O2do
ActiveSummary
O2do has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €182k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 11% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+19
Solvency30▼-36
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.65 in 2024; short-term debt: 95.2% and cash: 63.6% of total assets), and 95.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.8%
Return on assets
29%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
18 d early
2024
6 d early
2023
3 d early
2022
6 d early
2021
15 d late
2020
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 86.9%
2024 · €229k
2020: €101k
2021: €164k▲ +62.7% vs 2020
2022: €210k▲ +28.1% vs 2021
2023: €216k▲ +2.7% vs 2022
2024: €229k▲ +6.0% vs 2023highest in 6 years
2025: €30k▼ -86.9% vs 2024lowest in 6 years
2020 → 2025
Total assets
€627k▲ 11.7%
2024 · €562k
2020: €146klowest in 6 years
2021: €218k▲ +49.5% vs 2020
2022: €275k▲ +26.3% vs 2021
2023: €315k▲ +14.6% vs 2022
2024: €562k▲ +78.1% vs 2023
2025: €627k▲ +11.7% vs 2024highest in 6 years
2020 → 2025
Net result
€182k▲ 219%
2024 · €57k
2020: €71k
2021: €63k▼ -10.7% vs 2020
2022: €46k▼ -27.1% vs 2021
2023: €6k▼ -87.8% vs 2022lowest in 6 years
2024: €57k▲ +916% vs 2023
2025: €182k▲ +219% vs 2024highest in 6 years
2020 → 2025
Working capital
€20k▼ 90.6%
2024 · €218k
2020: €97k
2021: €161k▲ +65.7% vs 2020
2022: €202k▲ +25.4% vs 2021
2023: €208k▲ +2.8% vs 2022
2024: €218k▲ +4.8% vs 2023highest in 6 years
2025: €20k▼ -90.6% vs 2024lowest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€210k▲ 28.1%€216k▲ 2.7%€229k▲ 6.0%€30k▼ 86.9%
2021: €164k
2022: €210k▲ +28.1% vs 2021
2023: €216k▲ +2.7% vs 2022
2024: €229k▲ +6.0% vs 2023highest in 5 years
2025: €30k▼ -86.9% vs 2024lowest in 5 years
Operating result€83k-€63k▼ 24.4%€17k▼ 72.1%€90k▲ 416%€264k▲ 193%
2021: €83k
2022: €63k▼ -24.4% vs 2021
2023: €17k▼ -72.1% vs 2022lowest in 5 years
2024: €90k▲ +416% vs 2023
2025: €264k▲ +193% vs 2024highest in 5 years
Net result€63k-€46k▼ 27.1%€6k▼ 87.8%€57k▲ 916%€182k▲ 219%
2021: €63k
2022: €46k▼ -27.1% vs 2021
2023: €6k▼ -87.8% vs 2022lowest in 5 years
2024: €57k▲ +916% vs 2023
2025: €182k▲ +219% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 193% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €627k
Fixed assets
€10k ▼ 13.6%
Current assets
€618k ▲ 12.2%
Equity and liabilities €627k
Equity
€30k ▼ 86.9%
Debt
€597k ▲ 79.4%
Debt's share of the balance-sheet total rises from 59.3% to 95.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€267k▲
2024 · €92k
Cash flow
€185k▲
2024 · €59k
Current ratio
1.03▼
2024 · 1.65
Debt to equity
19.91▲
2024 · 1.46
ROE
606.3%▲
2024 · 24.9%
ROA
29.0%▲
2024 · 10.1%
Interest coverage
30.87▲
2024 · 12.26
Debt ≤ 1 year
€597k▲
2024 · €333k
Income taxes
€73k▲
2024 · €25k
Staff costs
€604k▲
2024 · €492k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€562k€627k▲
Fixed assets21/28€11k€10k▼
Intangible fixed assets21€462-
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€519€92▼
Furniture and vehicles24-€3k
Leasing and similar rights25€4k-
Financial fixed assets28€6k€6k=
Current assets29/58€551k€618k▲
Amounts receivable within one year40/41€159k€215k▲
Trade receivables40€118k€149k▲
Other amounts receivable41€41k€65k▲
Cash at bank and in hand54/58€388k€399k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€562k€627k▲
Equity10/15€229k€30k▼
Contributions10/11€30k€30k=
Reserves13€134k-
Distributable reserves133€134k-
Profit (loss) carried forward14€65k-
Amounts payable17/49€333k€597k▲
Amounts payable within one year42/48€333k€597k▲
Financial debts43-€399
Credit institutions430/8-€399
Trade debts44€145k€53k▼
Suppliers440/4€145k€53k▼
Taxes, remuneration and social security45€151k€234k▲
Taxes450/3€52k€168k▲
Remuneration and social security454/9€99k€66k▼
Other amounts payable47/48€38k€309k▲
Income statement
Code20242025
Remuneration, social security and pensions62€492k€604k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€700€1k▲
Gross operating margin9900€585k€872k▲
Operating profit (loss)9901€90k€264k▲
Financial income75/76B€0€45▲
Recurring financial income75€0€45▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€82k€255k▲
Income taxes67/77€25k€73k▲
Profit (loss) for the period9904€57k€182k▲
Profit (loss) for the period to be appropriated9905€57k€182k▲
Appropriation of the result
Profit (loss) to be appropriated9906€109k€246k▲
Profit (loss) brought forward from the previous period14P€52k€65k▲
Transfer from equity791/2-€134k
Profit to be distributed694/7€44k€380k▲
Return on contributions (dividend)694€44k€380k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €105k | €159k | €387k | €492k | €604k | ▲ 22.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €810 | €810 | €1k | €2k | €3k | ▲ 22.9% |
