · 1.76
ROE
17.0%▼
2024 · 65.8%
Interest coverage
54.03▼
2024 · 61.64
Debt ≤ 1 year
€15,998▼
2024 · €64,223
Income taxes
€2,185▼
2024 · €6,282
Staff costs
€497▲
2024 · €283
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€100,706€59,934▼
Fixed assets21/28€1,394€1,682▲
Tangible fixed assets22/27€1,394€1,632▲
Furniture and vehicles24€1,394€1,632▲
Financial fixed assets28-€50
Current assets29/58€99,312€58,251▼
Stocks and contracts in progress3-€10,568
Stocks30/36-€10,568
Amounts receivable within one year40/41€87,168€27,898▼
Trade receivables40€86,779€27,327▼
Other amounts receivable41€389€571▲
Cash at bank and in hand54/58€3,860€18,287▲
Deferred charges and accrued income490/1€8,284€1,499▼
Equity and liabilities
Total equity and liabilities10/49€100,706€59,934▼
Equity10/15€36,483€43,935▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€34,483€41,935▲
Amounts payable17/49€64,223€15,998▼
Amounts payable within one year42/48€64,223€15,998▼
Trade debts44€49,322€7,094▼
Suppliers440/4€49,322€7,094▼
Taxes, remuneration and social security45€7,235€8,904▲
Taxes450/3€7,235€8,904▲
Other amounts payable47/48€7,666-
Income statement Code20242025
Remuneration, social security and pensions62€283€497▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,394€1,480▲
Other operating charges640/8€1,484€726▼
Gross operating margin9900€33,980€12,549▼
Operating profit (loss)9901€30,819€9,847▼
Financial charges65/66B€523€210▼
Recurring financial charges65€523€210▼
Profit (loss) for the period before taxes9903€30,296€9,637▼
Income taxes67/77€6,282€2,185▼
Profit (loss) for the period9904€24,014€7,452▼
Profit (loss) for the period to be appropriated9905€24,014€7,452▼
Appropriation of the result
Profit (loss) to be appropriated9906€34,483€41,935▲
Profit (loss) brought forward from the previous period14P€10,469€34,483▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62€270€63€283€497▲ 75.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,394-€1,394€1,480▲ 6.2%
Other operating charges640/8€392€556€1,484€726▼ 51.1%
Gross operating margin9900€14,096€2,358€33,980€12,549▼ 63.1%
Operating profit (loss)9901€12,040€1,739€30,819€9,847▼ 68.1%
Financial income75/76B€11----
Recurring financial income75€11----
Financial charges65/66B€39€407€523€210▼ 59.9%
Recurring financial charges65€39€407€523€210▼ 59.9%
Profit (loss) for the period before taxes9903€12,013€1,332€30,296€9,637▼ 68.2%
Income taxes67/77€2,460€416€6,282€2,185▼ 65.2%
Profit (loss) for the period9904€9,553€916€24,014€7,452▼ 69.0%
Profit (loss) for the period to be appropriated9905€9,553€916€24,014€7,452▼ 69.0%
Line2022202320242025Change
Assets
Total assets20/58€43,539€36,608€100,706€59,934▼ 40.5%
Fixed assets21/28€2,788€2,788€1,394€1,682▲ 20.7%
Tangible fixed assets22/27€2,788€2,788€1,394€1,632▲ 17.1%
Furniture and vehicles24€2,788€2,788€1,394€1,632▲ 17.1%
Financial fixed assets28---€50-
Current assets29/58€40,751€33,820€99,312€58,251▼ 41.3%
Stocks and contracts in progress3€4,917€9,828-€10,568-
Stocks30/36€4,917€9,828-€10,568-
Amounts receivable within one year40/41€25,916€23,907€87,168€27,898▼ 68.0%
Trade receivables40€25,916€16,925€86,779€27,327▼ 68.5%
Other amounts receivable41-€6,982€389€571▲ 46.8%
Cash at bank and in hand54/58€9,588€86€3,860€18,287▲ 374%
Deferred charges and accrued income490/1€330-€8,284€1,499▼ 81.9%
Equity and liabilities
Total equity and liabilities10/49€43,539€36,608€100,706€59,934▼ 40.5%
Equity10/15€11,553€12,469€36,483€43,935▲ 20.4%
Contributions10/11€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14€9,553€10,469€34,483€41,935▲ 21.6%
Amounts payable17/49€31,986€24,139€64,223€15,998▼ 75.1%
Amounts payable within one year42/48€31,986€21,424€64,223€15,998▼ 75.1%
Trade debts44€29,326€14,923€49,322€7,094▼ 85.6%
Suppliers440/4€29,326€14,923€49,322€7,094▼ 85.6%
Taxes, remuneration and social security45€2,660€6,501€7,235€8,904▲ 23.1%
Taxes450/3€2,660€5,576€7,235€8,904▲ 23.1%
Remuneration and social security454/9-€925---
Other amounts payable47/48--€7,666--
Accrued charges and deferred income492/3-€2,716---
Line2022202320242025Change
Profit (loss) for the period9904€9,553€916€24,014€7,452▼ 69.0%
+ Depreciation and write-downs630€1,394-€1,394€1,480▲ 6.2%
Operating cash flow (approximation)€10,947€916€25,408€8,932▼ 64.8%
Investment in fixed assets (approximation)-€0€0-€1,768-
Change in cash--€9,503€3,775€14,426▲ 282%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00496709
31-12-2024 micro format 29-09-2025 2025-00512131
31-12-2023 micro format 30-08-2024 2024-00420906
31-12-2022 micro format 22-09-2023 2023-00452297

Similar companies · same sector, comparable size

Of the 29,196 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,159. 13,071 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.