O.T.H
ActiveO.T.H has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €69k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-2
Solvency28▼-64
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 3.02 in 2024; short-term debt: 96.6% and cash: 72.1% of total assets), and 96.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.4%
Return on assets
21.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
36 d late
2023
143 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 93.1%
2024 · €162k
2022: €32k
2023: €108k
2024: €162k
2022 → 2025
Total assets
€325k▲ 35.2%
2024 · €240k
2022: €61k
2023: €160k
2024: €240k
2022 → 2025
Net result
€69k▲ 29.0%
2024 · €54k
2022: €29k
2023: €77k
2024: €54k
2022 → 2025
Working capital
€8k▼ 95.0%
2024 · €158k
2022: €33k
2023: €102k
2024: €158k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€32k-€108k▲ 242%€162k▲ 49.8%€11k▼ 93.1%
Operating result€37k-€97k▲ 162%€68k▼ 30.2%€85k▲ 24.8%
Net result€29k-€77k▲ 163%€54k▼ 30.4%€69k▲ 29.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€3k▼ 27.0%
Current assets
€321k▲ 36.4%
Equity and liabilities €325k
Equity
€11k▼ 93.1%
Debt
€314k▲ 300%
The debt ratio rises from 32.6% to 96.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€86k▲
2024 · €69k
Cash flow
€71k▲
2024 · €55k
Solvency
3.4%▼
2024 · 67.4%
Current ratio
1.02▼
2024 · 3.02
Quick ratio
1.02▼
2024 · 3.02
Debt / equity
28.20▲
2024 · 0.48
ROE
623.3%▲
2024 · 33.2%
ROA
21.3%▼
2024 · 22.4%
Interest coverage
500.62▲
2024 · 154.60
Debt
€314k▲
2024 · €78k
Debt ≤ 1 year
€314k▲
2024 · €78k
Income taxes
€17k▲
2024 · €15k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€325k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€236k€321k▲
Amounts receivable within one year40/41€16k€87k▲
Trade receivables40€16k€83k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€220k€234k▲
Deferred charges and accrued income490/1-€58
Equity and liabilities
Total equity and liabilities10/49€240k€325k▲
Equity10/15€162k€11k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€159k€8k▼
Amounts payable17/49€78k€314k▲
Amounts payable within one year42/48€78k€314k▲
Trade debts44€25k€50k▲
Suppliers440/4€25k€50k▲
Taxes, remuneration and social security45€45k€34k▼
Taxes450/3€45k€34k▼
Other amounts payable47/48€8k€230k▲
Accrued charges and deferred income492/3€376€0▼
Income statement
Code20242025
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8-€400
Gross operating margin9900€69k€87k▲
Operating profit (loss)9901€68k€85k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€448€172▼
Recurring financial charges65€448€172▼
Profit (loss) for the period before taxes9903€69k€86k▲
Income taxes67/77€15k€17k▲
Profit (loss) for the period9904€54k€69k▲
Profit (loss) for the period to be appropriated9905€54k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€159k€228k▲
Profit (loss) brought forward from the previous period14P€105k€159k▲
Profit to be distributed694/7-€220k
Return on contributions (dividend)694-€220k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
31-12
Financial
Equity above €150kEq €162k ▲49.8%
3 profitable years in a row build equity to €162k.
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 143 days late
2023
31-12
Financial
Highest result since 2022net €77k ▲163%
Operating result €97k, net result €77k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲242%
2 profitable years in a row build equity to €108k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Morgenlandstraat 1131040 EtterbeekGround area
104 m²
Building footprint
67 m²
Volume, LiDAR
743 m³
Parcel 21363B0439/00D003, Brussels · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Morgenlandstraat 113, 1040 Etterbeek
since 20212.332.414.191
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0439/00D003 | Brussels | 104 m² | 1 · 67 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 24,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:olivier.thirifays@gmail.com