O'SECUR
ActiveO'SECUR has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €117k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+11
Solvency87▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 3.56 in 2024; short-term debt: 31.3% and cash: 64.3% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
20.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
23 d early
2023
30 d early
2022
19 d early
2021
44 d early
2020
11 d early
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€356k▲ 30.6%
2024 · €273k
2018: €91k
2019: €108k
2020: €128k
2021: €180k
2022: €214k
2023: €223k
2024: €273k
2018 → 2025
Total assets
€579k▲ 27.9%
2024 · €453k
2018: €223k
2019: €239k
2020: €255k
2021: €287k
2022: €351k
2023: €385k
2024: €453k
2018 → 2025
Net result
€117k▲ 135%
2024 · €50k
2018: €16k
2019: €13k
2020: €20k
2021: €52k
2022: €35k
2023: €30k
2024: €50k
2018 → 2025
Working capital
€269k▼ 6.1%
2024 · €287k
2018: €76k
2019: €85k
2020: €76k
2021: €120k
2022: €150k
2023: €113k
2024: €287k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€214k▲ 19.2%€223k▲ 4.0%€273k▲ 22.4%€356k▲ 30.6%
Operating result€80k-€53k▼ 33.6%€45k▼ 15.6%€87k▲ 93.3%€183k▲ 111%
Net result€52k-€35k▼ 32.5%€30k▼ 16.1%€50k▲ 68.9%€117k▲ 135%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 111% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €579k
Fixed assets
€128k▲ 138%
Current assets
€451k▲ 13.0%
Equity and liabilities €579k
Equity
€356k▲ 30.6%
Debt
€222k▲ 23.6%
The debt ratio falls from 39.7% to 38.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€209k▲
2024 · €94k
Cash flow
€144k▲
2024 · €57k
Solvency
61.6%▲
2024 · 60.3%
Current ratio
2.49▼
2024 · 3.56
Quick ratio
2.45▼
2024 · 3.46
Debt / equity
0.62▼
2024 · 0.66
ROE
32.9%▲
2024 · 18.3%
ROA
20.3%▲
2024 · 11.0%
Interest coverage
33.99▲
2024 · 14.49
Debt
€222k▲
2024 · €180k
Debt ≤ 1 year
€181k▲
2024 · €112k
Debt > 1 year
€41k▼
2024 · €64k
Income taxes
€61k▲
2024 · €31k
Staff costs
€121k▼
2024 · €130k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€453k€579k▲
Fixed assets21/28€54k€128k▲
Tangible fixed assets22/27€53k€128k▲
Land and buildings22€35k€33k▼
Plant, machinery and equipment23€1k€860▼
Furniture and vehicles24€14k€92k▲
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€487€487=
Current assets29/58€399k€451k▲
Stocks and contracts in progress3€11k€6k▼
Stocks30/36€11k€6k▼
Amounts receivable within one year40/41€57k€70k▲
Trade receivables40€37k€40k▲
Other amounts receivable41€20k€29k▲
Cash at bank and in hand54/58€327k€372k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€453k€579k▲
Equity10/15€273k€356k▲
Contributions10/11€6k€6k=
Reserves13€267k€350k▲
Distributable reserves133€267k€350k▲
Amounts payable17/49€180k€222k▲
Amounts payable after more than one year17€64k€41k▼
Financial debts170/4€64k€41k▼
Amounts payable within one year42/48€112k€181k▲
Current portion of amounts payable after more than one year42€28k€23k▼
Trade debts44€19k€27k▲
Suppliers440/4€19k€27k▲
Advances received on contracts in progress46€16k€4k▼
Taxes, remuneration and social security45€49k€107k▲
Taxes450/3€36k€93k▲
Remuneration and social security454/9€14k€15k▲
Other amounts payable47/48-€20k
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Non-recurring operating income76A€24k€306▼
Remuneration, social security and pensions62€130k€121k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€26k▲
Other operating charges640/8€34k€2k▼
Gross operating margin9900€258k€333k▲
Operating profit (loss)9901€87k€183k▲
Financial income75/76B€612€2k▲
Recurring financial income75€612€2k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€81k€179k▲
Income taxes67/77€31k€61k▲
Profit (loss) for the period9904€50k€117k▲
Profit (loss) for the period to be appropriated9905€50k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€117k▲
Transfer from equity791/2-€34k
Transfer to equity691/2€50k€117k▲
To other reserves6921€50k€117k▲
Profit to be distributed694/7-€34k
Return on contributions (dividend)694-€34k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €117k ▲135%
Operating result €183k, net result €117k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €214k ▲19.2%
5 profitable years in a row build equity to €214k.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €180k ▲40%
4 profitable years in a row build equity to €180k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-12
Financial
Weakest financial yearnet €13k ▼18.3%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €108k ▲19%
2 profitable years in a row build equity to €108k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Lille(TOU) 2047500 TournaiGround area
972 m²
Building footprint
527 m²
Volume, LiDAR
3,956 m³
2 parcels, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
O'SECUR
since 20122.214.532.566
O'SECUR
since 20212.317.926.747
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57463K0242/00M000 | Wallonia | 823 m² | 1 · 437 m² | 7.9 m · 2 fl. |
| 57062B0321/00N006 | Wallonia | 150 m² | 1 · 91 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESPACE INDIGO
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DERUYTTER CARL
BE 0849.850.157
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AUTOMATION ET SERVICES
BE 0883.629.319
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ELECTRO - VARIA
BE 0444.436.875
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HANSON SECURITY
BE 0893.244.294
Kortrijk · Eq €356k
Of 22,821 companies in sector 43211 we hold annual accounts for 10,324. 7,247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2012
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43212Electrical installation work in industrial facilities
43240Other construction installation
43299Specialised construction activities
47400Retail sale of information and communication equipment
47410Retail trade
47420Retail trade
47430Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.