| Other operating charges640/8 | €139 | €1k | €1k | €700 | €1k | ▲ 43.9% |
| Gross operating margin9900 | €189k | €224k | €406k | €585k | €872k | ▲ 49.1% |
| Operating profit (loss)9901 | €83k | €63k | €17k | €90k | €264k | ▲ 193% |
| Financial income75/76B | - | €5 | €0 | €0 | €45 | ▲ 450,800% |
| Recurring financial income75 | - | €5 | €0 | €0 | €45 | ▲ 450,800% |
| Financial charges65/66B | €1k | €2k | €6k | €8k | €9k | ▲ 14.8% |
| Recurring financial charges65 | €1k | €2k | €6k | €8k | €9k | ▲ 14.8% |
| Profit (loss) for the period before taxes9903 | €81k | €60k | €11k | €82k | €255k | ▲ 210% |
| Income taxes67/77 | €18k | €14k | €6k | €25k | €73k | ▲ 188% |
| Profit (loss) for the period9904 | €63k | €46k | €6k | €57k | €182k | ▲ 219% |
| Profit (loss) for the period to be appropriated9905 | €63k | €46k | €6k | €57k | €182k | ▲ 219% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €218k | €275k | €315k | €562k | €627k | ▲ 11.7% |
| Fixed assets21/28 | €3k | €8k | €8k | €11k | €10k | ▼ 13.6% |
| Intangible fixed assets21 | - | €2k | €1k | €462 | - | - |
| Tangible fixed assets22/27 | €3k | - | €946 | €5k | €4k | ▼ 22.8% |
| Plant, machinery and equipment23 | - | - | €946 | €519 | €92 | ▼ 82.2% |
| Furniture and vehicles24 | €3k | - | - | - | €3k | - |
| Leasing and similar rights25 | - | - | - | €4k | - | - |
| Financial fixed assets28 | - | €6k | €6k | €6k | €6k | = |
| Current assets29/58 | €215k | €267k | €307k | €551k | €618k | ▲ 12.2% |
| Amounts receivable within one year40/41 | €36k | €49k | €123k | €159k | €215k | ▲ 35.0% |
| Trade receivables40 | €22k | €35k | €109k | €118k | €149k | ▲ 26.5% |
| Other amounts receivable41 | €14k | €14k | €14k | €41k | €65k | ▲ 59.4% |
| Cash at bank and in hand54/58 | €179k | €218k | €184k | €388k | €399k | ▲ 2.9% |
| Deferred charges and accrued income490/1 | - | - | €968 | €3k | €4k | ▲ 13.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €218k | €275k | €315k | €562k | €627k | ▲ 11.7% |
| Equity10/15 | €164k | €210k | €216k | €229k | €30k | ▼ 86.9% |
| Contributions10/11 | €30k | €30k | €30k | €30k | €30k | = |
| Reserves13 | €134k | €134k | €134k | €134k | - | - |
| Distributable reserves133 | €134k | €134k | €134k | €134k | - | - |
| Profit (loss) carried forward14 | - | €46k | €52k | €65k | - | - |
| Amounts payable17/49 | €54k | €65k | €100k | €333k | €597k | ▲ 79.4% |
| Amounts payable within one year42/48 | €54k | €65k | €99k | €333k | €597k | ▲ 79.4% |
| Financial debts43 | €2k | €3k | €411 | - | €399 | - |
| Credit institutions430/8 | €2k | €3k | €411 | - | €399 | - |
| Trade debts44 | €7k | €25k | €51k | €145k | €53k | ▼ 63.0% |
| Suppliers440/4 | €7k | €25k | €51k | €145k | €53k | ▼ 63.0% |
| Taxes, remuneration and social security45 | €44k | €36k | €48k | €151k | €234k | ▲ 55.4% |
| Taxes450/3 | €23k | €15k | €2k | €52k | €168k | ▲ 225% |
| Remuneration and social security454/9 | €22k | €21k | €46k | €99k | €66k | ▼ 33.1% |
| Other amounts payable47/48 | €155 | €155 | - | €38k | €309k | ▲ 721% |
| Accrued charges and deferred income492/3 | - | - | €155 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63k | €46k | €6k | €57k | €182k | ▲ 219% |
| + Depreciation and write-downs630 | €810 | €810 | €1k | €2k | €3k | ▲ 22.9% |
| Operating cash flow (approximation) | €64k | €47k | €7k | €59k | €185k | ▲ 211% |
| Investment in fixed assets (approximation) | - | €-6k | €-1k | €-5k | €-1k | ▲ 73.6% |
| Change in cash | - | €39k | €-35k | €205k | €11k | ▼ 94.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 30/04/2026
- Registered-office move, Courbevoie 13, 1348 Ottignies-Louvain-la-Neuve
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €182k ▲219%
Operating result €264k, net result €182k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €6k ▼87.8%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €210k ▲28.1%
3 profitable years in a row build equity to €210k.
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
31-12
Financial
Equity above €150kEq €164k ▲62.7%
2 profitable years in a row build equity to €164k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2019
Ground area
8,076 m²
Building footprint
1.0 ha
Volume, LiDAR
215,222 m³
2 parcels, Brussels, Wallonia · tallest building 44.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
O2do
since 20192.286.247.141
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D0900/00E002 | Brussels | 6,828 m² | 1 · 7,874 m² | 44.7 m · 8 fl. |
| 25386B0254/00X000 | Wallonia | 1,248 m² | 1 · 2,510 m² | 24.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
Contact
Website
o2do.be
E-mail
admin-dpt@o2do.be
Scores and ratios are computed by Checked and are not a credit decision.