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O'SECUR

Active
Private limited companyfounded 2012active for 13 yearsChaussée de Lille(TOU) 204, 7500 Tournai, BelgiumKBO/BCE: BE 0500.946.897
Summary

O'SECUR has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356,420 and a net result of €117,387. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 67% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-11-2012 Normal situation
Registered office
60 active companies are registered at this address 9 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
General electrical installation work NACE 43211and 3 others
Establishment units
2.214.532.566 7500 Tournai, since 15-11-2012
2.317.926.747 7740 Pecq, since 01-06-2021
Financial year end
31 December
Peppol
Reachable since 31-12-2025

Board and ownership

Board
Shareholders
  • Olivier Questierannual accounts 2017
  • Déborah Naessensannual accounts 2017

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€332,810
▲ 29.0%
Turnover
≈ €750,000
estimated
Profit
€117,387
▲ 135%
Equity
€356,420
▲ 30.6%
Total assets
€578,609
▲ 27.9%
Employees on 31-12-2025
2
=
Filed on 23-07-2026, 8 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.49, cash €372,078Size: total assets €578,609Equity €356,420 (61.6% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 87+2
equity 61.6% of total assets
Liquidity 87-4
short-term debt 31.3% · cash 64.3%
Profitability 94+11
return on assets 20.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.49 (3.56 in 2024), above the usual 1.5. Short-term debt is 31.3% and cash 64.3% of total assets. 38.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 67% of them on solvency, 84% on liquidity, 80% on profitability and 75% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.49, cash €372,078
NBB · annual accounts
lowers risk · Size: total assets €578,609
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €356,420 (61.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
23 days early
2023
30 days early
2022
19 days early
2021
44 days early
2020
11 days early
2019
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €49,979 to €117,387 ▲ 135% View
  • Positive: Higher net result than 95% of companies in specialised constructionsector median €10,227 · 34,889 companies €117,387 View
  • Positive: 8 profitable years in a rowprofit 2025: €117,387 8 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Change of role: Olivier QUESTIER, from manager to directorPermanent representative: Olivier QUESTIER
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as O'SECUR: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €528,000 and €668,000, founded between 2011 and 2015.

CompanyTotal assetsGross margin
O'SECUR Tournai€578,609€332,810
ELECTRONE Beloeil€606,219€343,799
LG ELEC Binche€593,248€375,341
POLYATEC Le Roeulx€590,128€304,679
AARDINGEN MARO Tessenderlo-Ham€551,172€315,339
BBSo Anderlecht€527,636€329,438
1000 OHM Opwijk€668,132€322,142
Full comparison

Key facts about O'SECUR

What is the company number of O'SECUR?
The company number of O'SECUR is 0500.946.897. The VAT number is the same number with BE in front: BE 0500.946.897.
Where is O'SECUR based?
The registered office is at Chaussée de Lille(TOU) 204, 7500 Tournai.Company details
What does O'SECUR do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of O'SECUR?
The legal form of O'SECUR is Private limited company (BV).
When was O'SECUR founded?
O'SECUR was founded on 21-11-2012.
Is O'SECUR still active?
Yes, O'SECUR is an active enterprise in the KBO register.
How many employees does O'SECUR have?
O'SECUR had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of O'SECUR?
The turnover in financial year 2025 is ≈ €750,000. This figure is estimated from the gross margin of €332,810 and 34 comparable companies (NACE 43211). It probably lies between €650,000 and €920,000.
Is O'SECUR profitable?
In financial year 2025, O'SECUR made a profit of €117,387.
Where can I find the annual accounts of O'SECUR?
O'SECUR filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of O'SECUR due?
O'SECUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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